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  <xsd:element id="fsbw_DefinedContributionPlanContributionByEmployeePercent" name="DefinedContributionPlanContributionByEmployeePercent" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_DepositLiabilitiesCertificatesOfDepositsMember" name="DepositLiabilitiesCertificatesOfDepositsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_DepositLiabilitiesCheckingMember" name="DepositLiabilitiesCheckingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_DepositLiabilitiesMoneyMarketMember" name="DepositLiabilitiesMoneyMarketMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_DeterminingContractualTermPolicyTextBlock" name="DeterminingContractualTermPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_DocumentAndEntityInformation" name="DocumentAndEntityInformation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EffectiveIncomeTaxRateReconciliationEmployeeStockOwnershipPlanAmount" name="EffectiveIncomeTaxRateReconciliationEmployeeStockOwnershipPlanAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EffectiveIncomeTaxRateReconciliationEmployeeStockOwnershipPlanPercent" name="EffectiveIncomeTaxRateReconciliationEmployeeStockOwnershipPlanPercent" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EffectiveIncomeTaxRateReconciliationEquityCompensationAmount" name="EffectiveIncomeTaxRateReconciliationEquityCompensationAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EffectiveIncomeTaxRateReconciliationEquityCompensationPercent" name="EffectiveIncomeTaxRateReconciliationEquityCompensationPercent" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EffectiveIncomeTaxRateReconciliationExecutiveCompensationAmount" name="EffectiveIncomeTaxRateReconciliationExecutiveCompensationAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EffectiveIncomeTaxRateReconciliationExecutiveCompensationPercent" name="EffectiveIncomeTaxRateReconciliationExecutiveCompensationPercent" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_EscrowHoldbackRelativeToOutstandingCreditEnhancementCeObligation" name="EscrowHoldbackRelativeToOutstandingCreditEnhancementCeObligation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_EscrowHoldbackRelativeToOutstandingCreditEnhancementCeObligationPercentage" name="EscrowHoldbackRelativeToOutstandingCreditEnhancementCeObligationPercentage" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_FHLBAndFRBBTFBMember" name="FHLBAndFRBBTFBMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_FairValueAdjustmentMember" name="FairValueAdjustmentMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" name="FairValueAssetsLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FederalHomeLoanBankAdvancesGeneralDebtObligationsMaximumAmountAvailablePercentageOfTotalAssets" name="FederalHomeLoanBankAdvancesGeneralDebtObligationsMaximumAmountAvailablePercentageOfTotalAssets" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_FederalReserveBankBankTermFundingProgramMember" name="FederalReserveBankBankTermFundingProgramMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_FederalReserveBankFedFundsMember" name="FederalReserveBankFedFundsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_FederalReserveBankMember" name="FederalReserveBankMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FhlbImpairment" name="FhlbImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancialInstrumentsOwnedAtAmortizedCost" name="FinancialInstrumentsOwnedAtAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1" name="FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" name="FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FinancingReceivableCollateralDependentLoansTableTextBlock" name="FinancingReceivableCollateralDependentLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancingReceivableLoansCollectiveAssessmentPolicyTextBlock" name="FinancingReceivableLoansCollectiveAssessmentPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancingReceivableLoansIndividualAssessmentPolicyTextBlock" name="FinancingReceivableLoansIndividualAssessmentPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancingReceivableModifiedNumberOfContracts" name="FinancingReceivableModifiedNumberOfContracts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancingReceivableModifiedWeightedAverageInterestRateOriginalPercentage" name="FinancingReceivableModifiedWeightedAverageInterestRateOriginalPercentage" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FinancingReceivableModifiedWeightedAverageInterestRatePostmodification" name="FinancingReceivableModifiedWeightedAverageInterestRatePostmodification" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FinancingReceivableNonaccrualWithAllowance" name="FinancingReceivableNonaccrualWithAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FirstLossAccountFLA" name="FirstLossAccountFLA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_FirstSecurityBankOfWashingtonSubsidiaryMember" name="FirstSecurityBankOfWashingtonSubsidiaryMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_FixedToFloatingRateSubordinatedNoteDue2031Member" name="FixedToFloatingRateSubordinatedNoteDue2031Member" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_ForwardTBAMortgagebackedSecuritiesMember" name="ForwardTBAMortgagebackedSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_FurnitureFixturesAndEquipmentMember" name="FurnitureFixturesAndEquipmentMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_GainLossOnSaleOfLoansHeldForSale" name="GainLossOnSaleOfLoansHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_GainLossOnSaleOfPortfolioLoans" name="GainLossOnSaleOfPortfolioLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_GoodwillAmorizationPeriodForDeductibleTaxPurposes" name="GoodwillAmorizationPeriodForDeductibleTaxPurposes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_HoldbackReserveForGuaranteedLoansMember" name="HoldbackReserveForGuaranteedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_HomeLendingMember" name="HomeLendingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_IndirectHomeImprovementLoanMember" name="IndirectHomeImprovementLoanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_IndustrySourcesMember" name="IndustrySourcesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_InterestExpenseMoneyMarketAccountsAndSavingsDeposits" name="InterestExpenseMoneyMarketAccountsAndSavingsDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_InterestRateSwapAgreementsMember" name="InterestRateSwapAgreementsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_LesseeOperatingLeaseSupplementalCashFlowInformationTableTextBlock" name="LesseeOperatingLeaseSupplementalCashFlowInformationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_LoansAndLeasesReceivableCommitmentToLendRelatedParty" name="LoansAndLeasesReceivableCommitmentToLendRelatedParty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_MandatoryAndBestEffortForwardCommitmentsMember" name="MandatoryAndBestEffortForwardCommitmentsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_MarineLoansMember" name="MarineLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_MortgageServicingAssetHeldForSale" name="MortgageServicingAssetHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_MortgageServicingRightHeldForSaleMember" name="MortgageServicingRightHeldForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_MortgageServicingRightsMember" name="MortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_NetAmountMember" name="NetAmountMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NetInterestIncomeExpenseRecognizedOnCashFlowsOfDerivitiesDesignatedAsHedgingInstruments" name="NetInterestIncomeExpenseRecognizedOnCashFlowsOfDerivitiesDesignatedAsHedgingInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NoninterestbearingDepositEscrowForMortgagesServiced" name="NoninterestbearingDepositEscrowForMortgagesServiced" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_NoteToFinancialStatementDetailsTextual" name="NoteToFinancialStatementDetailsTextual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_NotesToFinancialStatements" name="NotesToFinancialStatements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_NotesToFinancialStatementsAbstract" name="NotesToFinancialStatementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NumberOfBankBranches" name="NumberOfBankBranches" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_NumberOfBusinessesAcquiredBankOwnedBranches" name="NumberOfBusinessesAcquiredBankOwnedBranches" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NumberOfBusinessesAcquiredLeasesAcquiredWithBankBranches" name="NumberOfBusinessesAcquiredLeasesAcquiredWithBankBranches" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NumberOfFinancialAssetsPurchasedWithCreditDeterioration" name="NumberOfFinancialAssetsPurchasedWithCreditDeterioration" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_NumberOfFulltimeEmployeesFTEs" name="NumberOfFulltimeEmployeesFTEs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_OfficersAndEmployeesMember" name="OfficersAndEmployeesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_OnetofourFamilyLoanMember" name="OnetofourFamilyLoanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_OtherConsumerLoanMember" name="OtherConsumerLoanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_OtherFinancialInstitutionsMember" name="OtherFinancialInstitutionsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_OtherNonrealEstateMember" name="OtherNonrealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_OtherRealEstateAdditionsThroughClosedRetailBranchTransfer" name="OtherRealEstateAdditionsThroughClosedRetailBranchTransfer" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_OtherRealEstateOwnedPolicyTextBlock" name="OtherRealEstateOwnedPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_OtherThanTemporaryImpairmentOnInvestments" name="OtherThanTemporaryImpairmentOnInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_PaymentsForOriginationOfLoansAndPrincipleCollectionsNet" name="PaymentsForOriginationOfLoansAndPrincipleCollectionsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_PaymentsForProceedsFromEsopInvestingActivities" name="PaymentsForProceedsFromEsopInvestingActivities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_PppLiquidityFacilitiesMember" name="PppLiquidityFacilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_ProceedsDisbursementsFromStockOptionsExercised" name="ProceedsDisbursementsFromStockOptionsExercised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_PullthroughExpectationsRateMember" name="PullthroughExpectationsRateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_RealEstateOwnedOREOMember" name="RealEstateOwnedOREOMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_RealEstatePortfolioSegmentMember" name="RealEstatePortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_ReportedValueByAcquireeMember" name="ReportedValueByAcquireeMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_RetentionOfGrossMortgageServicingRightsFromLoanSales" name="RetentionOfGrossMortgageServicingRightsFromLoanSales" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_ScheduleOfMaximumAndWeightedAverageBalancesAndInterestRatesOnDebtTableTextBlock" name="ScheduleOfMaximumAndWeightedAverageBalancesAndInterestRatesOnDebtTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SecuredOvernightFinancingRateSofrMember" name="SecuredOvernightFinancingRateSofrMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SecuritiesAvailableForSaleMember" name="SecuritiesAvailableForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SensitivityAnalysisOfFairValueImpactOf05PercentAdverseChangeInOtherAssumptionMember" name="SensitivityAnalysisOfFairValueImpactOf05PercentAdverseChangeInOtherAssumptionMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SensitivityAnalysisOfFairValueImpactOf10PercentAdverseChangeInOtherAssumptionMember" name="SensitivityAnalysisOfFairValueImpactOf10PercentAdverseChangeInOtherAssumptionMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_ServicingAssetsSoldPercentOfPortfolio" name="ServicingAssetsSoldPercentOfPortfolio" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedContractualTermForfeitureRate" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedContractualTermForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedForfeitureRate" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodIntrinsicValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantsInPeriodIntrinsicValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantsInPeriodIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SharebasedPaymentArrangementTrancheFourMember" name="SharebasedPaymentArrangementTrancheFourMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_StandardPoorsBBBOrBBBMinusRatingMember" name="StandardPoorsBBBOrBBBMinusRatingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_StateAndLocalGovernmentPublicDepositsMember" name="StateAndLocalGovernmentPublicDepositsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_StockIssuedDuringPeriodValueStockOptionsExercisedNet" name="StockIssuedDuringPeriodValueStockOptionsExercisedNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SubordinatedDebtNetOfUnamortizedDebtIssuanceExpense" name="SubordinatedDebtNetOfUnamortizedDebtIssuanceExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_SubordinatedNotesMember" name="SubordinatedNotesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_The2018EquityIncentivePlanMember" name="The2018EquityIncentivePlanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_The401kPlanOneMember" name="The401kPlanOneMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_The401kPlanTwoMember" name="The401kPlanTwoMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_USSmallBusinessAdministrationSecuritiesMember" name="USSmallBusinessAdministrationSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_UnearnedEsopSharesMember" name="UnearnedEsopSharesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_WarehouseLendingLoanMember" name="WarehouseLendingLoanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-leases-schedule-of-lease-cost-details" name="statement-statement-note-7-leases-schedule-of-lease-cost-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-leases-schedule-of-maturity-for-operating-leases-details" name="statement-statement-note-7-leases-schedule-of-maturity-for-operating-leases-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-leases-schedule-of-supplemental-information-details" name="statement-statement-note-7-leases-schedule-of-supplemental-information-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-leases-tables" name="statement-statement-note-7-leases-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-8-other-real-estate-owned-oreo-schedule-of-other-real-estate-owned-details" name="statement-statement-note-8-other-real-estate-owned-oreo-schedule-of-other-real-estate-owned-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-8-other-real-estate-owned-oreo-tables" name="statement-statement-note-8-other-real-estate-owned-oreo-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-deposits-schedule-interest-expense-by-category-details" name="statement-statement-note-9-deposits-schedule-interest-expense-by-category-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-deposits-schedule-of-deposit-liabilities-details" name="statement-statement-note-9-deposits-schedule-of-deposit-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-deposits-schedule-of-maturity-details" name="statement-statement-note-9-deposits-schedule-of-maturity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-deposits-tables" name="statement-statement-note-9-deposits-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
