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  <xsd:element id="fsbw_FinancingReceivableCollateralDependentLoansTableTextBlock" name="FinancingReceivableCollateralDependentLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancingReceivableExcludingAccruedInterestModifiedWeightedAverageTermExtensionPaymentDelay" name="FinancingReceivableExcludingAccruedInterestModifiedWeightedAverageTermExtensionPaymentDelay" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" name="FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FinitelivedIntangibleAssetExpectedAmortizationAfterYearFour" name="FinitelivedIntangibleAssetExpectedAmortizationAfterYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_FirstLossAccountFLA" name="FirstLossAccountFLA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_ForwardTBAMortgagebackedSecuritiesMember" name="ForwardTBAMortgagebackedSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_GainLossOnDispositionOfMortgageServicingRightsMsr" name="GainLossOnDispositionOfMortgageServicingRightsMsr" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_GainLossOnPurchaseOfTaxCredits" name="GainLossOnPurchaseOfTaxCredits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_GainLossOnSaleOfLoansHeldForSale" name="GainLossOnSaleOfLoansHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_HoldbackReserveForGuaranteedLoansMember" name="HoldbackReserveForGuaranteedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_HomeLendingMember" name="HomeLendingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_IndirectHomeImprovementLoanMember" name="IndirectHomeImprovementLoanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_IndividualForwardSaleCommitmentsWithInvestorsMember" name="IndividualForwardSaleCommitmentsWithInvestorsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_IndustrySourcesMember" name="IndustrySourcesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_InterestExpenseIntersegment" name="InterestExpenseIntersegment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_InterestExpenseMoneyMarketAccountsAndSavingsDeposits" name="InterestExpenseMoneyMarketAccountsAndSavingsDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_InterestRateSwapAgreementsMember" name="InterestRateSwapAgreementsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_IntersegmentIncome" name="IntersegmentIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_LesseeOperatingLeaseSupplementalCashFlowInformationTableTextBlock" name="LesseeOperatingLeaseSupplementalCashFlowInformationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_MandatoryAndBestEffortForwardCommitmentsMember" name="MandatoryAndBestEffortForwardCommitmentsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_MarineLoansMember" name="MarineLoansMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_MortgageServicingRightsMember" name="MortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_NetAmountMember" name="NetAmountMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NetInterestIncomeExpenseRecognizedOnCashFlowsOfDerivitiesDesignatedAsHedgingInstruments" name="NetInterestIncomeExpenseRecognizedOnCashFlowsOfDerivitiesDesignatedAsHedgingInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_NoninterestbearingDepositEscrowForMortgagesServiced" name="NoninterestbearingDepositEscrowForMortgagesServiced" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_NonownerOccupiedMember" name="NonownerOccupiedMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element id="fsbw_NumberOfFulltimeEmployeesFTEs" name="NumberOfFulltimeEmployeesFTEs" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_OfficersAndEmployeesMember" name="OfficersAndEmployeesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element id="fsbw_PaymentsForOriginationOfLoansAndPrincipleCollectionsNet" name="PaymentsForOriginationOfLoansAndPrincipleCollectionsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_PaymentsToAcquireTaxCredits" name="PaymentsToAcquireTaxCredits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_ProceedsDisbursementsFromStockOptionsExercised" name="ProceedsDisbursementsFromStockOptionsExercised" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_PullthroughExpectationsRateMember" name="PullthroughExpectationsRateMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_RealEstateOwnedOREOMember" name="RealEstateOwnedOREOMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_ResidentialCustomConstructionMember" name="ResidentialCustomConstructionMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_RetentionOfGrossMortgageServicingRightsFromLoanSales" name="RetentionOfGrossMortgageServicingRightsFromLoanSales" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SbaUsdaGuaranteedCertificatesMember" name="SbaUsdaGuaranteedCertificatesMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SegmentIncome" name="SegmentIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_SensitivityAnalysisOfFairValueImpactOf05PercentAdverseChangeInOtherAssumptionMember" name="SensitivityAnalysisOfFairValueImpactOf05PercentAdverseChangeInOtherAssumptionMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element id="fsbw_ServicingAssetHeldAtLowerOfCostOrFairValue" name="ServicingAssetHeldAtLowerOfCostOrFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedContractualTermForfeitureRate" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedContractualTermForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedForfeitureRate" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExpectedForfeitureRate" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:percentItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantsInPeriodIntrinsicValue" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantsInPeriodIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_StandardPoorsBBBOrBBBMinusRatingMember" name="StandardPoorsBBBOrBBBMinusRatingMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_StateAndLocalGovernmentPublicDepositsMember" name="StateAndLocalGovernmentPublicDepositsMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_StockIssuedDuringPeriodValueStockOptionsExercisedNet" name="StockIssuedDuringPeriodValueStockOptionsExercisedNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_SubordinatedDebtNetOfUnamortizedDebtIssuanceExpense" name="SubordinatedDebtNetOfUnamortizedDebtIssuanceExpense" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element abstract="true" id="fsbw_The1stFirstSecurityBankOfWashingtonSubsidiaryMember" name="The1stFirstSecurityBankOfWashingtonSubsidiaryMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_The2018EquityIncentivePlanMember" name="The2018EquityIncentivePlanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element id="fsbw_TimeDepositMaturitiesYearFiveAndThereafter" name="TimeDepositMaturitiesYearFiveAndThereafter" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant"/>
  <xsd:element id="fsbw_UnrealizedGainLossOnPortfolioLoansMeasuredUnderFairValueOption" name="UnrealizedGainLossOnPortfolioLoansMeasuredUnderFairValueOption" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_WarehouseLendingLoanMember" name="WarehouseLendingLoanMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_WatchMember" name="WatchMember" nillable="true" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-11-stockbased-compensation-schedule-of-stock-option-awards-details-parentheticals" name="statement-statement-note-11-stockbased-compensation-schedule-of-stock-option-awards-details-parentheticals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-13-business-segments-schedule-of-segment-financial-results-details" name="statement-statement-note-13-business-segments-schedule-of-segment-financial-results-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-14-goodwill-and-other-intangible-assets-schedule-of-amortization-details" name="statement-statement-note-14-goodwill-and-other-intangible-assets-schedule-of-amortization-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-2-investments-schedule-of-debt-securities-heldtomaturity-allowance-for-credit-loss-roll-forward-details" name="statement-statement-note-2-investments-schedule-of-debt-securities-heldtomaturity-allowance-for-credit-loss-roll-forward-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-2-investments-schedule-of-debt-securities-heldtomaturity-credit-quality-indicators-details" name="statement-statement-note-2-investments-schedule-of-debt-securities-heldtomaturity-credit-quality-indicators-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-2-investments-schedule-of-securities-pledged-as-collateral-details" name="statement-statement-note-2-investments-schedule-of-securities-pledged-as-collateral-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-2-investments-tables" name="statement-statement-note-2-investments-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
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  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-amortized-cost-of-nonaccrual-loans-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-amortized-cost-of-nonaccrual-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-collateral-dependent-loans-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-collateral-dependent-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-financing-receivable-modified-past-due-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-financing-receivable-modified-past-due-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-modified-financing-receivables-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-modified-financing-receivables-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-past-due-loans-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-past-due-loans-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-portfolio-loan-composition-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-portfolio-loan-composition-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-risk-rated-loan-by-category-details" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-schedule-of-risk-rated-loan-by-category-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-tables" name="statement-statement-note-3-loans-receivable-and-allowance-for-credit-losses-loans-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-4-mortgage-servicing-rights-schedule-of-mortgage-servicing-rights-details" name="statement-statement-note-4-mortgage-servicing-rights-schedule-of-mortgage-servicing-rights-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-4-mortgage-servicing-rights-schedule-of-sensitivity-analysis-of-fair-value-details" name="statement-statement-note-4-mortgage-servicing-rights-schedule-of-sensitivity-analysis-of-fair-value-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-4-mortgage-servicing-rights-tables" name="statement-statement-note-4-mortgage-servicing-rights-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-4-mortgage-servicing-rights-valuation-assumptions-details" name="statement-statement-note-4-mortgage-servicing-rights-valuation-assumptions-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-5-derivatives-schedule-of-derivative-instruments-details" name="statement-statement-note-5-derivatives-schedule-of-derivative-instruments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-5-derivatives-schedule-of-fair-value-hedges-cumulativebasis-adjustment-details" name="statement-statement-note-5-derivatives-schedule-of-fair-value-hedges-cumulativebasis-adjustment-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-5-derivatives-schedule-of-hedging-relationship-details" name="statement-statement-note-5-derivatives-schedule-of-hedging-relationship-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-5-derivatives-schedule-of-offsetting-of-derivative-assets-details" name="statement-statement-note-5-derivatives-schedule-of-offsetting-of-derivative-assets-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-5-derivatives-schedule-of-offsetting-of-derivative-liabilities-details" name="statement-statement-note-5-derivatives-schedule-of-offsetting-of-derivative-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-5-derivatives-tables" name="statement-statement-note-5-derivatives-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-6-leases-schedule-of-lease-cost-details" name="statement-statement-note-6-leases-schedule-of-lease-cost-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-6-leases-schedule-of-maturity-for-operating-leases-details" name="statement-statement-note-6-leases-schedule-of-maturity-for-operating-leases-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-6-leases-schedule-of-supplemental-information-details" name="statement-statement-note-6-leases-schedule-of-supplemental-information-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-6-leases-tables" name="statement-statement-note-6-leases-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-deposits-schedule-interest-expense-by-category-details" name="statement-statement-note-7-deposits-schedule-interest-expense-by-category-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-deposits-schedule-of-deposit-liabilities-details" name="statement-statement-note-7-deposits-schedule-of-deposit-liabilities-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-deposits-schedule-of-maturity-details" name="statement-statement-note-7-deposits-schedule-of-maturity-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-7-deposits-tables" name="statement-statement-note-7-deposits-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-8-commitments-and-contingencies-schedule-of-commitments-details" name="statement-statement-note-8-commitments-and-contingencies-schedule-of-commitments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-8-commitments-and-contingencies-tables" name="statement-statement-note-8-commitments-and-contingencies-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-fair-value-measurements-schedule-of-estimated-fair-values-of-financial-instruments-details" name="statement-statement-note-9-fair-value-measurements-schedule-of-estimated-fair-values-of-financial-instruments-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-fair-value-measurements-schedule-of-financial-assets-and-liabilities-on-a-recurring-basis-details" name="statement-statement-note-9-fair-value-measurements-schedule-of-financial-assets-and-liabilities-on-a-recurring-basis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-fair-value-measurements-schedule-of-financial-assets-on-a-nonrecurring-basis-details" name="statement-statement-note-9-fair-value-measurements-schedule-of-financial-assets-on-a-nonrecurring-basis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-fair-value-measurements-schedule-of-reconciliation-of-financial-assets-and-liabilities-with-unobservable-inputs-details" name="statement-statement-note-9-fair-value-measurements-schedule-of-reconciliation-of-financial-assets-and-liabilities-with-unobservable-inputs-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-fair-value-measurements-schedule-of-schedule-of-financial-assets-and-liabilities-on-a-recurring-and-nonrecurring-basis-details" name="statement-statement-note-9-fair-value-measurements-schedule-of-schedule-of-financial-assets-and-liabilities-on-a-recurring-and-nonrecurring-basis-details" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-note-9-fair-value-measurements-tables" name="statement-statement-note-9-fair-value-measurements-tables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
  <xsd:element abstract="true" id="fsbw_statement-statement-significant-accounting-policies-policies" name="statement-statement-significant-accounting-policies-policies" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration"/>
</xsd:schema>
