0001437749-25-034119 | 10-Q | XBRL Viewer

Commitments and Contingencies Disclosure [Text Block]

NOTE 8 – COMMITMENTS AND CONTINGENCIES

Commitments – The Company is party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit. These instruments involve, to varying degrees, elements of credit risk in excess of the amount recognized on the Consolidated Balance Sheets.

The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.

The following table provides a summary of the Company’s commitments at the dates indicated:

COMMITMENTS TO EXTEND CREDIT	September 30,		December 31,
CRE LOANS	2025		2024
CRE	$	2,255	$	1,132
Commercial and speculative construction and development		220,663		135,006
Multi-family		6,896		5,876
Total CRE loans		229,814		142,014
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family (excludes loans held for sale)		54,927		23,138
Home equity		100,769		97,358
Residential custom construction		39,447		39,125
Total residential real estate loans		195,143		159,621
CONSUMER LOANS		30,125		28,566
COMMERCIAL BUSINESS LOANS
C&I		141,186		174,292
Warehouse lending		55,993		53,978
Total commercial business loans		197,179		228,270
Total commitments to extend credit	$	652,261	$	558,471

Commitments to extend credit are agreements to lend to a customer provided there is no violation of any condition established in the contract. Since many of the commitments are expected to expire without being drawn upon, the amount of the total commitments does not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon an extension of credit, is based on management’s credit evaluation of the party. Collateral held varies, but may include accounts receivable, inventory, property and equipment, residential real estate, and income-producing commercial properties.

Unfunded commitments under commercial lines of credit, revolving credit lines, and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit usually do not contain a specified maturity date and ultimately may not be drawn on to the total extent to which the Company is committed. The Company’s ACL – unfunded loan commitments at September 30, 2025 and December 31, 2024 was $2.1 million and $1.4 million, respectively. The Company recorded a provision for credit losses – unfunded loan commitments of $457,000 and $675,000 for the three and nine months ended September 30, 2025, respectively, as compared to a recovery for credit losses – unfunded loan commitments of $78,000 and $24,000 for the three and nine months ended September 30, 2024, respectively. The increase in provision for the 2025 periods was primarily attributable to an $85.7 million increase in commercial and speculative construction and development loan commitments.

A portion of the one-to-four-family commitments included in the table above are accounted for as fair value derivatives and do not carry an associated reserve. The Company's derivative positions are presented with the discussion in “Note 5 – Derivatives.”

The Company also sells one-to-four-family loans to the FHLB of Des Moines that require a limited level of recourse if the loans default and exceed a certain loss exposure. Specific to that recourse, the FHLB of Des Moines established a first loss account (“FLA”) related to the loans and required a credit enhancement (“CE”) obligation by the Bank to be utilized after the FLA is used. Based on loans sold through September 30, 2025, total loans serviced on behalf of the FHLB of Des Moines were $8.4 million with the FLA totaling $581,000 and the CE obligation at $389,000 or 4.6% of the loans outstanding. Management has established a holdback of 10% of the outstanding CE, or $39,000, which is a part of the off-balance sheet holdback for loans sold. At both September 30, 2025 and December 31, 2024, there were no loans sold and serviced on behalf of the FHLB of Des Moines that were greater than 90 days past their contractual payment due date.

Contingent liabilities for loans held for sale – In the ordinary course of business, loans are sold with limited recourse against the Company and may have to subsequently be repurchased due to defects that occurred during the origination of the loan. The defects are categorized as documentation errors, underwriting errors, early payoff, early payment defaults, breach of representation or warranty, servicing errors, and/or fraud. When a loan sold to an investor without recourse fails to perform according to its contractual terms, the investor will typically review the loan file to determine whether defects in the origination process occurred. If a defect is identified, the Company may be required to either repurchase the loan or indemnify the investor for losses sustained. If there are no such defects, the Company has no commitment to repurchase the loan. The Company has recorded a holdback reserve of $1.8 million and $2.0 million to cover loss exposure related to these guarantees for one-to-four-family loans sold into the secondary market at September 30, 2025 and December 31, 2024, respectively, which is included in “Other liabilities” on the Consolidated Balance Sheets.

The Company has entered into a severance agreement with its Chief Executive Officer (“CEO”). The severance agreement, subject to certain requirements, generally includes a lump sum payment to the CEO equal to 24 months of base compensation in the event his employment is involuntarily terminated, other than for cause or the executive terminates his employment with good reason, as defined in the severance agreement.

The Company has entered into change of control agreements with its executives and select key personnel. The change of control agreements, subject to certain requirements, generally remain in effect until canceled by either party upon at least 24 months prior written notice. Under the change of control agreements, the executive generally will be entitled to a change of control payment from the Company if the executive is involuntarily terminated within six months preceding or 12 months after a change in control (as defined in the change of control agreements). In such an event, the executives would each be entitled to receive a cash payment in an amount equal to 12 months of their then current salary, subject to certain requirements in the change of control agreements.

As a result of the nature of our activities, the Company is subject to various pending and threatened legal actions, which arise in the ordinary course of business. From time to time, subordination liens may create litigation which requires us to defend our lien rights. In the opinion of management, liabilities arising from these claims, if any, will not have a material effect on our financial position. The Company had no material pending legal actions at September 30, 2025.

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Cash and due from banks	$ 12,391	$ 19,280
Interest-bearing deposits at other financial institutions	48,889	12,355
Total cash and cash equivalents	61,280	31,635
Certificates of deposit at other financial institutions	0	1,727
Securities available-for-sale, at fair value (amortized cost of $335,152 and $310,272, net of allowance for credit losses of $0 and $0, respectively)	311,695	281,175
Securities held-to-maturity, at amortized cost (fair value of $32,142 and $8,144, net of allowance for credit losses of $220 and $45, respectively)	31,386	8,455
Loans held for sale, at fair value	38,579	27,835
Loans receivable, net of allowance for credit losses of $30,056 and $31,870 (includes loans of $12,571 and $12,728, at fair value, respectively)	2,599,601	2,501,951
Accrued interest receivable	15,122	13,881
Premises and equipment, net	32,444	29,756
Operating lease right-of-use (“ROU”) assets	6,832	5,378
Federal Home Loan Bank (“FHLB”) stock, at cost	7,975	15,621
Deferred tax asset, net	6,767	7,059
Bank owned life insurance (“BOLI”), net	38,531	38,528
Goodwill	3,592	3,592
Core deposit intangible, net	11,284	13,710
Other assets	35,231	39,670
TOTAL ASSETS	3,208,825	3,029,177
LIABILITIES
Noninterest-bearing accounts	665,852	638,158
Interest-bearing accounts	2,020,640	1,701,260
Total deposits	2,686,492	2,339,418
Borrowings	129,305	307,806
Subordinated notes:
Principal amount	50,000	50,000
Unamortized debt issuance costs	(356)	(406)
Total subordinated notes less unamortized debt issuance costs	49,644	49,594
Operating lease liabilities	6,993	5,556
Other liabilities	35,880	31,036
Total liabilities	2,908,314	2,733,410
COMMITMENTS AND CONTINGENCIES (NOTE 8)
STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value; 5,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value; 45,000,000 shares authorized; 7,535,330 and 7,833,014 shares issued and outstanding at September 30, 2025 and December 31, 2024, respectively	75	78
Additional paid-in capital	43,907	55,716
Retained earnings	273,882	257,113
Accumulated other comprehensive loss, net of tax	(17,353)	(17,140)
Total stockholders’ equity	300,511	295,767
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	3,208,825	3,029,177
Mortgage Servicing Rights [Member]
Mortgage servicing rights (“MSRs”), held at the lower of cost or fair value	$ 8,506	$ 9,204

Note 11 - Stock-based Compensation (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024	May 17, 2018
Share-Based Payment Arrangement, Expense	$ 583,000	$ 464,000	$ 1,600,000	$ 1,200,000
Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			6 years 2 months 12 days		6 years 3 months 18 days
The 2018 Equity Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)						1,300,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Expected Contractual Term Forfeiture Rate			3.10%
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			1 year
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			5 years 6 months
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Tranche Two [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			4 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			6 years 3 months
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Tranche Three [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Fair Value Assumptions, Expected Term (Year)			6 years 6 months
The 2018 Equity Incentive Plan [Member] \| Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized (in shares)						326,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	500		500
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 3,700,000		$ 3,700,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			2 years
The 2018 Equity Incentive Plan [Member] \| Restricted Stock [Member] \| Officers And Employees [Member] \| Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			4 years
The 2018 Equity Incentive Plan [Member] \| Restricted Stock [Member] \| Officers And Employees [Member] \| Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Option [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	52,060		52,060
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)			10 years
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 3,100,000		$ 3,100,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			2 years
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Option [Member] \| Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)			10 years
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Option [Member] \| Director [Member] \| Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			1 year
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Option [Member] \| Officers And Employees [Member] \| Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			4 years
The 2018 Equity Incentive Plan [Member] \| Share-Based Payment Arrangement, Option [Member] \| Officers And Employees [Member] \| Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years

Note 9 - Fair Value Measurements - Schedule of Schedule of Financial Assets and Liabilities on a Recurring and Non-recurring Basis (Details) - Fair Value, Inputs, Level 3 [Member]	Sep. 30, 2025	Dec. 31, 2024
Minimum [Member] \| Interest Rate Lock Commitments [Member] \| Fair Value, Recurring [Member] \| Valuation, Market Approach [Member] \| Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.80
Minimum [Member] \| Individual Forward Sale Commitments With Investors [Member] \| Fair Value, Recurring [Member] \| Valuation, Market Approach [Member] \| Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.80
Minimum [Member] \| Collateral Dependent Loans [Member] \| Fair Value, Nonrecurring [Member] \| Fair Value of Underlying Collateral [Member] \| Measurement Input, Discount Rate [Member]
Collateral dependent loans	0
Minimum [Member] \| Mortgage Servicing Rights [Member] \| Fair Value, Nonrecurring [Member] \| Industry Sources [Member] \| Measurement Input, Prepayment Rate [Member]
Collateral dependent loans	0
Maximum [Member] \| Interest Rate Lock Commitments [Member] \| Fair Value, Recurring [Member] \| Valuation, Market Approach [Member] \| Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.99
Maximum [Member] \| Individual Forward Sale Commitments With Investors [Member] \| Fair Value, Recurring [Member] \| Valuation, Market Approach [Member] \| Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.99
Maximum [Member] \| Collateral Dependent Loans [Member] \| Fair Value, Nonrecurring [Member] \| Fair Value of Underlying Collateral [Member] \| Measurement Input, Discount Rate [Member]
Collateral dependent loans	0.25
Maximum [Member] \| Mortgage Servicing Rights [Member] \| Fair Value, Nonrecurring [Member] \| Industry Sources [Member] \| Measurement Input, Prepayment Rate [Member]
Collateral dependent loans	0.50
Weighted Average [Member] \| Interest Rate Lock Commitments [Member] \| Fair Value, Recurring [Member] \| Valuation, Market Approach [Member] \| Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.899	0.94
Weighted Average [Member] \| Individual Forward Sale Commitments With Investors [Member] \| Fair Value, Recurring [Member] \| Valuation, Market Approach [Member] \| Pull-through Expectations Rate [Member]
Interest rate lock commitments with customers	0.899	0.94
Weighted Average [Member] \| Collateral Dependent Loans [Member] \| Fair Value, Nonrecurring [Member] \| Fair Value of Underlying Collateral [Member] \| Measurement Input, Discount Rate [Member]
Collateral dependent loans	0.12	0
Weighted Average [Member] \| Mortgage Servicing Rights [Member] \| Fair Value, Nonrecurring [Member] \| Industry Sources [Member] \| Measurement Input, Prepayment Rate [Member]
Collateral dependent loans	0.083	0.083

Note 9 - Fair Value Measurements - Schedule of Financial Assets on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Collateral Dependent Loans [Member]
Collateral dependent loans	$ 9,349	$ 1,130
Mortgage Servicing Rights [Member]
Collateral dependent loans	21,691	21,043
Fair Value, Inputs, Level 1 [Member] \| Collateral Dependent Loans [Member]
Collateral dependent loans	0	0
Fair Value, Inputs, Level 1 [Member] \| Mortgage Servicing Rights [Member]
Collateral dependent loans	0	0
Fair Value, Inputs, Level 2 [Member] \| Collateral Dependent Loans [Member]
Collateral dependent loans	0	0
Fair Value, Inputs, Level 2 [Member] \| Mortgage Servicing Rights [Member]
Collateral dependent loans	0	0
Fair Value, Inputs, Level 3 [Member] \| Collateral Dependent Loans [Member]
Collateral dependent loans	9,349	1,130
Fair Value, Inputs, Level 3 [Member] \| Mortgage Servicing Rights [Member]
Collateral dependent loans	$ 21,691	$ 21,043

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Financing Receivable, Modified, Past Due (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2025 USD ($)
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	$ 0
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	9,349
Financial Asset, Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	9,349
Commercial and Speculative Construction and Development [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	0
Commercial and Speculative Construction and Development [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	0
Commercial and Speculative Construction and Development [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	9,150
Commercial and Speculative Construction and Development [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	9,150
Commercial And Industrial [Member] \| Commercial Business Portfolio Segment [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	0
Commercial And Industrial [Member] \| Commercial Business Portfolio Segment [Member] \| Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	0
Commercial And Industrial [Member] \| Commercial Business Portfolio Segment [Member] \| Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	199
Commercial And Industrial [Member] \| Commercial Business Portfolio Segment [Member] \| Financial Asset, Past Due [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	$ 199

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Available-for-Sale, Amortized Cost	$ 335,152	$ 310,272
Available-for-Sale, Allowance for Credit Loss	0	0
Held-to-Maturity, Allowance for Credit Loss	220	45
Securities held-to-maturity, at fair value	32,142	8,144
Financing Receivable, Allowance for Credit Loss	30,056	31,870
Loans receivable, at fair value	$ 12,571	$ 12,728
Preferred Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized (in shares)	5,000,000	5,000,000
Preferred Stock, Shares Issued (in shares)	0	0
Preferred Stock, Shares Outstanding (in shares)	0	0
Common Stock, Par Value (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares Authorized (in shares)	45,000,000	45,000,000
Common Stock, Shares, Issued (in shares)	7,535,330	7,833,014
Common Stock, Shares, Outstanding (in shares)	7,535,330	7,833,014

Note 5 - Derivatives - Schedule of Fair Value Hedges Cumulative-basis Adjustment (Details) - Designated as Hedging Instrument [Member] - Fair Value Hedging [Member] - USD ($)
$ in Thousands

Sep. 30, 2025

Dec. 31, 2024

Cumulative Amount of Fair Value Hedging Adjustment

$ 2,118

$ 4,299

Securities Investment [Member]

Cumulative Amount of Fair Value Hedging Adjustment

^[1]

2,118

4,299

Reported Value Measurement [Member]

Hedged Assets

57,882

55,701

Reported Value Measurement [Member] | Securities Investment [Member]

Hedged Assets

^[1]

$ 57,882

$ 55,701

[1]

These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At September 30, 2025, the amortized cost basis of the closed portfolios used in these hedging relationships was $183.2 million; the cumulative basis adjustments associated with these hedging relationships was $2.1 million; and the amount of the designated hedged items was $60.0 million. At December 31, 2024, the amortized cost basis of the closed portfolios used in these hedging relationships was $189.0 million; the cumulative basis adjustment associated with these hedging relationships was $4.3 million; and the amount of the designated hedged items was $60.0 million.

Note 14 - Goodwill and Other Intangible Assets (Details Textual)		3 Months Ended		9 Months Ended		12 Months Ended
	Jan. 22, 2016	Sep. 30, 2025 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2025 USD ($)	Sep. 30, 2024 USD ($)	Dec. 31, 2024 USD ($)
Goodwill		$ 3,592,000		$ 3,592,000		$ 3,592,000
Goodwill, Impairment Loss						0
Amortization of Intangible Assets		$ 787,000	$ 897,000	2,426,000	$ 2,757,000
Core Deposits [Member]
Impairment of Intangible Assets, Finite-Lived				0
Amortization of Intangible Assets				$ 2,426,000		$ 3,633,000
Bank of America [Member]
Number of Businesses Acquired	4
Columbia State Bank [Member] \| Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)		10 years		10 years
Anchor Bank [Member] \| Core Deposits [Member]
Finite-Lived Intangible Asset, Useful Life (Year)		10 years		10 years

Note 10 - Earnings Per Share - Schedule of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Net income	$ 9,177	$ 10,286	$ 24,926	$ 27,642
Dividends and undistributed earnings allocated to participating securities	(176)	(165)	(443)	(450)
Net income available to common shareholders	$ 9,001	$ 10,121	$ 24,483	$ 27,192
Basic weighted average common shares outstanding (in shares)	7,488,139	7,676,102	7,587,202	7,689,277
Dilutive shares (in shares)	135,104	178,287	110,759	188,569
Diluted weighted average common shares outstanding (in shares)	7,623,243	7,854,389	7,697,961	7,877,846
Basic earnings per share (in dollars per share)	$ 1.2	$ 1.32	$ 3.23	$ 3.54
Diluted earnings per share (in dollars per share)	$ 1.18	$ 1.29	$ 3.18	$ 3.45
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive. (in shares)	19,771		12,382	14,151

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482662/260-10-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-4

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 105
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 9
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479343/105-10-65-9

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 718
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 17
-Subparagraph (d)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480336/718-10-65-17

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-6

Reference 8: http://www.xbrl.org/2003/role/exampleRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 52
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482635/260-10-55-52

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 805
-SubTopic 60
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476176/805-60-65-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 740
-SubTopic 323
-Name Accounting Standards Codification
-Section 65
-Paragraph 2
-Subparagraph (g)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478666/740-323-65-2

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-3

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 15
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482635/260-10-55-15

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (e)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480175/815-40-65-1

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480175/815-40-65-1

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-7

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-2

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 60B
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-10

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(25))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04(27))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(23))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-7

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 65
-Paragraph 4
-Subparagraph (f)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481538/470-20-65-4

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482662/260-10-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-4

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 105
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 9
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479343/105-10-65-9

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 718
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 17
-Subparagraph (d)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480336/718-10-65-17

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-6

Reference 8: http://www.xbrl.org/2003/role/exampleRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 52
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482635/260-10-55-52

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 805
-SubTopic 60
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476176/805-60-65-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 740
-SubTopic 323
-Name Accounting Standards Codification
-Section 65
-Paragraph 2
-Subparagraph (g)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478666/740-323-65-2

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-3

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 15
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482635/260-10-55-15

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (e)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480175/815-40-65-1

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480175/815-40-65-1

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-7

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-2

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 60B
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(25))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04(27))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(23))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-7

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 65
-Paragraph 4
-Subparagraph (f)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481538/470-20-65-4

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 946
-SubTopic 830
-Name Accounting Standards Codification
-Section 55
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479168/946-830-55-10

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-4

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 21
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-21

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-14

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480738/235-10-S50-1

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(g)(1)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(k)(2))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 28
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-28

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-4

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 480
-SubTopic 10
-Name Accounting Standards Codification
-Section S50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479857/480-10-S50-3

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 480
-SubTopic 10
-Name Accounting Standards Codification
-Section S45
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479887/480-10-S45-3

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 480
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 3A
-Subparagraph (24)(d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480244/480-10-S99-3A

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 105
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 9
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479343/105-10-65-9

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 718
-SubTopic 10
-Name Accounting Standards Codification
-Section 65
-Paragraph 17
-Subparagraph (d)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480336/718-10-65-17

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-6

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 9
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-9

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 805
-SubTopic 60
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476176/805-60-65-1

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 740
-SubTopic 323
-Name Accounting Standards Codification
-Section 65
-Paragraph 2
-Subparagraph (g)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478666/740-323-65-2

Reference 19: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 2
-Subparagraph (SX 210.5-03(20))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 235
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08(g)(1)(ii))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 323
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481687/323-10-50-3

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482765/220-10-50-6

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-3

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-1

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 1
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480175/815-40-65-1

Reference 26: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 8
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-8

Reference 27: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 28: http://www.xbrl.org/2003/role/disclosureRef
-Topic 250
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483443/250-10-50-11

Reference 29: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section 45
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479105/946-220-45-7

Reference 30: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-04(18))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1

Reference 31: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-07(9))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1

Reference 32: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.6-09(1)(d))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3

Reference 33: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 34: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(ii))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 35: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(iii)(A))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 36: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(4)(iv))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 37: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1A
-Subparagraph (SX 210.13-01(a)(5))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A

Reference 38: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(4)(i))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 39: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(4)(iii)(A))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 40: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(4)(iii)(B))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 41: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(4)(iv))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 42: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1B
-Subparagraph (SX 210.13-02(a)(5))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B

Reference 43: http://www.xbrl.org/2003/role/disclosureRef
-Topic 260
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 60B
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B

Reference 44: http://www.xbrl.org/2003/role/disclosureRef
-Topic 205
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483499/205-20-50-7

Reference 45: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 230
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 28
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482740/230-10-45-28

Reference 46: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A

Reference 47: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1B
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B

Reference 48: http://www.xbrl.org/2003/role/disclosureRef
-Topic 470
-SubTopic 20
-Name Accounting Standards Codification
-Section 65
-Paragraph 4
-Subparagraph (f)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481538/470-20-65-4

Reference 49: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 942
-SubTopic 220
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04(22))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1

Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.

Note 11 - Stock-based Compensation - Schedule of Restricted Stock Awards (Details) - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2025 $ / shares shares
Beginning balance, RSA (in shares) \| shares	103,063
Beginning balance, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share) \| $ / shares	$ 35.05
Granted, RSA (in shares) \| shares	37,872
Granted, Weighted Average Grant Date Fair Value (in dollars per share) \| $ / shares	$ 40.14
Less vested, RSA (in shares) \| shares	(37,964)
Less vested, Weighted Average Grant Date Fair Value (in dollars per share) \| $ / shares	$ 30.75
Ending balance, RSA (in shares) \| shares	102,971
Ending balance, Nonvested, Weighted Average Grant Date Fair Value (in dollars per share) \| $ / shares	$ 37.73

Note 5 - Derivatives (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Fair Value Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]

Line item in the Consolidated Balance Sheets in which the hedged item is included	Carrying Amount of the Hedged Assets		Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets
September 30, 2025
Investment securities ⁽¹⁾	$	57,882	$	2,118
Total	$	57,882	$	2,118

December 31, 2024
Investment securities ⁽¹⁾	$	55,701	$	4,299
Total	$	55,701	$	4,299

Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]

	September 30, 2025
			Fair Value
Cash flow and fair value hedges:	Notional		Asset		Liability
Interest rate swaps	$	280,000	$	1,714	$	665
Non-hedging derivatives:
Fallout adjusted interest rate lock commitments with customers		45,889		275		—
Mandatory and best effort forward commitments with investors		11,737		—		28
Forward TBA mortgage-backed securities		68,000		30		—
Interest rate swaps – customer swap positions		716		—		59
Interest rate swaps – dealer offsets to customer swap positions		716		59		—

	December 31, 2024
			Fair Value
Cash flow and fair value hedges:	Notional		Asset		Liability
Interest rate swaps	$	340,000	$	7,244	$	—
Non-hedging derivatives:
Fallout adjusted interest rate lock commitments with customers		16,905		103		—
Mandatory and best effort forward commitments with investors		6,829		31		—
Forward TBA mortgage-backed securities		31,000		180		—
Interest rate swaps – customer swap positions		716		—		61
Interest rate swaps – dealer offsets to customer swap positions		716		62		—

Derivative Instruments, Gain (Loss) [Table Text Block]

	Three Months Ended September 30,
	2025					2024
	Interest Expense Deposits and Borrowings		Interest Income Securities			Interest Expense Deposits and Borrowings		Interest Income Securities
Total amounts presented on the Consolidated Statements of Income	$	16,797	$	4,309		$	15,314	$	3,243
Net gains (losses) on fair value hedging relationships:
Interest rate swaps – securities
Recognized on hedged items	$	—	$	241		$	—	$	2,432
Recognized on derivatives designated as hedging instruments		—		(241	)		—		(2,432	)
Net interest income recognized on cash flows of derivatives designated as hedging instruments		—		280			—		433
Net income recognized on fair value hedges	$	—	$	280		$	—	$	433
Net gain on cash flow hedging relationships:
Interest rate swaps – brokered deposits and borrowings
Realized gains, pre-tax, reclassified from accumulated other comprehensive loss into net income	$	527	$	—		$	1,151	$	—
Net income recognized on cash flow hedges	$	527	$	—		$	1,151	$	—

	Nine Months Ended September 30,
	2025					2024
	Interest					Interest
	Expense		Interest			Expense		Interest
	Deposits and		Income			Deposits and		Income
	Borrowings		Securities			Borrowings		Securities
Total amounts presented on the Consolidated Statements of Income	$	48,223	$	11,459		$	44,416	$	10,660
Net gains (losses) on fair value hedging relationships:
Interest rate swaps – securities
Recognized on hedged items	$	—	$	2,181		$	—	$	1,044
Recognized on derivatives designated as hedging instruments		—		(2,181	)		—		(1,044	)
Net interest income recognized on cash flows of derivatives designated as hedging instruments		—		822			—		1,272
Net income recognized on fair value hedges	$	—	$	822		$	—	$	1,272
Net gain on cash flow hedging relationships:
Interest rate swaps – brokered deposits and borrowings
Realized gains, pre-tax, reclassified from accumulated other comprehensive loss into net income	$	1,812	$	—		$	4,021	$	—
Net income recognized on cash flow hedges	$	1,812	$	—		$	4,021	$	—

Offsetting Assets [Table Text Block]

			Gross Amounts		Net Amounts of Assets		Gross Amounts Not Offset
	Gross Amounts		Offset in the		Presented in the		in the Consolidated Balance Sheets
	of Recognized		Consolidated		Consolidated		Financial		Cash Collateral
Offsetting of derivative assets	Assets		Balance Sheets		Balance Sheets		Instruments		Received		Net Amount
At September 30, 2025
Interest rate swaps	$	1,997	$	224	$	1,773	$	—	$	—	$	1,773

At December 31, 2024
Interest rate swaps	$	7,844	$	538	$	7,306	$	—	$	740	$	6,566

Offsetting Liabilities [Table Text Block]

					Net Amounts of
			Gross Amounts		Liabilities		Gross Amounts Not Offset
	Gross Amounts		Offset in the		Presented in the		in the Consolidated Balance Sheets
	of Recognized		Consolidated		Consolidated		Financial		Cash Collateral
Offsetting of derivative liabilities	Liabilities		Balance Sheets		Balance Sheets		Instruments		Posted		Net Amount
At September 30, 2025
Interest rate swaps	$	718	$	53	$	665	$	—	$	660	$	5

At December 31, 2024
Interest rate swaps	$	—	$	—	$	—	$	—	$	—	$	—

Note 5 - Derivatives - Schedule of Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Interest Rate Swap [Member]
Derivative Asset	$ 1,773	$ 7,306
Derivative Liability	665	0
Designated as Hedging Instrument [Member] \| Interest Rate Swap [Member] \| Cash Flow and Fair Value Hedging [Member]
Notional	280,000	340,000
Derivative Asset	1,714	7,244
Derivative Liability	665	0
Not Designated as Hedging Instrument [Member] \| Interest Rate Lock Commitments [Member]
Notional	45,889	16,905
Derivative Asset	275	103
Derivative Liability	0	0
Not Designated as Hedging Instrument [Member] \| Mandatory and Best Effort Forward Commitments [Member]
Notional	11,737	6,829
Derivative Asset	0	31
Derivative Liability	28	0
Not Designated as Hedging Instrument [Member] \| Forward TBA Mortgage-Backed Securities [Member]
Notional	68,000	31,000
Derivative Asset	30	180
Derivative Liability	0	0
Not Designated as Hedging Instrument [Member] \| Customer Swap [Member]
Notional	716	716
Derivative Asset	0	0
Derivative Liability	59	61
Not Designated as Hedging Instrument [Member] \| Dealer Offsets to Customer Swap [Member]
Notional	716	716
Derivative Asset	59	62
Derivative Liability	$ 0	$ 0

Note 6 - Leases (Details Textual)	Sep. 30, 2025
Lessee, Operating Lease, Renewal Term (Year)	5 years 3 months
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)	2 years
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)	9 years 9 months 29 days

Note 13 - Business Segments (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Segment Reporting Information, by Segment [Table Text Block]

	At or For the Three Months Ended September 30, 2025
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	37,419		$	9,245		$	46,664
Interest income - other interest earnings assets		4,309			—			4,309
Total interest income by segment		41,728			9,245			50,973

Gain on sale of loans		63			2,376			2,439
Other income		2,338			817			3,155
Intersegment income		(323	)		323			—
Total noninterest income by segment		2,078			3,516			5,594

Total income by segment		43,806			12,761			56,567

Expense:
Interest expense - deposits		14,857			6			14,863
Interest expense - borrowings		1,935			—			1,935
Interest expense - subordinated note		384			101			485
Interest expense - intersegment		(6,259	)		6,259			—
Total interest expense by segment		10,917			6,366			17,283

Provision for credit losses by segment		2,150			159			2,309

Salaries and benefits		8,032			1,803			9,835
Overhead allocation		5,761			1,810			7,571
Other segment items⁽¹⁾		6,342			1,640			7,982
Total noninterest expense by segment		20,135			5,253			25,388

Income before provision for income taxes by segment		10,604			983			11,587
Provision for income taxes by segment		(2,203	)		(207	)		(2,410	)
Net income by segment	$	8,401		$	776		$	9,177

Other segment disclosures:
Segment assets	$	2,546,789		$	662,036		$	3,208,825
FTEs		460			115			575

	At or For the Three Months Ended September 30, 2024
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	35,591		$	8,209		$	43,800
Interest income - other interest earnings assets		3,243			—			3,243
Total interest income by segment		38,834			8,209			47,043

Gain on sale of loans		—			2,523			2,523
Gain on sale of MSRs		(372	)		513			141
Gain on sale of investment securities		11			—			11
Other income		2,433			859			3,292
Intersegment income		185			(185	)		—
Total noninterest income by segment		2,257			3,710			5,967

Total income by segment		41,091			11,919			53,010

Expense:
Interest expense - deposits		13,485			1			13,486
Interest expense - borrowings		1,828			—			1,828
Interest expense - subordinated note		384			101			485
Interest expense - intersegment		(5,475	)		5,475			—
Total interest expense by segment		10,222			5,577			15,799

Provision for credit losses by segment		1,331			182			1,513

Salaries and benefits		7,464			2,094			9,558
Overhead allocation		6,040			1,762			7,802
Other segment items⁽¹⁾		6,695			1,777			8,472
Total noninterest expense by segment		20,199			5,633			25,832

Income before provision for income taxes by segment		9,339			527			9,866
(Provision) benefit for income taxes by segment		(71	)		491			420
Net income by segment	$	9,268		$	1,018		$	10,286

Other segment disclosures:
Segment assets	$	2,358,004		$	614,665		$	2,972,669
FTEs		442			117			559

	At or For the Nine Months Ended September 30, 2025
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	108,430		$	26,574		$	135,004
Interest income - other interest earnings assets		11,459			—			11,459
Total interest income by segment		119,889			26,574			146,463

Gain on sale of loans		63			6,048			6,111
Other income		7,533			2,246			9,779
Intersegment income		(975	)		975			—
Total noninterest income by segment		6,621			9,269			15,890

Total income by segment		126,510			35,843			162,353

Expense:
Interest expense - deposits		42,430			10			42,440
Interest expense - borrowings		5,783			—			5,783
Interest expense - subordinated note		1,155			301			1,456
Interest expense - intersegment		(17,876	)		17,876			—
Total interest expense by segment		31,492			18,187			49,679

Provision for credit losses by segment		5,320			602			5,922

Salaries and benefits		23,571			6,061			29,632
Overhead allocation		17,323			5,463			22,786
Other segment items⁽¹⁾		19,731			3,796			23,527
Total noninterest expense by segment		60,625			15,320			75,945

Income before provision for income taxes by segment		29,073			1,734			30,807
Provision for income taxes by segment		(5,517	)		(364	)		(5,881	)
Net income by segment	$	23,556		$	1,370		$	24,926

Other segment disclosures:
Segment assets	$	2,546,789		$	662,036		$	3,208,825
FTEs		460			115			575

	At or For the Nine Months Ended September 30, 2024
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	104,438		$	22,765		$	127,203
Interest income - other interest earnings assets		10,660			—			10,660
Total interest income by segment		115,098			22,765			137,863

Gain on sale of loans		—			6,824			6,824
Gain on sale of MSRs		6,987			1,369			8,356
Loss on sale of investment securities		(7,836	)		—			(7,836	)
Other income		7,056			2,546			9,602
Intersegment income		712			(712	)		—
Total noninterest income by segment		6,919			10,027			16,946

Total income by segment		122,017			32,792			154,809

Expense:
Interest expense - deposits		39,615			5			39,620
Interest expense - borrowings		4,796			—			4,796
Interest expense - subordinated note		1,167			289			1,456
Interest expense - intersegment		(15,229	)		15,229			—
Total interest expense by segment		30,349			15,523			45,872

Provision for credit losses by segment		3,796			193			3,989

Salaries and benefits		22,557			6,182			28,739
Overhead allocation		16,278			4,797			21,075
Other segment items⁽¹⁾		19,415			3,989			23,404
Total noninterest expense by segment		58,250			14,968			73,218

Income before provision for income taxes by segment		29,622			2,108			31,730
(Provision) benefit for income taxes by segment		(4,253	)		165			(4,088	)
Net income by segment	$	25,369		$	2,273		$	27,642

Other segment disclosures:
Segment assets	$	2,358,004		$	614,665		$	2,972,669
FTEs		442			117			559

Note 4 - Mortgage Servicing Rights (Details Textual) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2025	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Asset	$ 1,640,000	$ 1,640,000
Mortgage Servicing Rights [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Asset	1,639,890	1,639,890		$ 1,632,141
Servicing Asset at Fair Value, Amount	21,691	$ 21,691		$ 21,043
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of 20 Percent Adverse Change in Prepayment Speed, Percent		20.00%
Contractually Specified Servicing Fee, Late Fee, and Ancillary Fee Earned in Exchange for Servicing Financial Asset	$ 1,100	$ 3,300	$ 3,600
Sensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of 10 Percent Adverse Change in Discount Rate, Percent		10.00%

Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-10

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481260/860-50-45-2

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481260/860-50-45-1

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481260/860-50-45-2

Note 2 - Investments - Schedule of Securities Pledged as Collateral (Details) - State and Local Government Public Deposits [Member] - Asset Pledged as Collateral [Member] $ in Thousands	Sep. 30, 2025 USD ($)
Investment Securities, Carrying Value	$ 22,377
Investment Securities, Amortized Cost	25,939
Investment Securities, Fair Value	$ 22,377

Cost of the investment.

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 55
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477439/946-210-55-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 946
-SubTopic 830
-Name Accounting Standards Codification
-Section 55
-Paragraph 12
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479168/946-830-55-12

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.6-03(d))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479886/946-10-S99-3

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.12-12(Column C)(Footnote 8)(a)(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-1

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 3
-Subparagraph (SX 210.12-12B(Column C)(Footnote 11)(a)(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-3

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 6
-Subparagraph (SX 210.12-14(Column F)(Footnote 5)(a))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 19
-Subparagraph (3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-19

Beginning balance, options (in shares) | shares

Note 11 - Stock-based Compensation - Schedule of Stock Option Awards (Details) - The 2018 Equity Incentive Plan [Member]

9 Months Ended

12 Months Ended

Sep. 30, 2025

USD ($)

$ / shares

Dec. 31, 2024

USD ($)

$ / shares

537,901

Beginning balance, Weighted Average Exercise Price (in dollars per share) | $ / shares

$ 31.55

Outstanding, Weighted Average Remaining Contractual Term (Year)

6 years 9 months 29 days

6 years 9 months

Outstanding, Intrinsic Value | $

$ 4,595,894

$ 5,187,207

Granted, options (in shares) | shares

138,372

Granted, Weighted Average Exercise Price (in dollars per share) | $ / shares

$ 40.14

Granted, Intrinsic Value | $

$ 0

Less exercised, options (in shares) | shares

(6,000)

Less exercised, Weighted Average Exercise Price (in dollars per share) | $ / shares

$ 29.3

Less exercised, Intrinsic Value | $

$ 80,460

Ending balance, options (in shares) | shares

670,273

537,901

Ending balance, Weighted Average Exercise Price (in dollars per share) | $ / shares

$ 33.34

$ 31.55

Expected to vest, options (in shares) | shares

652,718

^[1]

Expected to vest, Weighted Average Exercise Price (in dollars per share) | $ / shares

$ 33.21

^[1]

Expected to vest, Weighted Average Remaining Contractual Term (Year)

6 years 9 months 7 days

^[1]

Expected to vest, Intrinsic Value | $

$ 4,555,924

^[1]

Exercisable, options (in shares) | shares

383,098

Exercisable, Weighted Average Exercise Price (in dollars per share) | $ / shares

$ 30.15

Exercisable, Weighted Average Remaining Contractual Term (Year)

5 years 4 months 6 days

Exercisable, Intrinsic Value | $

$ 3,789,646

[1]	Forfeiture rate has been calculated and estimated, based on historical employment data, to assume a forfeiture of 3.1% of the options over 10 years.

Note 2 - Investments

9 Months Ended

Sep. 30, 2025

Investment [Text Block]

NOTE 2 – INVESTMENTS

The following tables present the amortized costs, unrealized gains, unrealized losses, estimated fair values of securities available-for-sale and held-to-maturity, and the ACL on securities available-for-sale and held-to-maturity at September 30, 2025 and December 31, 2024:

	September 30, 2025
								Estimated
	Amortized		Unrealized		Unrealized			Fair
SECURITIES AVAILABLE-FOR-SALE	Cost		Gains		Losses			Values		ACL
U.S. agency securities	$	20,260	$	31	$	(2,303	)	$	17,988	$	—
Corporate securities		16,000		7		(556	)		15,451		—
Municipal bonds		81,925		5		(11,225	)		70,705		—
Mortgage-backed securities		205,937		865		(9,580	)		197,222		—
Asset-backed securities		11,030		—		(701	)		10,329		—
Total securities available-for-sale		335,152		908		(24,365	)		311,695		—

SECURITIES HELD-TO-MATURITY
Corporate securities		29,336		404		(82	)		29,658		220
Municipal bonds		2,270		214		—			2,484		—
Total securities held-to-maturity		31,606		618		(82	)		32,142		220

Total securities	$	366,758	$	1,526	$	(24,447	)	$	343,837	$	220

	December 31, 2024
								Estimated
	Amortized		Unrealized		Unrealized			Fair
SECURITIES AVAILABLE-FOR-SALE	Cost		Gains		Losses			Values		ACL
U.S. agency securities	$	20,247	$	45	$	(3,154	)	$	17,138	$	—
Corporate securities		16,000		8		(882	)		15,126		—
Municipal bonds		82,774		—		(12,430	)		70,344		—
Mortgage-backed securities		178,740		415		(11,969	)		167,186		—
Asset-backed securities		12,511		3		(1,133	)		11,381		—
Total securities available-for-sale		310,272		471		(29,568	)		281,175		—

SECURITIES HELD-TO-MATURITY
Corporate securities		8,500		—		(356	)		8,144		45
Total securities held-to-maturity		8,500		—		(356	)		8,144		45

Total securities	$	318,772	$	471	$	(29,924	)	$	289,319	$	45

The following tables present the activity in the ACL on securities held-to-maturity by major security type for the three and nine months ended September 30, 2025 and 2024:

SECURITIES HELD-TO-MATURITY	For the Three Months Ended September 30,
Corporate Securities	2025		2024
Beginning ACL balance	$	220	$	45
Provision for credit losses		—		—
Total ending ACL balance	$	220	$	45

SECURITIES HELD-TO-MATURITY	For the Nine Months Ended September 30,
Corporate Securities	2025		2024
Beginning ACL balance	$	45	$	45
Provision for credit losses		175		—
Total ending ACL balance	$	220	$	45

Management measures expected credit losses on held-to-maturity debt securities on an individual basis. The estimate of expected credit losses considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. The increase in provision during the periods was attributable to increased securities balances. Accrued interest receivable totaled $609,000 and $116,000 on held-to-maturity debt securities and $1.7 million and $1.2 million on available-for-sale debt securities as of September 30, 2025 and December 31, 2024, respectively. Accrued interest receivable on securities is reported in “Accrued interest receivable” on the Consolidated Balance Sheets and is excluded from the calculation of the ACL.

The Company monitors the credit quality of debt securities held-to-maturity quarterly using credit rating, material event notices, and changes in market value. The following table summarizes the amortized cost of debt securities held-to-maturity at the dates indicated, aggregated by credit quality indicator:

	September 30,		December 31,
Corporate securities	2025		2024
BBB/BBB-	$	29,336	$	8,500
Municipal bonds
AA		2,270		—
Total	$	31,606	$	8,500

At September 30, 2025 and December 31, 2024, there were no debt securities held-to-maturity that were classified as either nonaccrual or 90 days or more past due and still accruing interest.

The following table presents, as of September 30, 2025, investment securities which were pledged to secure borrowings, public deposits or other obligations as permitted or required by law:

	September 30, 2025
Purpose or beneficiary	Carrying Value		Amortized Cost		Fair Value
State and local government public deposits	$	22,377	$	25,939	$	22,377

Investment securities that were in an unrealized loss position at the dates indicated are presented in the following tables, based on the length of time individual securities have been in an unrealized loss position.

	September 30, 2025
	Less than 12 Months					12 Months or Longer					Total
SECURITIES AVAILABLE-FOR-SALE	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
U.S. agency securities	$	—	$	—		$	15,957	$	(2,303	)	$	15,957	$	(2,303	)
Corporate securities		5,997		(3	)		5,447		(553	)		11,444		(556	)
Municipal bonds		487		—			69,387		(11,225	)		69,874		(11,225	)
Mortgage-backed securities		50,987		(508	)		62,610		(9,072	)		113,597		(9,580	)
Asset-backed securities		3,713		(18	)		6,616		(683	)		10,329		(701	)
Total securities available-for-sale		61,184		(529	)		160,017		(23,836	)		221,201		(24,365	)

SECURITIES HELD-TO-MATURITY
Corporate securities		5,594		(22	)		940		(60	)		6,534		(82	)
Total securities held-to-maturity		5,594		(22	)		940		(60	)		6,534		(82	)

Total securities	$	66,778	$	(551	)	$	160,957	$	(23,896	)	$	227,735	$	(24,447	)

	December 31, 2024
	Less than 12 Months					12 Months or Longer					Total
SECURITIES AVAILABLE-FOR-SALE	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
U.S. agency securities	$	—	$	—		$	15,093	$	(3,154	)	$	15,093	$	(3,154	)
Corporate securities		6,781		(219	)		5,337		(663	)		12,118		(882	)
Municipal bonds		1,677		(10	)		68,667		(12,420	)		70,344		(12,430	)
Mortgage-backed securities		31,093		(241	)		63,934		(11,728	)		95,027		(11,969	)
Asset-backed securities		3,638		(41	)		7,190		(1,092	)		10,828		(1,133	)
Total securities available-for-sale		43,189		(511	)		160,221		(29,057	)		203,410		(29,568	)

SECURITIES HELD-TO-MATURITY
Corporate securities		—		—			8,144		(356	)		8,144		(356	)
Total securities held-to-maturity		—		—			8,144		(356	)		8,144		(356	)

Total securities	$	43,189	$	(511	)	$	168,365	$	(29,413	)	$	211,554	$	(29,924	)

There were five held-to-maturity debt securities in an unrealized loss position of less than one year and one held-to-maturity debt securities in an unrealized loss position of more than one year at September 30, 2025, compared to no held-to-maturity debt securities in an unrealized loss position of less than one year and seven held-to-maturity debt securities in an unrealized loss position of more than one year at December 31, 2024.

There were 20 available-for-sale securities in an unrealized loss position of less than one year, and 121 available-for-sale securities in an unrealized loss position of more than one year at September 30, 2025, compared to 22 available-for-sale securities in an unrealized loss position of less than one year and 121 available-for-sale securities in an unrealized loss position of more than one year at December 31, 2024. The unrealized losses associated with these securities are believed to be caused by changing market conditions and considered to be temporary, and the Company does not intend and is not likely to be required to sell these securities prior to maturity. Management monitors the published credit ratings of the issuers of the debt securities for material ratings or outlook changes. Substantially all the Company’s municipal bond portfolio is comprised of obligations of states and political subdivisions located within the Company’s geographic footprint that are monitored through quarterly or annual financial review utilizing published credit ratings. All the municipal bond securities are investment grade.

All of the available-for-sale mortgage-backed securities and asset-backed securities in an unrealized loss position are issued or guaranteed by government-sponsored enterprises, and the available-for-sale corporate securities are all investment grade and monitored for rating or outlook changes. Based on the Company’s evaluation of these securities, no credit impairment was recorded for the nine months ended September 30, 2025, or for the year ended December 31, 2024.

The contractual maturities of securities available-for-sale and held-to-maturity at the dates indicated are listed below. Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay the obligations; therefore, these securities are classified separately with no specific maturity date.

	September 30, 2025				December 31, 2024
SECURITIES AVAILABLE-FOR-SALE	Amortized		Fair		Amortized		Fair
U.S. agency securities	Cost		Value		Cost		Value
Due after one year through five years	$	4,972	$	4,762	$	4,962	$	4,575
Due after five years through ten years		15,288		13,226		10,975		9,193
Due after ten years		—		—		4,310		3,370
Subtotal		20,260		17,988		20,247		17,138
Corporate securities
Due after one year through five years		14,000		13,934		11,000		10,766
Due after five years through ten years		2,000		1,517		3,000		2,918
Due after ten years		—		—		2,000		1,442
Subtotal		16,000		15,451		16,000		15,126
Municipal bonds
Due after one year through five years		2,147		2,150		2,186		2,168
Due after five years through ten years		4,121		3,785		4,158		3,728
Due after ten years		75,657		64,770		76,430		64,448
Subtotal		81,925		70,705		82,774		70,344
Mortgage-backed securities
Federal National Mortgage Association (“FNMA”)		86,824		79,479		90,771		80,677
Federal Home Loan Mortgage Corporation (“FHLMC”)		46,537		45,823		48,765		47,773
Government National Mortgage Association (“GNMA”)		72,576		71,920		39,204		38,736
Subtotal		205,937		197,222		178,740		167,186
Asset-backed securities
Due within one year		130		129		203		200
Due after one year through five years		744		728		1,073		1,037
Due after five years through ten years		2,599		2,446		2,867		2,648
Due after ten years		7,557		7,026		8,368		7,496
Subtotal		11,030		10,329		12,511		11,381
Total securities available-for-sale		335,152		311,695		310,272		281,175

SECURITIES HELD-TO-MATURITY
Corporate securities
Due after one year through five years		3,500		3,488		—		—
Due after five years through ten years		25,836		26,170		8,500		8,144
Subtotal		29,336		29,658		8,500		8,144
Municipal bonds
Due after five years through ten years		2,270		2,484		—		—
Subtotal		2,270		2,484		—		—
Total securities held-to-maturity		31,606		32,142		8,500		8,144
Total securities	$	366,758	$	343,837	$	318,772	$	289,319

The proceeds and resulting gains and losses from sales of securities available-for-sale for the three and nine months ended September 30, 2025 and 2024:

For the Three Months Ended September 30, 2025

Gross

Proceeds

Gains

(Losses)

Securities available-for-sale

—

	For the Three Months Ended September 30, 2024
			Gross		Gross
	Proceeds		Gains		(Losses)
Securities available-for-sale	$	3,448	$	11	$	—

For the Nine Months Ended September 30, 2025

Gross

Proceeds

Gains

(Losses)

Securities available-for-sale

—

	For the Nine Months Ended September 30, 2024
			Gross		Gross
	Proceeds		Gains		(Losses)
Securities available-for-sale	$	101,907	$	215	$	(8,051	)

Note 10 - Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

	At or For the Three Months Ended September 30,				At or For the Nine Months Ended September 30,
Numerator:	2025		2024		2025		2024
Net income	$	9,177	$	10,286	$	24,926	$	27,642
Dividends and undistributed earnings allocated to participating securities		(176)		(165)		(443)		(450)
Net income available to common shareholders	$	9,001	$	10,121	$	24,483	$	27,192
Denominator (shown as actual):
Basic weighted average common shares outstanding		7,488,139		7,676,102		7,587,202		7,689,277
Dilutive shares		135,104		178,287		110,759		188,569
Diluted weighted average common shares outstanding		7,623,243		7,854,389		7,697,961		7,877,846
Basic earnings per share	$	1.20	$	1.32	$	3.23	$	3.54
Diluted earnings per share	$	1.18	$	1.29	$	3.18	$	3.45
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive.		19,771		—		12,382		14,151

Note 11 - Stock-based Compensation

9 Months Ended

Sep. 30, 2025

Share-Based Payment Arrangement [Text Block]

NOTE 11 – STOCK-BASED COMPENSATION

Stock Options and Restricted Stock

On May 17, 2018, the shareholders of FS Bancorp approved the 2018 Equity Incentive Plan (the “2018 Plan”) that authorized 1.3 million shares of the Company’s common stock to be awarded. The 2018 Plan provides for the grant of incentive stock options, nonqualified stock options, and up to 326,000 shares as restricted stock awards (“RSAs”) to directors, emeritus directors, officers, employees or advisory directors of the Company. At September 30, 2025, there were 52,060 stock option awards and 500 RSAs available for future grants under the 2018 Plan.

Total share-based compensation expense was $583,000 and $1.6 million for the three and nine months ended September 30, 2025, and $464,000 and $1.2 million for the three and nine months ended September 30, 2024, respectively.

Stock Options

The 2018 Plan provides for the grant of stock option awards that may be designated as either incentive stock options or nonqualified stock options. Stock option awards generally vest over a one-year period for non-employee directors, and over a four-or five-year period for employees and officers with annual vesting in equal installments on the anniversary date of each grant date provided the award recipient remains in continuous service with the Company. Options become exercisable after vesting and remain exercisable for the remaining term of the original grant, subject to a maximum term of 10 years. Any unexercised stock options expire 10 years after the grant date, or earlier upon the termination of the recipient's service with the Company or the Bank. The fair value of each stock option award is estimated on the grant date using a Black-Scholes Option pricing model which incorporates the following assumptions.

	September 30,			December 31,
	2025			2024
Dividend yield		2.79	%		2.57	%
Expected volatility		38.45	%		29.55	%
Risk-free interest rate		3.98	%		3.82	%
Expected term in years		6.2			6.3
Weighted-average grant date fair value per option granted	$	13.21		$	11.36

The dividend yield is based on the current quarterly dividend in effect at the time of the grant. The historical volatility of the Company's stock price over a specified period of time is used for the expected volatility. The Company bases the risk-free interest rate on the comparable U.S. Treasury rate for the discount rate associated with the stock in effect on the date of the grant. The Company elected to use Staff Accounting Bulletin 107, simplified expected term calculation for the “Share-Based Payments” method permitted by the SEC to calculate the expected term. This method uses the vesting term of an option along with the contractual term, setting the expected life at 5.5 years for one-year vesting, 6.25 years for four-year vesting, and 6.5 years for five-year vesting.

The following table presents a summary of the Company’s stock option awards during the dates indicated (shown as actual):

	Shares			Weighted-Average Exercise Price		Weighted-Average Remaining Contractual Term In Years		Aggregate Value
Outstanding at January 1, 2025		537,901		$	31.55		6.75	$	5,187,207
Granted		138,372			40.14		9.87		—
Less exercised		(6,000	)		29.30		—		80,460
Outstanding at September 30, 2025		670,273		$	33.34		6.83	$	4,595,894

Expected to vest, assuming a 0.31% annual forfeiture rate at, September 30, 2025 ⁽¹⁾		652,718		$	33.21		6.77		4,555,924

Exercisable at September 30, 2025		383,098		$	30.15		5.35	$	3,789,646

(1)

Forfeiture rate has been calculated and estimated, based on historical employment data, to assume a forfeiture of 3.1% of the options over 10 years.

At September 30, 2025, there was $3.1 million of total unrecognized compensation cost related to nonvested stock options granted under the 2018 Plan. The cost is expected to be recognized over the remaining weighted-average vesting period of 2.0 years.

Restricted Stock Awards

The RSAs’ fair value is equal to the market price of FS Bancorp’s common stock on the grant date. Compensation expense is recognized over the vesting period of the awards based on the fair value of the restricted stock. Shares granted under the 2018 Plan generally vest over a four- or five-year period for employees and officers, beginning on the grant date, and over a one-year period for non-employee directors, with vesting occurring at the end of the one-year period. Any nonvested RSAs are forfeited upon the award recipient’s termination of service with the Company or the Bank.

The following table presents a summary of the Company’s nonvested awards during the dates indicated (shown as actual):

Nonvested Shares	Shares			Weighted-Average Grant-Date Fair Value Per Share
Nonvested at January 1, 2025		103,063		$	35.05
Granted		37,872			40.14
Less vested		(37,964	)		30.75
Nonvested at September 30, 2025		102,971		$	37.73

At September 30, 2025, there was $3.7 million of total unrecognized compensation cost related to nonvested shares granted under the 2018 Plan as RSAs. The cost is expected to be recognized over the remaining weighted-average vesting period of 2.0 years.

Note 9 - Fair Value Measurements

9 Months Ended

Sep. 30, 2025

Fair Value Disclosures [Text Block]

NOTE 9 – FAIR VALUE MEASUREMENTS

The Company determines fair value based on the requirements established in Accounting Standards Codification (“ASC”) Topic 820, Fair Value Measurements, which provides a framework for measuring fair value in accordance with U.S. GAAP and requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. ASC Topic 820 defines fair value as the exit price, or the price that would be received for an asset or paid to transfer a liability, in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date under current market conditions.

The following definitions describe the levels of inputs that may be used to measure fair value:

Level 1 – Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.

Level 2 – Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.

Level 3 – Inputs to the valuation methodology are unobservable and significant to the fair value measurement.

The following methods were used to estimate the fair value of certain assets and liabilities on a recurring and nonrecurring basis:

Securities – The fair value of securities available-for-sale are recorded on a recurring basis. The fair value of investments and mortgage-backed securities are provided by a third-party pricing service. These valuations are based on market data using pricing models that vary by asset class and incorporate available current trade, bid, and other market information, and for structured securities, cash flow, and loan performance data. The pricing processes utilize benchmark curves, benchmarking of similar securities, sector groupings, and matrix pricing. Option adjusted spread models are also used to assess the impact of changes in interest rates and to develop prepayment scenarios (Level 2). Transfers between the fair value hierarchy are determined through the third-party service provider which, from time to time will transfer between levels based on market conditions per the related security. All models and processes used consider market convention.

Mortgage Loans Held for Sale – The fair value of loans held for sale reflects the value of commitments with investors and/or the relative price as delivered into a TBA mortgage-backed security (Level 2).

Loans Receivable – Certain residential mortgage loans were initially originated for sale with the fair value option elected; after origination, these loans were transferred to loans held for investment. As of September 30, 2025 and December 31, 2024, there were $12.6 million and $12.7 million, respectively, in residential mortgage loans recorded at fair value as they were previously transferred from held for sale, at fair value to loans held for investment. The aggregate unpaid principal balance of these loans was $13.2 million and $13.8 million as of September 30, 2025 and December 31, 2024, respectively. Gains and losses from changes in fair value for these loans are reported in earnings as a component of “Other noninterest income” on the Consolidated Statements of Income. For the three months ended September 30, 2025, the Company recorded a net increase in fair value of $203,000, as compared to a net increase in fair value of $262,000, for the three months ended September 30, 2024. For the nine months ended September 30, 2025 and 2024, the Company recorded a net increase in fair value of $469,000 and $448,000, respectively. For loans originated as held for sale and transferred into loans held for investment, the fair value is determined based on quoted secondary market prices for similar loans (Level 2).

Derivative Instruments – Fair values for derivative assets and liabilities are measured on a recurring basis. The primary use of derivative instruments is related to the mortgage banking activities of the Company. The fair value of the interest rate lock commitments and forward sales commitments are estimated using quoted or published market prices for similar instruments, adjusted for factors such as pull-though rate assumptions based on historical information, where appropriate. TBA mortgage-backed securities are fair valued on similar contracts in active markets (Level 2), while locks and forwards with customers and investors are fair valued using similar contracts in the market and changes in the market interest rates (Level 2 and 3). Derivative instruments not related to mortgage banking activities include interest rate swap agreements. The fair values of interest rate swap agreements are based on valuation models using observable market data as of the measurement date (Level 2). The Company’s derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including market transactions and third-party pricing services. The fair values of all interest rate swaps are determined from third-party pricing services without adjustment.

Collateral-Dependent Loans– Expected credit losses on collateral dependent loans are measured based on the fair value of collateral as of the reporting date, less estimated selling costs, as applicable. If the fair value of the collateral is less than the amortized cost basis of the loan, the Company will recognize an allowance as the difference between the fair value of the collateral, less costs to sell (if applicable) at the reporting date and the amortized cost basis of the loan. If the fair value of the collateral exceeds the amortized cost basis of the loan, any expected recovery added to the amortized cost basis is limited to the amount previously charged off. Subsequent changes in expected credit losses on collateral-dependent loans are included within the provision for credit losses, either as an additional provision or as a reduction of the provision that would otherwise be reported (Level 3).

Mortgage Servicing Rights – The fair value of MSRs is estimated using net present value of expected cash flows using a third-party model that incorporates assumptions used in the industry to value such rights, adjusted for factors such as weighted average prepayments speeds based on historical information where appropriate (Level 3).

The following tables present securities available-for-sale, mortgage loans held for sale, loans receivable, at fair value, and derivative assets and liabilities measured at fair value on a recurring basis at the dates indicated:

Financial Assets	At September 30, 2025
Securities available-for-sale:	Level 1		Level 2			Level 3			Total
U.S. agency securities	$	—	$	17,988		$	—		$	17,988
Corporate securities		—		15,451			—			15,451
Municipal bonds		—		70,705			—			70,705
Mortgage-backed securities		—		197,222			—			197,222
Asset-backed securities		—		10,329			—			10,329
Mortgage loans held for sale, at fair value		—		38,579			—			38,579
Loans receivable, at fair value		—		12,571			—			12,571
Derivatives:
Interest rate lock commitments with customers		—		—			275			275
Forward TBA mortgage-backed securities		—		30			—			30
Interest rate swaps - cash flow and fair value hedges		—		1,714			—			1,714
Interest rate swaps - dealer offsets to customer swap positions		—		59			—			59
Total assets measured at fair value	$	—	$	364,648		$	275		$	364,923
Financial Liabilities
Derivatives:
Interest rate swaps - customer swap positions	$	—	$	(59	)	$	—		$	(59	)
Interest rate swaps - cash flow and fair value hedges		—		(665	)		—			(665	)
Mandatory and best effort forward commitments with investors		—		—			(28	)		(28	)
Total liabilities measured at fair value	$	—	$	(724	)	$	(28	)	$	(752	)

Financial Assets	At December 31, 2024
Securities available-for-sale:	Level 1		Level 2			Level 3		Total
U.S. agency securities	$	—	$	17,138		$	—	$	17,138
Corporate securities		—		15,126			—		15,126
Municipal bonds		—		70,344			—		70,344
Mortgage-backed securities		—		167,186			—		167,186
Asset-backed securities		—		11,381			—		11,381
Mortgage loans held for sale, at fair value		—		27,835			—		27,835
Loans receivable, at fair value		—		12,728			—		12,728
Derivatives:
Mandatory and best effort forward commitments with investors		—		—			31		31
Interest rate lock commitments with customers		—		—			103		103
Forward TBA mortgage-backed securities		—		180			—		180
Interest rate swaps- cash flow and fair value hedges		—		7,244			—		7,244
Interest rate swaps - dealer offsets to customer swap positions		—		62			—		62
Total assets measured at fair value	$	—	$	329,224		$	134	$	329,358
Financial Liabilities
Derivatives:
Interest rate swaps - customer swap positions	$	—	$	(61	)	$	—	$	(61	)
Total liabilities measured at fair value	$	—	$	(61	)	$	—	$	(61	)

The following tables present financial assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy at September 30, 2025 and December 31, 2024. Level 3 assets recorded at fair value on a nonrecurring basis included loans for which a partial charge-off was recorded based on the fair value of collateral.

	September 30, 2025
	Level 1		Level 2		Level 3		Total
Collateral dependent loans	$	—	$	—	$	9,349	$	9,349
MSRs		—		—		21,691		21,691

	December 31, 2024
	Level 1		Level 2		Level 3		Total
Collateral dependent loans	$	—	$	—	$	1,130	$	1,130
MSRs		—		—		21,043		21,043

Quantitative Information about Level 3 Fair Value Measurements – Shown in the table below is the fair value of financial instruments measured under a Level 3 unobservable input on a recurring and nonrecurring basis at the dates indicated:

Level 3		Significant			Weighted Average Rate
Fair Value	Valuation	Unobservable			September 30,			December 31,
Instruments	Techniques	Inputs	Range		2025			2024
RECURRING
Interest rate lock commitments with customers	Quoted market prices	Pull-through expectations		80% - 99%		89.9	%		94.0	%
Individual forward sale commitments with investors	Quoted market prices	Pull-through expectations		80% - 99%		89.9	%		94.0	%
NONRECURRING
Collateral dependent loans	Fair value of underlying collateral	Discount applied to the obtained appraisal		0% - 25%		12.0	%		—	%
MSRs	Industry sources	Pre-payment speeds		0% - 50%		8.3	%		8.3	%

The pull-through rate is based on historical loan closing rates for similar interest rate lock commitments. An increase or decrease in the pull-through rate would have a corresponding positive or negative fair value adjustment.

The following table provides a reconciliation of assets and liabilities measured at fair value using significant unobservable inputs (Level 3) on a recurring basis during the dates indicated:

				Purchases									Net change in			Net change in
Three Months Ended	Beginning			and			Sales and			Ending			fair value for			fair value for
September 30, 2025	Balance			Issuances			Settlements			Balance			gains/(losses) ⁽¹⁾			gains/(losses) ⁽²⁾
Interest rate lock commitments with customers	$	409		$	864		$	(998	)	$	275		$	(134	)	$	—
Individual forward sale commitments with investors		(162	)		(92	)		226			(28	)		134			—
September 30, 2024
Interest rate lock commitments with customers	$	378		$	1,587		$	(1,673	)	$	292		$	(86	)	$	—
Individual forward sale commitments with investors		(316	)		(1,138	)		1,377			(77	)		239			—

				Purchases									Net change in			Net change in
Nine Months Ended	Beginning			and			Sales and			Ending			fair value for			fair value for
September 30, 2025	Balance			Issuances			Settlements			Balance			gains/(losses) ⁽¹⁾			gains/(losses) ⁽²⁾
Interest rate lock commitments with customers	$	103		$	3,104		$	(2,932	)	$	275		$	172		$	—
Individual forward sale commitments with investors		31			(345	)		286			(28	)		(59	)		—
September 30, 2024
Interest rate lock commitments with customers	$	329		$	3,245		$	(3,282	)	$	292		$	(37	)	$	—
Individual forward sale commitments with investors		(188	)		(1,117	)		1,228			(77	)		(111	)		—

(1) Relating to items held at end of period included in income.

(2) Relating to items held at end of period included in other comprehensive income.

Gains on interest rate lock commitments and on forward sale commitments with investors carried at fair value are recorded in “Gain on sale of loans held for sale” on the Consolidated Statements of Income.

The following table provides estimated fair values of the Company’s financial instruments at the dates indicated, whether recognized at fair value or not on the Consolidated Balance Sheets:

	September 30, 2025				December 31, 2024
Financial Assets	Carrying		Fair		Carrying		Fair
Level 1 inputs:	Amount		Value		Amount		Value
Cash and cash equivalents	$	61,280	$	61,280	$	31,635	$	31,635
Certificates of deposit at other financial institutions		—		—		1,727		1,727
Level 2 inputs:
Securities available-for-sale, at fair value		311,695		311,695		281,175		281,175
Securities held-to-maturity, gross		31,606		32,142		8,500		8,144
Loans held for sale, at fair value		38,579		38,579		27,835		27,835
FHLB stock, at cost		7,975		7,975		15,621		15,621
Forward TBA mortgage-backed securities		30		30		180		180
Loans receivable, at fair value		12,571		12,571		12,728		12,728
Interest rate swaps - cash flow and fair value hedges		1,714		1,714		7,244		7,244
Interest rate swaps - dealer offsets to customer swap positions		59		59		62		62
Level 3 inputs:
Loans receivable, gross		2,617,086		2,525,412		2,521,093		2,385,213
MSRs, held at lower of cost or fair value		8,506		21,691		9,204		21,043
Mandatory and best effort forward commitments with investors		—		—		31		31
Fair value interest rate locks with customers		275		275		103		103
Financial Liabilities
Level 2 inputs:
Time deposits		1,299,774		1,300,722		1,028,896		1,024,663
Borrowings		129,305		128,100		307,806		307,408
Subordinated notes, excluding unamortized debt issuance costs		50,000		48,654		50,000		45,504
Interest rate swaps - cash flow and fair value hedges		665		665		—		—
Interest rate swaps - customer swap positions		59		59		61		61
Level 3 inputs:
Mandatory and best effort forward commitments with investors		28		28		—		—

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 107
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-107

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 100
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-100

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (c)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2E
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (h)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (g)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 940
-SubTopic 820
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478119/940-820-50-1

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Amortized Cost of Nonaccrual Loans (Details) - USD ($)
$ in Thousands

Sep. 30, 2025

Dec. 31, 2024

$ 13,747

$ 5,682

4,627

7,919

Commercial Real Estate Portfolio Segment [Member]

^[1]

18,374

13,601

11,197

2,771

4,979

Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]

^[1]

11,197

7,750

2,047

2,771

Commercial Real Estate Portfolio Segment [Member] | Commercial and Speculative Construction and Development [Member]

^[1]

2,047

2,771

9,150

4,979

Residential Portfolio Segment [Member]

^[1]

9,150

4,979

2,116

425

Residential Portfolio Segment [Member] | One-to-four Family Loan [Member]

^[1]

2,116

425

1,799

164

Residential Portfolio Segment [Member] | Home Equity Loan [Member]

^[1]

1,799

164

317

261

Consumer Portfolio Segment [Member]

^[1]

317

261

4,462

1,980

Consumer Portfolio Segment [Member] | Indirect Home Improvement Loan [Member]

^[1]

4,462

1,980

3,802

1,677

Consumer Portfolio Segment [Member] | Marine Loans [Member]

^[1]

3,802

1,677

620

289

Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]

^[1]

620

289

Commercial Business Portfolio Segment [Member]

^[1]

Commercial Business Portfolio Segment [Member] | Commercial And Industrial [Member]

^[1]

599

3,446

434

2,486

165

960

^[1]

$ 599

$ 3,446

[1]	Includes loans less than 90 days past due as applicable.

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans - - Schedule of Modified Financing Receivables (Details) - Commercial Real Estate Portfolio Segment [Member] - Commercial Loan [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage	0.70%	0.30%	0.70%	0.30%
Extended Maturity and Payment Delay [Member]
Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount	$ 1,203	$ 1,130	$ 1,203	$ 1,130
Extended Maturity [Member]
Financing Receivable, Excluding Accrued Interest, Modified, Weighted Average Term Extension Payment Delay (Year)	3 years 3 months 18 days	2 years 3 months 18 days	3 years 3 months 18 days	2 years 3 months 18 days

Note 7 - Deposits (Details Textual) - USD ($)	Sep. 30, 2025	Dec. 31, 2024
Deposit Liabilities, Money Market [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 251,000	$ 279,000
Deposit Liabilities, Certificates of Deposits Less Than 100,000 [Member]
Interest-Bearing Domestic Deposit, Brokered	$ 369,400,000	$ 143,100,000

Note 14 - Goodwill and Other Intangible Assets - Schedule of Changes in Intangible Assets (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Balance, net			$ 13,710,000
Amortization	$ (787,000)	$ (897,000)	(2,426,000)	$ (2,757,000)
Balance, net	11,284,000		11,284,000		$ 13,710,000
Core Deposits [Member]
Balance			24,928,000	24,928,000	24,928,000
Balance, accumulated amortization			(11,218,000)	(7,585,000)	(7,585,000)
Amortization			(2,426,000)		(3,633,000)
Balance	24,928,000		24,928,000		24,928,000
Balance, accumulated amortization	(13,644,000)		(13,644,000)		(11,218,000)
Balance, net	11,284,000		11,284,000
Core Deposits [Member] \| Net Amount [Member]
Balance, net			13,710,000	$ 17,343,000	17,343,000
Amortization			(2,426,000)		(3,633,000)
Balance, net	$ 11,284,000		$ 11,284,000		$ 13,710,000

The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets.

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Section 45
-Paragraph 28
-Subparagraph (b)
-SubTopic 10
-Topic 230
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482740/230-10-45-28

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 18
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-18

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 11
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-11

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 55
-Paragraph 24
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476153/220-40-55-24

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476148/220-40-50-12

Reference 6: http://www.xbrl.org/2003/role/exampleRef
-Name Accounting Standards Codification
-Section 55
-Paragraph 40
-SubTopic 30
-Topic 350
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482640/350-30-55-40

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 350
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482665/350-30-50-2

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 350
-SubTopic 30
-Name Accounting Standards Codification
-Section 45
-Paragraph 2
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482686/350-30-45-2

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 220
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147476148/220-40-50-6

Note 8 - Commitments and Contingencies - Schedule of Commitments (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Aggregate portfolio principal balance	$ 1,640,000
Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	652,261	$ 558,471
Commercial Real Estate Portfolio Segment [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	229,814	142,014
Commercial Real Estate Portfolio Segment [Member] \| Commercial Real Estate [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	2,255	1,132
Commercial Real Estate Portfolio Segment [Member] \| Commercial and Speculative Construction and Development [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	220,663	135,006
Commercial Real Estate Portfolio Segment [Member] \| Multifamily [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	6,896	5,876
Residential Portfolio Segment [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	195,143	159,621
Residential Portfolio Segment [Member] \| One-to-four Family Loan [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	54,927	23,138
Residential Portfolio Segment [Member] \| Home Equity Loan [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	100,769	97,358
Residential Portfolio Segment [Member] \| Residential Custom Construction [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	39,447	39,125
Consumer Portfolio Segment [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	30,125	28,566
Commercial Business Portfolio Segment [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	197,179	228,270
Commercial Business Portfolio Segment [Member] \| Commercial And Industrial [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	141,186	174,292
Commercial Business Portfolio Segment [Member] \| Warehouse Lending Loan [Member] \| Commitments to Extend Credit [Member]
Aggregate portfolio principal balance	$ 55,993	$ 53,978

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies (Details Textual)	Sep. 30, 2025
Number of Bank Branches	27

Note 2 - Investments - Schedule of Investments in Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Less than 12 months, fair value, available for sale securities	$ 61,184	$ 43,189
Less than 12 months, unrealized loss, available for sale securities	(529)	(511)
12 months or longer, unrealized loss, fair value, available for sale securities	160,017	160,221
12 months or longer, unrealized loss, available for sale securities	(23,836)	(29,057)
Available for sale securities, fair value, total	221,201	203,410
Available for sale securities, unrealized losses	(24,365)	(29,568)
Less than 12 months, fair value, held to maturity	5,594	0
Less than 12 months, unrealized loss, held to maturity securities	(22)	0
12 months or longer, unrealized loss, fair value, held to maturity securities	940	8,144
12 months or longer, unrealized loss, held to maturity securities	(60)	(356)
Held to maturity securities, fair value	6,534	8,144
Held-to-maturity, unrealized losses	(82)	(356)
Less than 12 months, fair value	66,778	43,189
Less than 12 months, unrealized loss	(551)	(511)
12 months or longer, fair value	160,957	168,365
12 months or longer, unrealized loss	(23,896)	(29,413)
Debt Securities, fair value, total	227,735	211,554
Debt securities, unrealized loss	(24,447)	(29,924)
US Government Agencies Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	0	0
Less than 12 months, unrealized loss, available for sale securities	0	0
12 months or longer, unrealized loss, fair value, available for sale securities	15,957	15,093
12 months or longer, unrealized loss, available for sale securities	(2,303)	(3,154)
Available for sale securities, fair value, total	15,957	15,093
Available for sale securities, unrealized losses	(2,303)	(3,154)
Corporate Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	5,997	6,781
Less than 12 months, unrealized loss, available for sale securities	(3)	(219)
12 months or longer, unrealized loss, fair value, available for sale securities	5,447	5,337
12 months or longer, unrealized loss, available for sale securities	(553)	(663)
Available for sale securities, fair value, total	11,444	12,118
Available for sale securities, unrealized losses	(556)	(882)
Less than 12 months, fair value, held to maturity	5,594	0
Less than 12 months, unrealized loss, held to maturity securities	(22)	0
12 months or longer, unrealized loss, fair value, held to maturity securities	940	8,144
12 months or longer, unrealized loss, held to maturity securities	(60)	(356)
Held to maturity securities, fair value	6,534	8,144
Held-to-maturity, unrealized losses	(82)	(356)
Municipal Bonds [Member]
Less than 12 months, fair value, available for sale securities	487	1,677
Less than 12 months, unrealized loss, available for sale securities	0	(10)
12 months or longer, unrealized loss, fair value, available for sale securities	69,387	68,667
12 months or longer, unrealized loss, available for sale securities	(11,225)	(12,420)
Available for sale securities, fair value, total	69,874	70,344
Available for sale securities, unrealized losses	(11,225)	(12,430)
Collateralized Mortgage-Backed Securities [Member]
Less than 12 months, fair value, available for sale securities	50,987	31,093
Less than 12 months, unrealized loss, available for sale securities	(508)	(241)
12 months or longer, unrealized loss, fair value, available for sale securities	62,610	63,934
12 months or longer, unrealized loss, available for sale securities	(9,072)	(11,728)
Available for sale securities, fair value, total	113,597	95,027
Available for sale securities, unrealized losses	(9,580)	(11,969)
Asset-Backed Securities [Member]
Less than 12 months, fair value, available for sale securities	3,713	3,638
Less than 12 months, unrealized loss, available for sale securities	(18)	(41)
12 months or longer, unrealized loss, fair value, available for sale securities	6,616	7,190
12 months or longer, unrealized loss, available for sale securities	(683)	(1,092)
Available for sale securities, fair value, total	10,329	10,828
Available for sale securities, unrealized losses	$ (701)	$ (1,133)

Note 12 - Regulatory Capital (Details Textual)	Sep. 30, 2025
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum	0.025

Note 14 - Goodwill and Other Intangible Assets (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Finite-Lived Intangible Assets [Table Text Block]

	Other Intangible Assets
			Accumulated
	Gross CDI		Amortization			Net CDI
Balance, December 31, 2023	$	24,928	$	(7,585	)	$	17,343
Amortization		—		(3,633	)		(3,633	)
Balance, December 31, 2024		24,928		(11,218	)		13,710
Amortization		—		(2,426	)		(2,426	)
Balance, September 30, 2025	$	24,928	$	(13,644	)	$	11,284

Core Deposits [Member]

Schedule of Acquired Finite-Lived Intangible Assets by Major Class [Table Text Block]

Remainder of 2025	$	766
2026		2,845
2027		2,500
2028		2,110
2029		1,283
Thereafter		1,780
Total	$	11,284

Note 8 - Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]

COMMITMENTS TO EXTEND CREDIT	September 30,		December 31,
CRE LOANS	2025		2024
CRE	$	2,255	$	1,132
Commercial and speculative construction and development		220,663		135,006
Multi-family		6,896		5,876
Total CRE loans		229,814		142,014
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family (excludes loans held for sale)		54,927		23,138
Home equity		100,769		97,358
Residential custom construction		39,447		39,125
Total residential real estate loans		195,143		159,621
CONSUMER LOANS		30,125		28,566
COMMERCIAL BUSINESS LOANS
C&I		141,186		174,292
Warehouse lending		55,993		53,978
Total commercial business loans		197,179		228,270
Total commitments to extend credit	$	652,261	$	558,471

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2023	7,800,545
Balance at Dec. 31, 2023	$ 78	$ 57,362	$ 230,354	$ (23,306)	$ 264,488
Net income	0	0	27,642	0	27,642
Dividends paid	0	0	(6,153)	0	(6,153)
Share-based compensation	$ 0	1,248	0	0	1,248
Issuance of common stock - employee stock purchase plan (in shares)	24,113
Issuance of common stock - employee stock purchase plan	$ 1	831	0		832
Restricted stock awards (in shares)	42,250
Restricted stock awards	$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)	(9,193)
Common stock repurchased for employee/director taxes paid on restricted stock awards	$ 0	(386)	0	0	(386)
Common stock repurchased – repurchase plan (in shares)	(178,421)
Common stock repurchased – repurchase plan	$ (1)	(2,507)	0	0	(2,508)
Stock options exercised, net (in shares)	141,878
Stock options exercised, net	$ 0	(1,284)	0	0	(1,284)
Other comprehensive loss, net of tax	$ 0	0	0	5,023	5,023
Stock options exercised, net (in shares)	141,878
Stock options exercised, net	$ 0	(1,284)	0	0	(1,284)
Balance (in shares) at Sep. 30, 2024	7,817,172
Balance at Sep. 30, 2024	$ 78	55,264	251,843	(18,283)	288,902
Restricted stock awards forfeited (in shares)	(4,000)
Restricted stock awards forfeited	$ 0	0	0	0	0
Balance (in shares) at Jun. 30, 2024	7,742,607
Balance at Jun. 30, 2024	$ 77	55,834	243,651	(15,536)	284,026
Net income	0	0	10,286	0	10,286
Dividends paid	0	0	(2,094)	0	(2,094)
Share-based compensation	$ 0	464	0	0	464
Issuance of common stock - employee stock purchase plan (in shares)	6,173
Issuance of common stock - employee stock purchase plan	$ 1	251	0	0	252
Restricted stock awards (in shares)	42,250
Restricted stock awards	$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)	(9,193)
Common stock repurchased for employee/director taxes paid on restricted stock awards	$ 0	(386)	0	0	(386)
Common stock repurchased – repurchase plan (in shares)	(87,931)
Common stock repurchased – repurchase plan	$ 0	(147)	0	0	(147)
Stock options exercised, net (in shares)	123,266
Stock options exercised, net	$ 0	(752)	0	0	(752)
Other comprehensive loss, net of tax	$ 0	0	0	(2,747)	(2,747)
Stock options exercised, net (in shares)	123,266
Stock options exercised, net	$ 0	(752)	0	0	(752)
Balance (in shares) at Sep. 30, 2024	7,817,172
Balance at Sep. 30, 2024	$ 78	55,264	251,843	(18,283)	288,902
Balance (in shares) at Dec. 31, 2024	7,833,014
Balance at Dec. 31, 2024	$ 78	55,716	257,113	(17,140)	295,767
Net income	0	0	24,926	0	24,926
Dividends paid	0	0	(8,157)	0	(8,157)
Share-based compensation	$ 0	1,621	0	0	1,621
Issuance of common stock - employee stock purchase plan (in shares)	23,456
Issuance of common stock - employee stock purchase plan	$ 0	937	0	0	937
Restricted stock awards (in shares)	37,872
Restricted stock awards	$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)	(10,881)
Common stock repurchased for employee/director taxes paid on restricted stock awards	$ 0	(464)	0	0	(464)
Common stock repurchased – repurchase plan (in shares)	(354,131)
Common stock repurchased – repurchase plan	$ (3)	(13,883)	0	0	(13,886)
Stock options exercised, net (in shares)	6,000
Stock options exercised, net	$ 0	(20)	0	0	(20)
Other comprehensive loss, net of tax	$ 0	0	0	(213)	(213)
Stock options exercised, net (in shares)	6,000
Stock options exercised, net	$ 0	(20)	0	0	(20)
Balance (in shares) at Sep. 30, 2025	7,535,330
Balance at Sep. 30, 2025	$ 75	43,907	273,882	(17,353)	300,511
Balance (in shares) at Jun. 30, 2025	7,618,543
Balance at Jun. 30, 2025	$ 76	48,418	268,509	(19,800)	297,203
Net income	0	0	9,177	0	9,177
Dividends paid	0	0	(3,804)	0	(3,804)
Share-based compensation	$ 0	583	0	0	583
Issuance of common stock - employee stock purchase plan (in shares)	7,328
Issuance of common stock - employee stock purchase plan	$ 0	287	0	0	287
Restricted stock awards (in shares)	37,872
Restricted stock awards	$ 0	0	0	0	0
Common stock repurchased for employee/director taxes paid on restricted stock awards (in shares)	(10,881)
Common stock repurchased for employee/director taxes paid on restricted stock awards	$ 0	(464)	0	0	(464)
Common stock repurchased – repurchase plan (in shares)	(123,532)
Common stock repurchased – repurchase plan	$ (1)	(4,897)	0	0	(4,898)
Stock options exercised, net (in shares)	6,000
Stock options exercised, net	$ 0	(20)	0	0	(20)
Other comprehensive loss, net of tax	$ 0	0	0	2,447	2,447
Stock options exercised, net (in shares)	6,000
Stock options exercised, net	$ 0	(20)	0	0	(20)
Balance (in shares) at Sep. 30, 2025	7,535,330
Balance at Sep. 30, 2025	$ 75	$ 43,907	$ 273,882	$ (17,353)	$ 300,511

Note 9 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Loans Receivable, Fair Value Disclosure	$ 12,571,000		$ 12,571,000		$ 12,728,000
Residential Mortgage [Member] \| Fair Value, Inputs, Level 2 [Member]
Loans Receivable, Fair Value Disclosure	12,600,000		12,600,000		12,700,000
Financing Receivable, before Allowance for Credit Loss	13,200,000		13,200,000		$ 13,800,000
Increase (Decrease) in Finance Receivables	$ 203,000	$ 262,000	$ 469,000	$ 448,000

Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease.

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 1A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482736/825-10-45-1A

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 948
-SubTopic 310
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477011/948-310-45-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-13

Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A

Reference 6: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-29

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph a
-Subparagraph (1)
-Publisher SEC

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Name Regulation S-K (SK)
-Number 229
-Section 1405
-Paragraph a
-Subparagraph (2)
-Publisher SEC

Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1404
-Paragraph a
-Publisher SEC

Reference 10: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-80

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 79
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-79

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Net income	$ 9,177	$ 10,286	$ 24,926	$ 27,642
Adjustments to reconcile net income to net cash from operating activities
Provision for credit losses	2,309	1,513	5,922	3,989
Depreciation, amortization and accretion			9,444	7,948
Compensation expense related to stock options and restricted stock awards			1,621	1,248
Earnings on cash surrender value of BOLI			(773)	(734)
Gain on sale of loans held for sale			(6,111)	(6,824)
Gain on sale of MSRs	0	(141)	0	(8,356)
Loss on sale of investment securities, net	0	(11)	0	7,836
Change in fair value on portfolio loans measured under the fair value option			(469)	(448)
Origination of loans held for sale			(354,231)	(426,672)
Proceeds from sale of loans held for sale			379,654	430,421
Gain on purchase of tax credits			(660)	(2,262)
Purchase of tax credits			(7,587)	(26,007)
(Recovery) impairment of MSRs	(6)	506	23	545
Changes in operating assets and liabilities
Accrued interest receivable			(1,241)	(9)
Other assets			8,146	3,758
Other liabilities			1,294	(2,781)
Net cash from operating activities			59,958	9,294
CASH FLOWS USED BY INVESTING ACTIVITIES
Proceeds from sale of investment securities	0	3,448	0	101,907
Maturities, prepayments, and calls			35,616	13,403
Purchases			(61,724)	(47,729)
Purchases			(25,985)	0
Maturities of certificates of deposit at other financial institutions			1,727	14,874
Purchase of certificates of deposit at other financial institutions			0	(2,708)
Portfolio loan originations and principal collections, net			(132,008)	(37,425)
Proceeds from sale of MSRs			0	16,311
Proceeds from sale of portfolio loans			2,309	0
Purchase of portfolio loans			(3,956)	(50,099)
Purchase of premises and equipment			(4,665)	(1,253)
Proceeds from bank owned life insurance death benefits			771	0
Change in FHLB stock, net			7,646	(7,390)
Maturities, prepayments, and calls			3,000	0
Net cash used by investing activities			(177,269)	(109)
CASH FLOWS FROM (USED BY) FINANCING ACTIVITIES
Net increase (decrease) in deposits			347,047	(95,097)
Proceeds from borrowings			626,436	707,768
Repayments of borrowings			(804,937)	(637,708)
Dividends paid on common stock			(8,157)	(6,153)
Disbursements from stock options exercised, net			(20)	(1,284)
Issuance of common stock - employee stock purchase plan			937	832
Common stock repurchased			(13,886)	(2,508)
Net cash from (used by) financing activities			146,956	(34,536)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS			29,645	(25,351)
CASH AND CASH EQUIVALENTS, beginning of period			31,635	65,691	$ 65,691
CASH AND CASH EQUIVALENTS, end of period	$ 61,280	$ 40,340	61,280	40,340	$ 31,635
Common stock repurchased for employee/director taxes paid on restricted stock awards			(464)	(386)
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION
Interest on deposits and borrowings			47,460	47,071
Income taxes			89	2,435
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES
Change in fair value on available-for-sale investment securities			5,640	11,689
Change in fair value on fair value and cash flow hedges			(5,893)	(5,288)
Retention in gross MSRs from loan sales			1,242	1,891
ROU assets in exchange for lease liabilities			$ 3,013	$ 0

Note 6 - Leases (Tables)

9 Months Ended

Sep. 30, 2025

Lease, Cost [Table Text Block]

	Three Months Ended September 30,
Lease cost:	2025		2024
Operating lease cost	$	494	$	464
Short-term lease cost		7		2
Total lease cost	$	501	$	466

	Nine Months Ended September 30,
Lease cost:	2025		2024
Operating lease cost	$	1,459	$	1,414
Short-term lease cost		21		10
Total lease cost	$	1,480	$	1,424

Lessee, Operating Lease, Supplemental Cash Flow Information [Table Text Block]

	At or For the Three months Ended September 30,
Cash paid for amounts included in the measurement of lease liabilities:	2025			2024
Operating cash flows from operating leases	$	508		$	483
Weighted average remaining lease term- operating leases (in years)		4.7			3.5
Weighted average discount rate- operating leases		3.83	%		3.01	%

	At or For the Nine months Ended September 30,
Cash paid for amounts included in the measurement of lease liabilities:	2025			2024
Operating cash flows from operating leases	$	1,496		$	1,462
Weighted average remaining lease term- operating leases (in years)		4.7			3.5
Weighted average discount rate- operating leases		3.83	%		3.01	%

Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]

Remainder of 2025	$	491
2026		1,941
2027		1,683
2028		1,066
2029		947
Thereafter		1,931
Total lease payments		8,059
Less imputed interest		(1,066	)
Total	$	6,993

Note 11 - Stock-based Compensation (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]

	September 30,			December 31,
	2025			2024
Dividend yield		2.79	%		2.57	%
Expected volatility		38.45	%		29.55	%
Risk-free interest rate		3.98	%		3.82	%
Expected term in years		6.2			6.3
Weighted-average grant date fair value per option granted	$	13.21		$	11.36

Share-Based Payment Arrangement, Option, Activity [Table Text Block]

	Shares			Weighted-Average Exercise Price		Weighted-Average Remaining Contractual Term In Years		Aggregate Value
Outstanding at January 1, 2025		537,901		$	31.55		6.75	$	5,187,207
Granted		138,372			40.14		9.87		—
Less exercised		(6,000	)		29.30		—		80,460
Outstanding at September 30, 2025		670,273		$	33.34		6.83	$	4,595,894

Expected to vest, assuming a 0.31% annual forfeiture rate at, September 30, 2025 ⁽¹⁾		652,718		$	33.21		6.77		4,555,924

Exercisable at September 30, 2025		383,098		$	30.15		5.35	$	3,789,646

Nonvested Restricted Stock Shares Activity [Table Text Block]

Nonvested Shares	Shares			Weighted-Average Grant-Date Fair Value Per Share
Nonvested at January 1, 2025		103,063		$	35.05
Granted		37,872			40.14
Less vested		(37,964	)		30.75
Nonvested at September 30, 2025		102,971		$	37.73

Note 13 - Business Segments

9 Months Ended

Sep. 30, 2025

Segment Reporting Disclosure [Text Block]

NOTE 13 – BUSINESS SEGMENTS

The Company’s reportable segments are determined by the Chief Financial Officer (“CFO”), who is the designated chief operating decision maker, or CODM, based upon information provided about the Company's products and services offered, primarily distinguished between commercial and consumer banking and home lending. They are also distinguished by the level of information provided to the CFO, who uses such information to review performance of various components of business for each branch and home lending office, which are aggregated if operating performance, products/services, and customers are similar. The CFO evaluates the financial performance of the Company's business components such as by evaluating revenue streams, significant expenses, and budget to actual results in assessing the performance of the Company's segments and in the determination of allocating resources. The CFO uses revenue streams to evaluate product pricing and significant expenses to assess performance of each segment to evaluate compensation of certain employees. Segment pretax profit or loss is used to assess the performance of the banking segment by monitoring the margin between interest revenue and interest expense. Segment pretax profit or loss is used to assess the performance of the home lending segment by monitoring the premium received on loans sales. Loans, investments, and deposits provide the revenues in the commercial and consumer banking operations, and servicing fees and loan sales provide the revenues in home lending. Interest expense, provisions for credit losses, and payroll provide the significant expenses in commercial and consumer banking, and cost of loan sales and payroll provide the significant expenses in home lending. All operations are domestic and the Company has no major customers providing greater than 10% of total segment revenue. The Company does not have any material intra-entity sales or transfers, aside from certain allocations of interest expense and loan servicing cost from the commercial and consumer banking segment to the home lending segment.

The Company uses various management accounting methodologies to assign certain income statement items to the responsible operating segment, including:

●	a funds transfer pricing (“FTP”) system, which allocates interest income credits and funding charges between the segments, assigning to each segment a funding credit for its liabilities, such as deposits, and a charge to fund its assets;

●	a cost per loan serviced allocation based on the number of loans being serviced on the balance sheet and the number of loans serviced for third parties;

●	an allocation based upon the approximate square footage utilized by the home lending segment in Company owned locations;

●	an allocation of charges for services rendered to the segments by centralized functions, such as corporate overhead, which are generally based on the number of full-time employees (“FTEs”) in each segment; and

●	an allocation of the Company’s consolidated income taxes which are based on the effective tax rate applied to the segment’s pretax income or loss.

Segment assets are primarily allocated by a loan origination channel. The home lending segment is limited to residential mortgage and home equity loans originated through the home lending platform. The home lending segment additionally includes related accrued interest receivable and the Company's MSR assets. The commercial and consumer banking segment includes the remainder of the loan portfolio, the assets of the retail branch network and administrative buildings, as well as the investment portfolio and other assets of the Bank. A description of the Company’s business segments and the products and services that they provide is as follows:

Commercial and Consumer Banking Segment

The commercial and consumer banking segment provides diversified financial products and services to our commercial and consumer customers through Bank branches, online banking platforms, mobile banking apps, and telephone banking. These products and services include deposit products; residential, consumer, business and commercial real estate lending portfolios and cash management services. The Company originates consumer loans, commercial and multi-family real estate loans, construction loans for residential and multi-family construction, and commercial business loans. At September 30, 2025, the Company’s retail deposit branch network consisted of 27 branches in the Pacific Northwest. This segment is also responsible for the management of the investment portfolio and other assets of the Bank.

Home Lending Segment

The home lending segment originates one-to-four-family residential mortgage loans primarily for sale in the secondary markets as well as loans held for investment. A majority of these mortgage loans are sold to or securitized by FNMA, FHLMC, GNMA, or the FHLB of Des Moines, while the Company generally retains the right to service these loans. Loans originated under the guidelines of the Federal Housing Administration (“FHA”), US Department of Veterans Affairs (“VA”), and United States Department of Agriculture (“USDA”) are generally sold servicing released to a correspondent bank or mortgage company. The Company has the option to sell loans on a servicing-released or servicing-retained basis to securitizers and correspondent lenders. A small percentage of its loans are brokered to other lenders. On occasion, the Company may sell a portion of its MSRs portfolio and may sell small pools of loans initially originated to be held in the loan portfolio. The Company manages the loan funding and the interest rate risk associated with the secondary market loan sales and the retained one-to-four-family MSRs within this business segment. One-to-four-family loans originated for investment and held in this segment are allocated to the home lending segment with a corresponding provision expense and FTP for cost of funds. Noninterest expense includes allocated overhead expense from general corporate activities. Allocation is determined based on a combination of segment assets and FTEs. For the three and nine months ended September 30, 2025 and 2024, the Home Lending segment included allocated overhead expenses of $1.8 million and $5.5 million, compared to $1.8 million and $4.8 million, respectively.

Segment Financial Results

Accounting policies for segments are consistent with those described in “Note 1 – Basis of Presentation and Summary of Significant Accounting Policies.” Segment performance is evaluated using net income. Indirect expenses are allocated based on segment assets and full-time equivalent employees (“FTEs”). Transactions among segments are made at fair value. Information reported internally for performance assessment by the CFO follows, inclusive of reconciliations of significant segment totals to the financial statements at or for the three and nine months ended September 30, 2025 and 2024:

	At or For the Three Months Ended September 30, 2025
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	37,419		$	9,245		$	46,664
Interest income - other interest earnings assets		4,309			—			4,309
Total interest income by segment		41,728			9,245			50,973

Gain on sale of loans		63			2,376			2,439
Other income		2,338			817			3,155
Intersegment income		(323	)		323			—
Total noninterest income by segment		2,078			3,516			5,594

Total income by segment		43,806			12,761			56,567

Expense:
Interest expense - deposits		14,857			6			14,863
Interest expense - borrowings		1,935			—			1,935
Interest expense - subordinated note		384			101			485
Interest expense - intersegment		(6,259	)		6,259			—
Total interest expense by segment		10,917			6,366			17,283

Provision for credit losses by segment		2,150			159			2,309

Salaries and benefits		8,032			1,803			9,835
Overhead allocation		5,761			1,810			7,571
Other segment items⁽¹⁾		6,342			1,640			7,982
Total noninterest expense by segment		20,135			5,253			25,388

Income before provision for income taxes by segment		10,604			983			11,587
Provision for income taxes by segment		(2,203	)		(207	)		(2,410	)
Net income by segment	$	8,401		$	776		$	9,177

Other segment disclosures:
Segment assets	$	2,546,789		$	662,036		$	3,208,825
FTEs		460			115			575

	At or For the Three Months Ended September 30, 2024
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	35,591		$	8,209		$	43,800
Interest income - other interest earnings assets		3,243			—			3,243
Total interest income by segment		38,834			8,209			47,043

Gain on sale of loans		—			2,523			2,523
Gain on sale of MSRs		(372	)		513			141
Gain on sale of investment securities		11			—			11
Other income		2,433			859			3,292
Intersegment income		185			(185	)		—
Total noninterest income by segment		2,257			3,710			5,967

Total income by segment		41,091			11,919			53,010

Expense:
Interest expense - deposits		13,485			1			13,486
Interest expense - borrowings		1,828			—			1,828
Interest expense - subordinated note		384			101			485
Interest expense - intersegment		(5,475	)		5,475			—
Total interest expense by segment		10,222			5,577			15,799

Provision for credit losses by segment		1,331			182			1,513

Salaries and benefits		7,464			2,094			9,558
Overhead allocation		6,040			1,762			7,802
Other segment items⁽¹⁾		6,695			1,777			8,472
Total noninterest expense by segment		20,199			5,633			25,832

Income before provision for income taxes by segment		9,339			527			9,866
(Provision) benefit for income taxes by segment		(71	)		491			420
Net income by segment	$	9,268		$	1,018		$	10,286

Other segment disclosures:
Segment assets	$	2,358,004		$	614,665		$	2,972,669
FTEs		442			117			559

	At or For the Nine Months Ended September 30, 2025
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	108,430		$	26,574		$	135,004
Interest income - other interest earnings assets		11,459			—			11,459
Total interest income by segment		119,889			26,574			146,463

Gain on sale of loans		63			6,048			6,111
Other income		7,533			2,246			9,779
Intersegment income		(975	)		975			—
Total noninterest income by segment		6,621			9,269			15,890

Total income by segment		126,510			35,843			162,353

Expense:
Interest expense - deposits		42,430			10			42,440
Interest expense - borrowings		5,783			—			5,783
Interest expense - subordinated note		1,155			301			1,456
Interest expense - intersegment		(17,876	)		17,876			—
Total interest expense by segment		31,492			18,187			49,679

Provision for credit losses by segment		5,320			602			5,922

Salaries and benefits		23,571			6,061			29,632
Overhead allocation		17,323			5,463			22,786
Other segment items⁽¹⁾		19,731			3,796			23,527
Total noninterest expense by segment		60,625			15,320			75,945

Income before provision for income taxes by segment		29,073			1,734			30,807
Provision for income taxes by segment		(5,517	)		(364	)		(5,881	)
Net income by segment	$	23,556		$	1,370		$	24,926

Other segment disclosures:
Segment assets	$	2,546,789		$	662,036		$	3,208,825
FTEs		460			115			575

	At or For the Nine Months Ended September 30, 2024
Income:	Commercial and Consumer Banking			Home Lending			Total
Interest income - loans receivable, including fees	$	104,438		$	22,765		$	127,203
Interest income - other interest earnings assets		10,660			—			10,660
Total interest income by segment		115,098			22,765			137,863

Gain on sale of loans		—			6,824			6,824
Gain on sale of MSRs		6,987			1,369			8,356
Loss on sale of investment securities		(7,836	)		—			(7,836	)
Other income		7,056			2,546			9,602
Intersegment income		712			(712	)		—
Total noninterest income by segment		6,919			10,027			16,946

Total income by segment		122,017			32,792			154,809

Expense:
Interest expense - deposits		39,615			5			39,620
Interest expense - borrowings		4,796			—			4,796
Interest expense - subordinated note		1,167			289			1,456
Interest expense - intersegment		(15,229	)		15,229			—
Total interest expense by segment		30,349			15,523			45,872

Provision for credit losses by segment		3,796			193			3,989

Salaries and benefits		22,557			6,182			28,739
Overhead allocation		16,278			4,797			21,075
Other segment items⁽¹⁾		19,415			3,989			23,404
Total noninterest expense by segment		58,250			14,968			73,218

Income before provision for income taxes by segment		29,622			2,108			31,730
(Provision) benefit for income taxes by segment		(4,253	)		165			(4,088	)
Net income by segment	$	25,369		$	2,273		$	27,642

Other segment disclosures:
Segment assets	$	2,358,004		$	614,665		$	2,972,669
FTEs		442			117			559

(1)	Other segment items include operations, occupancy, data processing, loan costs, professional and board fees, marketing and advertising, and (recovery) impairment of MSRs.

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 21
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-21

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 21
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-21

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-32

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 31
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-31

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 15
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-15

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 42
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-42

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 48
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-48

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-32

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 270
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482964/270-10-50-1

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (ee)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-32

Reference 11: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 32
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-32

Reference 12: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 54
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-54

Reference 13: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 47
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-47

Reference 14: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 54
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-54

Reference 15: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 47
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-47

Reference 16: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 54
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-54

Reference 17: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 47
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-47

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 34
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-34

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 26C
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-26C

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 26B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-26B

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 40
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-40

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org/280/tableOfContent

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 26
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-26

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 41
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-41

Note 4 - Mortgage Servicing Rights - Valuation Assumptions (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2025	Dec. 31, 2024
Aggregate portfolio principal balance	$ 1,640,000
Mortgage Servicing Rights [Member]
Aggregate portfolio principal balance	$ 1,639,890	$ 1,632,141
Weighted average rate of loans in MSRs portfolio	4.40%	4.20%
Fair value MSRs	$ 21,691	$ 21,043
Weighted average life in years (Year)	7 years 9 months 18 days	7 years 10 months 24 days
Weighted average constant prepayment rate	8.30%	8.30%
Decline in fair value from 10% adverse change (prepayment-only)	$ 715	$ 408
Decline in fair value from 20% adverse change (prepayment-only)	$ 1,075	$ 776
Effective discount rate	9.10%	10.20%
Decline in fair value from 10% adverse change (prepayment + discount rate)	$ 901	$ 911
Decline in fair value from 20% adverse change (prepayment + discount rate)	$ 1,733	$ 1,819

Note 5 - Derivatives - Schedule of Offsetting of Derivative Liabilities (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Derivative Liability, Before Offset	$ 718	$ 0
Derivative liability, offset	53	0
Derivative liabilities	665	0
Financial Instrument	0	0
Derivative liability, cash collateral	660	0
Derivative liability, net	$ 5	$ 0

Amount of right to receive cash collateral under master netting arrangements that have not been offset against derivative liabilities.

Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.

Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-7A

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-10

Reference 8: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-22

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 21
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-21

Reference 10: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 20
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-20

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 15
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-15

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-10

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483466/210-20-50-3

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 26: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 27: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-04(9)(e))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1

Reference 28: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5C
-Subparagraph (SX 210.12-13C(Column H)(Footnote 7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C

Reference 29: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-04(9)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1

Reference 30: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-04(9)(d))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1

Reference 31: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5
-Subparagraph (SX 210.12-13(Column G)(Footnote 8))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5

Reference 32: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5C
-Subparagraph (SX 210.12-13C(Column H))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C

Reference 33: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5
-Subparagraph (SX 210.12-13(Column G))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5

Reference 34: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5A
-Subparagraph (SX 210.12-13A(Column E))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A

Reference 35: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5B
-Subparagraph (SX 210.12-13B(Column E))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B

Reference 36: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5B
-Subparagraph (SX 210.12-13B(Column E)(Footnote 4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B

Note 11 - Stock-based Compensation - Schedule of Stock Option Awards (Details) (Parentheticals)	9 Months Ended
	Sep. 30, 2025
The 2018 Equity Incentive Plan [Member]
Expected Forfeiture Rate	0.31%

Note 7 - Deposits

9 Months Ended

Sep. 30, 2025

Deposit Liabilities Disclosures [Text Block]

NOTE 7 – DEPOSITS

Deposits are summarized as follows at the dates indicated:

	September 30,		December 31,
	2025		2024
Noninterest-bearing checking	$	648,661	$	627,679
Interest-bearing checking		199,527		176,561
Savings		167,006		154,188
Money market ⁽¹⁾		354,333		341,615
Certificates of deposit less than $100,000⁽²⁾		682,004		440,257
Certificates of deposit of $100,000 through $250,000		462,397		455,594
Certificates of deposit greater than $250,000		155,373		133,045
Escrow accounts related to mortgages serviced⁽³⁾		17,191		10,479
Total	$	2,686,492	$	2,339,418

(1)	Includes $251,000 and $279,000 of brokered deposits at September 30, 2025 and December 31, 2024, respectively.

(2)	Includes $369.4 million and $143.1 million of brokered deposits at September 30, 2025 and December 31, 2024, respectively.

(3)	Noninterest-bearing accounts.

Scheduled maturities of time deposits at September 30, 2025 for future periods ending are as follows:

Maturing in 2025	$	582,010
Maturing in 2026		662,486
Maturing in 2027		35,390
Maturing in 2028		11,409
Maturing in 2029 and thereafter		8,479
Total	$	1,299,774

Interest expense by deposit category for the periods indicated is as follows:

	Three Months Ended September 30,				Nine Months Ended September 30,
	2025		2024		2025		2024
Interest-bearing checking	$	1,007	$	580	$	2,573	$	1,919
Savings and money market		2,167		1,981		6,136		5,593
Certificates of deposit		11,688		10,925		33,731		32,108
Total	$	14,862	$	13,486	$	42,440	$	39,620

Note 2 - Investments (Tables)

9 Months Ended

Sep. 30, 2025

Investment [Table Text Block]

	September 30, 2025
								Estimated
	Amortized		Unrealized		Unrealized			Fair
SECURITIES AVAILABLE-FOR-SALE	Cost		Gains		Losses			Values		ACL
U.S. agency securities	$	20,260	$	31	$	(2,303	)	$	17,988	$	—
Corporate securities		16,000		7		(556	)		15,451		—
Municipal bonds		81,925		5		(11,225	)		70,705		—
Mortgage-backed securities		205,937		865		(9,580	)		197,222		—
Asset-backed securities		11,030		—		(701	)		10,329		—
Total securities available-for-sale		335,152		908		(24,365	)		311,695		—

SECURITIES HELD-TO-MATURITY
Corporate securities		29,336		404		(82	)		29,658		220
Municipal bonds		2,270		214		—			2,484		—
Total securities held-to-maturity		31,606		618		(82	)		32,142		220

Total securities	$	366,758	$	1,526	$	(24,447	)	$	343,837	$	220

	December 31, 2024
								Estimated
	Amortized		Unrealized		Unrealized			Fair
SECURITIES AVAILABLE-FOR-SALE	Cost		Gains		Losses			Values		ACL
U.S. agency securities	$	20,247	$	45	$	(3,154	)	$	17,138	$	—
Corporate securities		16,000		8		(882	)		15,126		—
Municipal bonds		82,774		—		(12,430	)		70,344		—
Mortgage-backed securities		178,740		415		(11,969	)		167,186		—
Asset-backed securities		12,511		3		(1,133	)		11,381		—
Total securities available-for-sale		310,272		471		(29,568	)		281,175		—

SECURITIES HELD-TO-MATURITY
Corporate securities		8,500		—		(356	)		8,144		45
Total securities held-to-maturity		8,500		—		(356	)		8,144		45

Total securities	$	318,772	$	471	$	(29,924	)	$	289,319	$	45

Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]

SECURITIES HELD-TO-MATURITY	For the Three Months Ended September 30,
Corporate Securities	2025		2024
Beginning ACL balance	$	220	$	45
Provision for credit losses		—		—
Total ending ACL balance	$	220	$	45

SECURITIES HELD-TO-MATURITY	For the Nine Months Ended September 30,
Corporate Securities	2025		2024
Beginning ACL balance	$	45	$	45
Provision for credit losses		175		—
Total ending ACL balance	$	220	$	45

Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]

	September 30,		December 31,
Corporate securities	2025		2024
BBB/BBB-	$	29,336	$	8,500
Municipal bonds
AA		2,270		—
Total	$	31,606	$	8,500

Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]

	September 30, 2025
Purpose or beneficiary	Carrying Value		Amortized Cost		Fair Value
State and local government public deposits	$	22,377	$	25,939	$	22,377

Gain (Loss) on Securities [Table Text Block]

	September 30, 2025
	Less than 12 Months					12 Months or Longer					Total
SECURITIES AVAILABLE-FOR-SALE	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
U.S. agency securities	$	—	$	—		$	15,957	$	(2,303	)	$	15,957	$	(2,303	)
Corporate securities		5,997		(3	)		5,447		(553	)		11,444		(556	)
Municipal bonds		487		—			69,387		(11,225	)		69,874		(11,225	)
Mortgage-backed securities		50,987		(508	)		62,610		(9,072	)		113,597		(9,580	)
Asset-backed securities		3,713		(18	)		6,616		(683	)		10,329		(701	)
Total securities available-for-sale		61,184		(529	)		160,017		(23,836	)		221,201		(24,365	)

SECURITIES HELD-TO-MATURITY
Corporate securities		5,594		(22	)		940		(60	)		6,534		(82	)
Total securities held-to-maturity		5,594		(22	)		940		(60	)		6,534		(82	)

Total securities	$	66,778	$	(551	)	$	160,957	$	(23,896	)	$	227,735	$	(24,447	)

	December 31, 2024
	Less than 12 Months					12 Months or Longer					Total
SECURITIES AVAILABLE-FOR-SALE	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
U.S. agency securities	$	—	$	—		$	15,093	$	(3,154	)	$	15,093	$	(3,154	)
Corporate securities		6,781		(219	)		5,337		(663	)		12,118		(882	)
Municipal bonds		1,677		(10	)		68,667		(12,420	)		70,344		(12,430	)
Mortgage-backed securities		31,093		(241	)		63,934		(11,728	)		95,027		(11,969	)
Asset-backed securities		3,638		(41	)		7,190		(1,092	)		10,828		(1,133	)
Total securities available-for-sale		43,189		(511	)		160,221		(29,057	)		203,410		(29,568	)

SECURITIES HELD-TO-MATURITY
Corporate securities		—		—			8,144		(356	)		8,144		(356	)
Total securities held-to-maturity		—		—			8,144		(356	)		8,144		(356	)

Total securities	$	43,189	$	(511	)	$	168,365	$	(29,413	)	$	211,554	$	(29,924	)

Investments Classified by Contractual Maturity Date [Table Text Block]

	September 30, 2025				December 31, 2024
SECURITIES AVAILABLE-FOR-SALE	Amortized		Fair		Amortized		Fair
U.S. agency securities	Cost		Value		Cost		Value
Due after one year through five years	$	4,972	$	4,762	$	4,962	$	4,575
Due after five years through ten years		15,288		13,226		10,975		9,193
Due after ten years		—		—		4,310		3,370
Subtotal		20,260		17,988		20,247		17,138
Corporate securities
Due after one year through five years		14,000		13,934		11,000		10,766
Due after five years through ten years		2,000		1,517		3,000		2,918
Due after ten years		—		—		2,000		1,442
Subtotal		16,000		15,451		16,000		15,126
Municipal bonds
Due after one year through five years		2,147		2,150		2,186		2,168
Due after five years through ten years		4,121		3,785		4,158		3,728
Due after ten years		75,657		64,770		76,430		64,448
Subtotal		81,925		70,705		82,774		70,344
Mortgage-backed securities
Federal National Mortgage Association (“FNMA”)		86,824		79,479		90,771		80,677
Federal Home Loan Mortgage Corporation (“FHLMC”)		46,537		45,823		48,765		47,773
Government National Mortgage Association (“GNMA”)		72,576		71,920		39,204		38,736
Subtotal		205,937		197,222		178,740		167,186
Asset-backed securities
Due within one year		130		129		203		200
Due after one year through five years		744		728		1,073		1,037
Due after five years through ten years		2,599		2,446		2,867		2,648
Due after ten years		7,557		7,026		8,368		7,496
Subtotal		11,030		10,329		12,511		11,381
Total securities available-for-sale		335,152		311,695		310,272		281,175

SECURITIES HELD-TO-MATURITY
Corporate securities
Due after one year through five years		3,500		3,488		—		—
Due after five years through ten years		25,836		26,170		8,500		8,144
Subtotal		29,336		29,658		8,500		8,144
Municipal bonds
Due after five years through ten years		2,270		2,484		—		—
Subtotal		2,270		2,484		—		—
Total securities held-to-maturity		31,606		32,142		8,500		8,144
Total securities	$	366,758	$	343,837	$	318,772	$	289,319

Schedule of Realized Gain (Loss) [Table Text Block]

For the Three Months Ended September 30, 2025

Gross

Proceeds

Gains

(Losses)

Securities available-for-sale

—

	For the Three Months Ended September 30, 2024
			Gross		Gross
	Proceeds		Gains		(Losses)
Securities available-for-sale	$	3,448	$	11	$	—

For the Nine Months Ended September 30, 2025

Gross

Proceeds

Gains

(Losses)

Securities available-for-sale

—

	For the Nine Months Ended September 30, 2024
			Gross		Gross
	Proceeds		Gains		(Losses)
Securities available-for-sale	$	101,907	$	215	$	(8,051	)

Note 2 - Investments - Schedule of Debt Securities, Held-to-Maturity Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Debt Securities, Held-to-Maturity, Amortized Cost	$ 31,606	$ 8,500
Corporate Debt Securities [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	29,336	8,500
Municipal Bonds [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	2,270
Standard & Poor's, BBB/BBB Minus Rating [Member] \| Corporate Debt Securities [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	29,336	8,500
Standard & Poor's, AA Rating [Member] \| Municipal Bonds [Member]
Debt Securities, Held-to-Maturity, Amortized Cost	$ 2,270	$ 0

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30,			December 31,
	2025			2024
COMMERCIAL REAL ESTATE ("CRE") LOANS
CRE owner occupied	$	170,714		$	170,396
CRE non-owner occupied		172,713			174,921
Commercial and speculative construction and development		326,684			280,798
Multi-family		262,578			245,222
Total CRE loans		932,689			871,337
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		629,712			617,322
Home equity		86,895			75,147
Residential custom construction		53,296			49,902
Total residential real estate		769,903			742,371
CONSUMER LOANS
Indirect home improvement		527,597			541,946
Marine		70,220			74,931
Other consumer		2,962			3,304
Total consumer loans		600,779			620,181
COMMERCIAL BUSINESS LOANS
Commercial and industrial (“C&I”)		311,173			287,014
Warehouse lending		15,113			12,918
Total commercial business loans		326,286			299,932
Total loans receivable, gross		2,629,657			2,533,821
ACL on loans		(30,056	)		(31,870	)
Total loans receivable, net	$	2,599,601		$	2,501,951

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	At or For the Three Months Ended September 30, 2025
				Residential						Commercial
ACL ON LOANS	CRE			Real Estate			Consumer			Business			Total
Beginning balance	$	7,070		$	7,654		$	15,075		$	2,390		$	32,189
Provision for (reversal of) credit losses on loans		22			(165	)		2,452			(457	)		1,852
Charge-offs		(2,300	)		—			(2,044	)		—			(4,344	)
Recoveries		—			—			350			9			359
Net (charge-offs) recoveries		(2,300	)		—			(1,694	)		9			(3,985	)
Ending balance	$	4,792		$	7,489		$	15,833		$	1,942		$	30,056

	At or For the Three Months Ended September 30, 2024
				Residential					Commercial
ACL ON LOANS	CRE			Real Estate		Consumer			Business			Total
Beginning balance	$	6,671		$	7,417	$	13,253		$	3,897		$	31,238
(Reversal of) provision for credit losses on loans		(103	)		149		2,102			(557	)		1,591
Charge-offs		—			—		(1,964	)		—			(1,964	)
Recoveries		—			—		361			6			367
Net (charge-offs) recoveries		—			—		(1,603	)		6			(1,597	)
Ending balance	$	6,568		$	7,566	$	13,752		$	3,346		$	31,232

	At or For the Nine Months Ended September 30, 2025
				Residential					Commercial
ACL ON LOANS	CRE			Real Estate		Consumer			Business			Total
Beginning balance	$	7,001		$	7,440	$	14,185		$	3,244		$	31,870
Provision for (reversal of) credit losses on loans		91			49		5,880			(948	)		5,072
Charge-offs		(2,300	)		—		(5,321	)		(433	)		(8,054	)
Recoveries		—			—		1,089			79			1,168
Net charge-offs		(2,300	)		—		(4,232	)		(354	)		(6,886	)
Ending balance	$	4,792		$	7,489	$	15,833		$	1,942		$	30,056

	At or For the Nine Months Ended September 30, 2024
				Residential					Commercial
ACL ON LOANS	CRE			Real Estate		Consumer			Business			Total
Beginning balance	$	7,293		$	6,814	$	13,357		$	4,070		$	31,534
(Reversal of) provision for credit losses on loans		(725	)		752		3,660			326			4,013
Charge-offs		—			—		(4,465	)		(1,141	)		(5,606	)
Recoveries		—			—		1,200			91			1,291
Net charge-offs		—			—		(3,265	)		(1,050	)		(4,315	)
Ending balance	$	6,568		$	7,566	$	13,752		$	3,346		$	31,232

Financing Receivable, Modified [Table Text Block]

For the Three Months Ended September 30, 2025

For the Nine Months Ended September 30, 2025

Weighted-

Average

Combination

Term

Combination

Term

Total

Extension

Term

Total

Extension

Class of

Payment

Extension

Class of

Payment

Financing

Delay

Payment

Financing

Delay

CRE LOANS

Delay

Receivable

(in years)

Delay

Receivable

(in years)

CRE owner occupied

1,203

0.7

3.3

1,203

0.70

3.3

For the Three Months Ended September 30, 2024

For the Nine Months Ended September 30, 2024

Weighted-

Average

Combination

Term

Combination

Term

Total

Extension

Term

Total

Extension

Class of

Payment

Extension

Class of

Payment

Financing

Delay

Payment

Financing

Delay

CRE LOANS

Delay

Receivable

(in years)

Delay

Receivable

(in years)

CRE owner occupied

1,130

0.3

2.3

1,130

0.3

2.3

Financing Receivable, Modified, Past Due [Table Text Block]

	September 30, 2025
	30-59		60-89
	Days		Days		90 Days		Total
	Past		Past		or More		Past
CRE LOANS	Due		Due		Past Due		Due
Commercial and speculative construction and development	$	—	$	—	$	9,150	$	9,150
COMMERCIAL BUSINESS LOANS
C&I		—		—		199		199

Total loans	$	—	$	—	$	9,349	$	9,349

Financing Receivable, Past Due [Table Text Block]

	September 30, 2025
	30-59		60-89
	Days		Days		90 Days		Total				Total
	Past		Past		or More		Past				Loans		Non-
CRE LOANS	Due		Due		Past Due		Due		Current		Receivable		Accrual ⁽¹⁾
CRE owner occupied	$	—	$	—	$	844	$	844	$	169,870	$	170,714	$	2,047
CRE non-owner occupied		563		—		—		563		172,150		172,713		—
Commercial and speculative construction and development		—		—		9,150		9,150		317,534		326,684		9,150
Multi-family		—		—		—		—		262,578		262,578		—
Total CRE loans		563		—		9,994		10,557		922,132		932,689		11,197
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family (excludes loans held for sale)		—		—		788		788		628,924		629,712		1,799
Home equity		122		—		—		122		86,773		86,895		317
Residential custom construction		—		—		—		—		53,296		53,296		—
Total residential real estate loans		122		—		788		910		768,993		769,903		2,116
CONSUMER LOANS
Indirect home improvement		3,306		1,470		1,288		6,064		521,533		527,597		3,802
Marine		194		24		98		316		69,904		70,220		620
Other consumer		2		2		39		43		2,919		2,962		40
Total consumer loans		3,502		1,496		1,425		6,423		594,356		600,779		4,462
COMMERCIAL BUSINESS LOANS
C&I		—		—		599		599		310,574		311,173		599
Warehouse lending		—		—		—		—		15,113		15,113		—
Total commercial business loans		—		—		599		599		325,687		326,286		599
Total loans	$	4,187	$	1,496	$	12,806	$	18,489	$	2,611,168	$	2,629,657	$	18,374

	December 31, 2024
	30-59		60-89
	Days		Days		90 Days		Total				Total
	Past		Past		or More		Past				Loans		Non-
CRE LOANS	Due		Due		Past Due		Due		Current		Receivable		Accrual ⁽¹⁾
CRE owner occupied	$	845	$	—	$	1,625	$	2,470	$	167,926	$	170,396	$	2,771
CRE non-owner occupied		—		—		—		—		174,921		174,921		—
Commercial and speculative construction and development		—		—		4,979		4,979		275,819		280,798		4,979
Multi-family		—		—		—		—		245,222		245,222		—
Total CRE loans		845		—		6,604		7,449		863,888		871,337		7,750
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		2,507		253		76		2,836		614,486		617,322		164
Home equity		20		—		251		271		74,876		75,147		261
Residential custom construction		822		—		—		822		49,080		49,902		—
Total residential real estate loans		3,349		253		327		3,929		738,442		742,371		425
CONSUMER LOANS
Indirect home improvement		3,920		1,787		758		6,465		535,481		541,946		1,677
Marine		718		150		40		908		74,023		74,931		289
Other consumer		17		1		13		31		3,273		3,304		14
Total consumer loans		4,655		1,938		811		7,404		612,777		620,181		1,980
COMMERCIAL BUSINESS LOANS
C&I		118		—		3,331		3,449		283,565		287,014		3,446
Warehouse lending		—		—		—		—		12,918		12,918		—
Total commercial business loans		118		—		3,331		3,449		296,483		299,932		3,446
Total loans	$	8,967	$	2,191	$	11,073	$	22,231	$	2,511,590	$	2,533,821	$	13,601

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30, 2025
															Revolving
															Loans
CRE LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
CRE owner occupied	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	19,829	$	4,172	$	27,061	$	36,451	$	11,787	$	42,490	$	—	$	—	$	141,790
Watch		142		600		—		5,260		13,337		7,150		—		—		26,489
Special mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		2,435		—		—		2,435
Total CRE owner occupied		19,971		4,772		27,061		41,711		25,124		52,075		—		—		170,714
CRE non-owner occupied
Pass		2,429		8,364		16,124		49,954		35,257		53,301		—		300		165,729
Watch		—		—		—		—		—		412		—		—		412
Special mention		—		—		—		1,363		—		2,128		—		—		3,491
Substandard		—		—		3,081		—		—		—		—		—		3,081
Total CRE non-owner occupied		2,429		8,364		19,205		51,317		35,257		55,841		—		300		172,713
Commercial and speculative construction and development
Pass		128,910		108,636		36,736		22,331		12,155		74		8,692		—		317,534
Substandard		1,209		—		—		7,941		—		—		—		—		9,150
Total commercial and speculative construction and development		130,119		108,636		36,736		30,272		12,155		74		8,692		—		326,684
Commercial and speculative construction and development gross charge-offs		—		—		—		2,300		—		—		—		—		2,300
Multi-family
Pass		23,970		20,741		7,040		20,014		87,907		102,906		—		—		262,578
Total multi-family		23,970		20,741		7,040		20,014		87,907		102,906		—		—		262,578
Total CRE loans	$	176,489	$	142,513	$	90,042	$	143,314	$	160,443	$	210,896	$	8,692	$	300	$	932,689
Total CRE loans gross charge-offs	$	—	$	—	$	—	$	2,300	$	—	$	—	$	—	$	—	$	2,300

	September 30, 2025
RESIDENTIAL															Revolving
REAL ESTATE LOANS															Loans
One-to-four-family	Term Loans by Year of Origination												Revolving		Converted		Total
(excludes loans held for sale)	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	75,788	$	58,176	$	107,133	$	154,882	$	99,758	$	129,111	$	—	$	504	$	625,352
Watch		—		—		676		—		—		—		—		—		676
Substandard		—		—		—		715		—		2,969		—		—		3,684
Total one-to-four-family		75,788		58,176		107,809		155,597		99,758		132,080		—		504		629,712
Home equity
Pass		11,091		2,075		1,843		294		1,365		6,674		63,236		—		86,578
Substandard		—		—		—		—		—		7		310		—		317
Total home equity		11,091		2,075		1,843		294		1,365		6,681		63,546		—		86,895
Residential custom construction
Pass		26,812		23,164		1,959		1,361		—		—		—		—		53,296
Total residential custom construction		26,812		23,164		1,959		1,361		—		—		—		—		53,296
Total residential real estate loans	$	113,691	$	83,415	$	111,611	$	157,252	$	101,123	$	138,761	$	63,546	$	504	$	769,903

	September 30, 2025
															Revolving
															Loans
CONSUMER LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
Indirect home improvement	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	85,137	$	74,590	$	106,797	$	139,680	$	61,947	$	55,644	$	—	$	—	$	523,795
Substandard		149		640		1,094		1,070		397		452		—		—		3,802
Total indirect home improvement		85,286		75,230		107,891		140,750		62,344		56,096		—		—		527,597
Indirect home improvement gross charge-offs		57		1,228		1,073		1,603		585		530		—		—		5,076
Marine
Pass		7,154		11,287		10,073		17,438		7,522		16,126		—		—		69,600
Substandard		—		—		27		113		106		374		—		—		620
Total marine		7,154		11,287		10,100		17,551		7,628		16,500		—		—		70,220
Marine gross charge-offs		—		63		16		—		—		38		—		—		117
Other consumer
Pass		186		108		46		133		15		122		2,312		—		2,922
Substandard		—		—		—		—		—		—		40		—		40
Total other consumer		186		108		46		133		15		122		2,352		—		2,962
Other consumer gross charge-offs		—		5		—		—		2		44		77		—		128
Total consumer loans	$	92,626	$	86,625	$	118,037	$	158,434	$	69,987	$	72,718	$	2,352	$	—	$	600,779
Total consumer loans gross charge-offs	$	57	$	1,296	$	1,089	$	1,603	$	587	$	612	$	77	$	—	$	5,321

	September 30, 2025
															Revolving
COMMERCIAL															Loans
BUSINESS LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
C&I	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	33,820	$	57,656	$	20,254	$	13,360	$	13,317	$	11,992	$	143,912	$	777	$	295,088
Watch		—		—		—		—		602		—		3,997		—		4,599
Special mention		—		—		4,999		—		508		1,546		469		—		7,522
Substandard		192		—		84		—		1,627		1,260		801		—		3,964
Total C&I		34,012		57,656		25,337		13,360		16,054		14,798		149,179		777		311,173
C&I gross charge-offs		—		—		—		—		433		—		—		—		433
Warehouse lending
Pass		—		—		—		—		—		—		14,329		—		14,329
Special mention		—		—		—		—		—		—		784		—		784
Total warehouse lending		—		—		—		—		—		—		15,113		—		15,113
Total commercial business loans	$	34,012	$	57,656	$	25,337	$	13,360	$	16,054	$	14,798	$	164,292	$	777	$	326,286
Total commercial business loans gross charge-offs	$	—	$	—	$	—	$	—	$	433	$	—	$	—	$	—	$	433

TOTAL LOANS RECEIVABLE, GROSS
Pass	$	415,126	$	368,969	$	335,066	$	455,898	$	331,030	$	418,440	$	232,481	$	1,581	$	2,558,591
Watch		142		600		676		5,260		13,939		7,562		3,997		—		32,176
Special mention		—		—		4,999		1,363		508		3,674		1,253		—		11,797
Substandard		1,550		640		4,286		9,839		2,130		7,497		1,151		—		27,093
Total loans receivable, gross	$	416,818	$	370,209	$	345,027	$	472,360	$	347,607	$	437,173	$	238,882	$	1,581	$	2,629,657
Total gross charge-offs	$	57	$	1,296	$	1,089	$	3,903	$	1,020	$	612	$	77	$	—	$	8,054

	December 31, 2024
															Revolving
															Loans
CRE LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
CRE owner occupied	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	4,659	$	31,943	$	35,248	$	15,653	$	28,970	$	22,926	$	—	$	679	$	140,078
Watch		—		—		9,300		12,654		—		4,354		—		—		26,308
Special mention		—		—		—		—		—		394		—		—		394
Substandard		—		—		—		—		1,625		1,991		—		—		3,616
Total CRE owner occupied		4,659		31,943		44,548		28,307		30,595		29,665		—		679		170,396
CRE non-owner occupied
Pass		8,364		16,491		48,829		36,221		14,682		43,216		—		—		167,803
Watch		—		3,135		1,389		—		—		2,594		—		—		7,118
Total CRE non-owner occupied		8,364		19,626		50,218		36,221		14,682		45,810		—		—		174,921
Commercial and speculative construction and development
Pass		129,201		77,241		28,810		29,851		—		380		10,336		—		275,819
Substandard		—		—		4,979		—		—		—		—		—		4,979
Total commercial and speculative construction and development		129,201		77,241		33,789		29,851		—		380		10,336		—		280,798
Multi-family
Pass		20,662		7,030		20,098		89,733		59,886		47,813		—		—		245,222
Total multi-family		20,662		7,030		20,098		89,733		59,886		47,813		—		—		245,222
Total CRE loans	$	162,886	$	135,840	$	148,653	$	184,112	$	105,163	$	123,668	$	10,336	$	679	$	871,337

	December 31, 2024
RESIDENTIAL															Revolving
REAL ESTATE LOANS															Loans
One-to-four-family	Term Loans by Year of Origination												Revolving		Converted		Total
(excludes loans held for sale)	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	77,602	$	110,505	$	174,355	$	109,006	$	76,653	$	66,426	$	—	$	—	$	614,547
Substandard		—		—		735		—		—		2,040		—		—		2,775
Total one-to-four-family		77,602		110,505		175,090		109,006		76,653		68,466		—		—		617,322
Home equity
Pass		6,501		2,379		326		1,538		5,930		1,631		56,430		151		74,886
Substandard		—		—		—		—		—		14		247		—		261
Total home equity		6,501		2,379		326		1,538		5,930		1,645		56,677		151		75,147
Residential custom construction
Pass		38,741		9,771		1,390		—		—		—		—		—		49,902
Total residential custom construction		38,741		9,771		1,390		—		—		—		—		—		49,902
Total residential real estate loans	$	122,844	$	122,655	$	176,806	$	110,544	$	82,583	$	70,111	$	56,677	$	151	$	742,371

	December 31, 2024
															Revolving
															Loans
CONSUMER LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
Indirect home improvement	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	98,516	$	130,254	$	167,896	$	74,577	$	28,045	$	40,981	$	—	$	—	$	540,269
Substandard		99		403		712		100		106		257		—		—		1,677
Total indirect home improvement		98,615		130,657		168,608		74,677		28,151		41,238		—		—		541,946
Indirect home improvement gross charge-offs		381		1,477		1,627		677		568		523		—		—		5,253
Marine
Pass		13,322		11,386		20,449		8,521		10,958		10,006		—		—		74,642
Substandard		—		—		—		—		106		183		—		—		289
Total marine		13,322		11,386		20,449		8,521		11,064		10,189		—		—		74,931
Marine gross charge-offs		—		21		128		51		128		237		—		—		565
Other consumer
Pass		310		93		334		56		35		126		2,336		—		3,290
Substandard		—		—		—		3		—		—		11		—		14
Total other consumer		310		93		334		59		35		126		2,347		—		3,304
Other consumer gross charge-offs		1		33		6		—		—		45		91		—		176
Total consumer loans	$	112,247	$	142,136	$	189,391	$	83,257	$	39,250	$	51,553	$	2,347	$	—	$	620,181
Total consumer loans gross charge-offs	$	382	$	1,531	$	1,761	$	728	$	696	$	805	$	91	$	—	$	5,994

	December 31, 2024
															Revolving
COMMERCIAL															Loans
BUSINESS LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
C&I	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	65,491	$	20,084	$	20,091	$	16,468	$	6,135	$	8,791	$	120,899	$	602	$	258,561
Watch		—		4,987		—		722		1,799		—		4,183		—		11,691
Special mention		—		—		—		543		—		556		6,375		—		7,474
Substandard		—		2,373		—		2,243		1,255		1,296		2,121		—		9,288
Total C&I		65,491		27,444		20,091		19,976		9,189		10,643		133,578		602		287,014
C&I gross charge-offs		—		—		—		—		—		380		761		—		1,141
Warehouse lending
Pass		—		—		—		—		—		—		11,060		—		11,060
Special mention		—		—		—		—		—		—		1,858		—		1,858
Total warehouse lending		—		—		—		—		—		—		12,918		—		12,918
Total commercial business loans	$	65,491	$	27,444	$	20,091	$	19,976	$	9,189	$	10,643	$	146,496	$	602	$	299,932
Total commercial business loans gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	380	$	761	$	—	$	1,141

TOTAL LOANS RECEIVABLE, GROSS
Pass	$	463,369	$	417,177	$	517,826	$	381,624	$	231,294	$	242,296	$	201,061	$	1,432	$	2,456,079
Watch		—		8,122		10,689		13,376		1,799		6,948		4,183		—		45,117
Special mention		—		—		—		543		—		950		8,233		—		9,726
Substandard		99		2,776		6,426		2,346		3,092		5,781		2,379		—		22,899
Total loans receivable, gross	$	463,468	$	428,075	$	534,941	$	397,889	$	236,185	$	255,975	$	215,856	$	1,432	$	2,533,821
Total gross charge-offs	$	382	$	1,531	$	1,761	$	728	$	696	$	1,185	$	852	$	—	$	7,135

Financing Receivable, Nonaccrual [Table Text Block]

	September 30, 2025						December 31, 2024
	Nonaccrual with		Nonaccrual with		Total		Nonaccrual with		Nonaccrual with		Total
CRE LOANS	No ACL		ACL		Nonaccrual		No ACL		ACL		Nonaccrual
CRE owner occupied	$	2,047	$	—	$	2,047	$	2,771	$	—	$	2,771
Commercial and speculative construction and development		9,150		—		9,150		—		4,979		4,979
		11,197		—		11,197		2,771		4,979		7,750

RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		1,799		—		1,799		164		—		164
Home equity		317		—		317		261		—		261
		2,116		—		2,116		425		—		425

CONSUMER LOANS
Indirect home improvement		—		3,802		3,802		—		1,677		1,677
Marine		—		620		620		—		289		289
Other consumer		—		40		40		—		14		14
		—		4,462		4,462		—		1,980		1,980
COMMERCIAL BUSINESS LOANS
C&I		434		165		599		2,486		960		3,446
Total	$	13,747	$	4,627	$	18,374	$	5,682	$	7,919	$	13,601

Financing Receivable, Collateral Dependent Loans [Table Text Block]

	September 30, 2025								December 31, 2024
			Residential		Other						Residential		Other
			Real		Non-Real						Real		Non-Real
CRE LOANS	CRE		Estate		Estate		Total		CRE		Estate		Estate		Total
CRE owner occupied	$	2,047	$	—	$	—	$	2,047	$	2,771	$	—	$	—	$	2,771
Commercial and speculative construction and development		9,150		—		—		9,150		4,979		—				4,979
		11,197		—		—		11,197		7,750		—		—		7,750

RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		—		1,799		—		1,799		—		164		—		164
Home equity		—		317		—		317		—		261		—		261
		—		2,116		—		2,116		—		425		—		425

CONSUMER LOANS
Indirect home improvement		—		—		3,802		3,802		—		—		1,677		1,677
Marine		—		—		620		620		—		—		289		289
		—		—		4,422		4,422		—		—		1,966		1,966
COMMERCIAL BUSINESS LOANS
C&I		—		—		599		599		—		—		3,446		3,446
Total	$	11,197	$	2,116	$	5,021	$	18,334	$	7,750	$	425	$	5,412	$	13,587

Note 6 - Leases - Schedule of Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Operating lease cost	$ 494	$ 464	$ 1,459	$ 1,414
Short-term lease cost	7	2	21	10
Total lease cost	$ 501	$ 466	$ 1,480	$ 1,424

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended	18 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024	Sep. 30, 2025
Financing Receivable, Unamortized Loan Cost (Fee)	$ 8,900,000		$ 8,900,000		$ 8,000,000	$ 8,900,000
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	2,629,657,000		2,629,657,000		2,533,821,000	2,629,657,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	4,344,000	$ 1,964,000	8,054,000	$ 5,606,000	7,135,000
Financing Receivable, Modified, Commitment to Lend	292,000		292,000			292,000
Financing Receivable, Modified, Subsequent Default						0
Financing Receivable, 90 Days or More Past Due, Still Accruing	0		0		0	0
Financing Receivable, Nonaccrual, Interest Income	146,000	41,000	391,000	244,000
Real Estate Owned (OREO) [Member]
Mortgage Loans in Process of Foreclosure, Amount	792,000		792,000		84,000	792,000
Commercial Business Portfolio Segment [Member]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	326,286,000		326,286,000		299,932,000	326,286,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	(0)	(0)	433,000	1,141,000	1,141,000
Commercial Business Portfolio Segment [Member] \| Commercial And Industrial [Member]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	311,173,000		311,173,000		287,014,000	311,173,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff			433,000		1,141,000
Commercial Business Portfolio Segment [Member] \| Commercial And Industrial [Member] \| SBA USDA Guaranteed Certificates [Member]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	46,100,000		46,100,000		52,600,000	46,100,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	932,689,000		932,689,000		871,337,000	932,689,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff	2,300,000	$ (0)	2,300,000	$ (0)
Asset Pledged as Collateral [Member] \| Federal Home Loan Bank Advances [Member]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	1,070,000,000.00		1,070,000,000.00		1,110,000,000	1,070,000,000.00
Asset Pledged as Collateral [Member] \| Federal Reserve Bank [Member] \| Federal Reserve Bank of San Francisco [Member]
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	$ 585,200,000		$ 585,200,000		$ 606,500,000	$ 585,200,000

Note 13 - Business Segments - Schedule of Segment Financial Results (Details)
$ in Thousands

3 Months Ended

9 Months Ended

Sep. 30, 2025

USD ($)

Sep. 30, 2024

USD ($)

Sep. 30, 2025

USD ($)

Sep. 30, 2024

USD ($)

Dec. 31, 2024

USD ($)

$ 46,664

$ 43,800

$ 135,004

$ 127,203

4,309

3,243

11,459

10,660

50,973

47,043

146,463

137,863

2,439

2,523

6,111

6,824

5,594

5,967

15,890

16,946

14,862

13,486

42,440

39,620

486

485

1,456

17,283

15,799

49,679

45,872

2,309

1,513

5,922

3,989

14,415

13,985

43,037

40,920

Income before provision for income taxes by segment

25,388

25,832

75,945

73,218

11,587

9,866

30,807

31,730

(2,410)

420

(5,881)

(4,088)

9,177

10,286

24,926

27,642

3,208,825

$ 3,029,177

Operating Segments [Member]

141

8,356

46,664

43,800

135,004

127,203

4,309

3,243

11,459

10,660

50,973

47,043

146,463

137,863

2,439

2,523

6,111

6,824

Other income

3,155

3,292

9,779

9,602

Intersegment income

5,594

5,967

15,890

16,946

Total income by segment

56,567

53,010

162,353

154,809

Interest expense - borrowings

14,863

13,486

42,440

39,620

1,935

1,828

5,783

4,796

Interest expense - intersegment

485

1,456

17,283

15,799

49,679

45,872

2,309

1,513

5,922

3,989

9,835

9,558

29,632

28,739

Overhead allocation

7,571

7,802

22,786

21,075

Other segment items

^[1]

7,982

8,472

23,527

23,404

Income before provision for income taxes by segment

25,388

25,832

75,945

73,218

11,587

9,866

30,807

31,730

(2,410)

420

(5,881)

(4,088)

9,177

10,286

24,926

27,642

$ 3,208,825

$ 2,972,669

$ 3,208,825

$ 2,972,669

FTEs

575

559

575

559

Gain on sale of investment securities

$ 141

$ 8,356

(7,836)

Operating Segments [Member] | Commercial And Consumer Banking [Member]

$ 37,419

35,591

$ 108,430

104,438

4,309

3,243

11,459

10,660

41,728

38,834

119,889

115,098

Other income

2,338

2,433

7,533

7,056

Intersegment income

(323)

185

(975)

712

2,078

2,257

6,621

6,919

Total income by segment

43,806

41,091

126,510

122,017

Interest expense - borrowings

14,857

13,485

42,430

39,615

1,935

1,828

5,783

4,796

Interest expense - intersegment

384

1,155

1,167

(6,259)

(5,475)

(17,876)

(15,229)

10,917

10,222

31,492

30,349

2,150

1,331

5,320

3,796

8,032

7,464

23,571

22,557

Overhead allocation

5,761

6,040

17,323

16,278

Other segment items

^[1]

6,342

6,695

19,731

19,415

Income before provision for income taxes by segment

20,135

20,199

60,625

58,250

10,604

9,339

29,073

29,622

(2,203)

(71)

(5,517)

(4,253)

8,401

9,268

23,556

25,369

$ 2,546,789

$ 2,358,004

$ 2,546,789

$ 2,358,004

FTEs

460

442

460

442

Gain on sale of investment securities

$ (372)

$ 6,987

(7,836)

Operating Segments [Member] | Home Lending [Member]

$ 9,245

8,209

$ 26,574

22,765

9,245

8,209

26,574

22,765

2,376

2,523

6,048

6,824

Other income

817

859

2,246

2,546

Intersegment income

323

(185)

975

(712)

3,516

3,710

9,269

10,027

Total income by segment

12,761

11,919

35,843

32,792

Interest expense - borrowings

Interest expense - intersegment

101

301

289

6,259

5,475

17,876

15,229

6,366

5,577

18,187

15,523

159

182

602

193

1,803

2,094

6,061

6,182

Overhead allocation

1,810

1,762

5,463

4,797

Other segment items

^[1]

1,640

1,777

3,796

3,989

Income before provision for income taxes by segment

5,253

5,633

15,320

14,968

983

527

1,734

2,108

(207)

491

(364)

165

776

1,018

1,370

2,273

$ 662,036

$ 614,665

$ 662,036

$ 614,665

FTEs

115

117

115

117

Gain on sale of investment securities

$ 513

$ 1,369

$ 0

[1]	Other segment items include operations, occupancy, data processing, gain (loss) on sale of OREO, loan costs, professional and board fees, marketing and advertising, and (recovery) impairment of MSRs.

Note 7 - Deposits (Tables)

9 Months Ended

Sep. 30, 2025

Deposit Liabilities, Type [Table Text Block]

	September 30,		December 31,
	2025		2024
Noninterest-bearing checking	$	648,661	$	627,679
Interest-bearing checking		199,527		176,561
Savings		167,006		154,188
Money market ⁽¹⁾		354,333		341,615
Certificates of deposit less than $100,000⁽²⁾		682,004		440,257
Certificates of deposit of $100,000 through $250,000		462,397		455,594
Certificates of deposit greater than $250,000		155,373		133,045
Escrow accounts related to mortgages serviced⁽³⁾		17,191		10,479
Total	$	2,686,492	$	2,339,418

Time Deposit Maturities [Table Text Block]

Maturing in 2025	$	582,010
Maturing in 2026		662,486
Maturing in 2027		35,390
Maturing in 2028		11,409
Maturing in 2029 and thereafter		8,479
Total	$	1,299,774

Interest Income and Interest Expense Disclosure [Table Text Block]

	Three Months Ended September 30,				Nine Months Ended September 30,
	2025		2024		2025		2024
Interest-bearing checking	$	1,007	$	580	$	2,573	$	1,919
Savings and money market		2,167		1,981		6,136		5,593
Certificates of deposit		11,688		10,925		33,731		32,108
Total	$	14,862	$	13,486	$	42,440	$	39,620

Tabular disclosure of type of deposit liability.

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph e
-Publisher SEC

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph d
-Publisher SEC

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph c
-Publisher SEC

Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph a
-Subparagraph (5)
-Publisher SEC

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph a
-Subparagraph (4)
-Publisher SEC

Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph a
-Subparagraph (3)
-Publisher SEC

Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph a
-Subparagraph (2)
-Publisher SEC

Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph a
-Subparagraph (1)
-Publisher SEC

Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph a
-Publisher SEC

Reference 10: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (1)
-Publisher SEC

Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)
-Publisher SEC

Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)(i)
-Publisher SEC

Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)(iv)
-Publisher SEC

Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)(iii)
-Publisher SEC

Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)(ii)
-Publisher SEC

Note 14 - Goodwill and Other Intangible Assets

9 Months Ended

Sep. 30, 2025

Goodwill and Intangible Assets Disclosure [Text Block]

NOTE 14 – GOODWILL AND OTHER INTANGIBLE ASSETS

Goodwill and certain other intangibles generally arise from business combinations accounted for under the acquisition method of accounting. Goodwill totaled $3.6 million at both September 30, 2025, and December 31, 2024, and represents the excess of the total acquisition price paid over the fair value of the assets acquired, net of the fair values of liabilities assumed in the branch purchase on February 24, 2023 (“Branch Acquisition”), and the purchase of four retail bank branches from Bank of America on January 22, 2016. Goodwill is not amortized but is evaluated for impairment on an annual basis at December 31 of each year or whenever events or changes in circumstances indicate the carrying value may not be recoverable. The Company performed an impairment analysis at December 31, 2024, and determined that no impairment of goodwill existed.

Core deposit intangible (“CDI”) is evaluated for impairment whenever events or changes in circumstances indicate that its carrying amount may not be recoverable, with any changes in estimated useful life accounted for prospectively over the revised remaining life. As of September 30, 2025, management believes that there have been no events or changes in the circumstances that would indicate a potential impairment of CDI.

The following table summarizes the changes in the Company’s other intangible assets comprised solely of CDI for the year ended December 31, 2024, and the nine months ended September 30, 2025.

	Other Intangible Assets
			Accumulated
	Gross CDI		Amortization			Net CDI
Balance, December 31, 2023	$	24,928	$	(7,585	)	$	17,343
Amortization		—		(3,633	)		(3,633	)
Balance, December 31, 2024		24,928		(11,218	)		13,710
Amortization		—		(2,426	)		(2,426	)
Balance, September 30, 2025	$	24,928	$	(13,644	)	$	11,284

The CDI represents the fair value assigned to the intangible core deposit base acquired in business combinations. The CDI from the Branch Acquisition is being amortized on an accelerated basis over 10 years, while the CDI from the Anchor Bank acquisition (completed in November 2018) is being amortized on a straight-line basis over 10 years. Amortization expense was $787,000 and $2.4 million for the three and nine months ended September 30, 2025, compared to $897,000 and $2.8 million for the same periods in 2024, respectively.

Amortization expense for CDI is expected to be as follows at September 30, 2025:

Remainder of 2025	$	766
2026		2,845
2027		2,500
2028		2,110
2029		1,283
Thereafter		1,780
Total	$	11,284

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans

9 Months Ended

Sep. 30, 2025

Financing Receivables [Text Block]

NOTE 3 – LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES – LOANS

The composition of the loan portfolio was as follows at the dates indicated:

	September 30,			December 31,
	2025			2024
COMMERCIAL REAL ESTATE ("CRE") LOANS
CRE owner occupied	$	170,714		$	170,396
CRE non-owner occupied		172,713			174,921
Commercial and speculative construction and development		326,684			280,798
Multi-family		262,578			245,222
Total CRE loans		932,689			871,337
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		629,712			617,322
Home equity		86,895			75,147
Residential custom construction		53,296			49,902
Total residential real estate		769,903			742,371
CONSUMER LOANS
Indirect home improvement		527,597			541,946
Marine		70,220			74,931
Other consumer		2,962			3,304
Total consumer loans		600,779			620,181
COMMERCIAL BUSINESS LOANS
Commercial and industrial (“C&I”)		311,173			287,014
Warehouse lending		15,113			12,918
Total commercial business loans		326,286			299,932
Total loans receivable, gross		2,629,657			2,533,821
ACL on loans		(30,056	)		(31,870	)
Total loans receivable, net	$	2,599,601		$	2,501,951

Loan amounts are net of unearned loan fees in excess of unamortized costs, unamortized net discounts on acquired loans, and premiums on purchased loans of $8.9 million as of September 30, 2025 and $8.0 million as of December 31, 2024. Net loans does not include accrued interest receivable.

Most of the Company’s CRE and multi-family real estate, construction, residential, and/or commercial business lending activities are with customers located in Western Washington, the Oregon Coast, or near our loan production offices in Vancouver and the Tri-Cities, Washington. While the Company primarily originates real estate, consumer, and commercial business loans in these market areas, it also originates indirect home improvement loans, including solar-related home improvement loans, through a network of home improvement contractors and dealers located throughout Washington, Oregon, California, Idaho, Colorado, Arizona, Minnesota, Nevada, Texas, Utah, Massachusetts, Montana, and New Hampshire. Depending on underwriting guidelines, these indirect home improvement loans may be secured by collateral, with legal documentation that establishes the Company's rights to the collateral, where practicable. Local economic conditions may affect borrowers’ ability to meet the stated repayment terms.

At September 30, 2025, the Company held approximately $1.07 billion in loans that are pledged as collateral for FHLB borrowings, compared to approximately $1.11 billion at December 31, 2024. The Company held approximately $585.2 million in loans that are pledged as collateral for the Federal Reserve Bank of San Francisco (the “FRB”) line of credit at September 30, 2025, compared to approximately $606.5 million at December 31, 2024.

The Company has defined its loan portfolio into four segments that reflect the structure of the lending function, the Company’s strategic plan and the way management monitors performance and credit quality. The four loan portfolio segments are: (a) CRE, (b) residential real estate, (c) consumer, and (d) commercial business. Each of these segments is disaggregated into classes based on the risk characteristics of the borrower and/or the collateral type securing the loan. The following is a summary of each of the Company’s loan portfolio segments and classes:

CRE Loans

Multi-Family Lending. Apartment term lending (five or more units) to current banking customers and community reinvestment loans for low to moderate income individuals in the Company’s footprint.

CRE Lending. Loans originated by the Company primarily secured by income-producing properties, including retail centers, warehouses, and office buildings located in our market areas.

Commercial and Speculative Construction and Development Lending. Loans originated by the Company for the construction of, and secured by, commercial real estate, one-to-four-family, and multi-family residences and tracts of land for development that are not pre-sold. Custom one-to-four-family construction loans to the intended occupant of the residence are included under residential custom construction lending below.

Residential Real Estate Loans

One-to-Four-Family Real Estate Lending. One-to-four-family residential loans include both owner occupied properties (including second homes), and non-owner-occupied properties with up to four units. These loans, which are originated by the Company or periodically purchased from other banks, are secured by first mortgages on one-to-four-family residences in our market areas and are intended to be held in the Company's portfolio (excludes loans held for sale).

Home Equity Lending. Loans originated by the Company secured by second mortgages on one-to-four-family residences, including home equity lines of credit in our market areas.

Residential Custom Construction Lending. One-to-four-family custom construction loans to the intended occupant of the residence.

Consumer Loans

Indirect Home Improvement. Fixture secured loans for home improvement are originated by the Company through its network of home improvement contractors and dealers and are secured by the personal property installed in, on, or at the borrower’s real property, and may be perfected with a UCC‑2 financing statement filed in the county of the borrower’s residence. These indirect home improvement loans include replacement windows, siding, roofing, spas, and other home fixture installations, including solar related home improvement projects.

Marine. Loans originated by the Company, secured by boats, to borrowers primarily located in states where the Company originates consumer loans.

Other Consumer. Loans originated by the Company to consumers in our retail branch footprint, including automobiles, direct home improvement loans, loans on deposits, and other consumer loans, primarily consisting of personal lines of credit and credit cards.

Commercial Business Loans

C&I Lending. C&I loans originated by the Company to local small- and mid-sized businesses in our market area are secured primarily by accounts receivable, inventory, or personal property, plant and equipment. Some C&I loans purchased by the Company are outside of our market area. C&I loans are made based on the borrower’s ability to make repayment from the cash flow of the borrower’s business. At September 30, 2025 and December 31, 2024, C&I loans included Small Business Administration and United States Department of Agriculture guaranteed certificates of $46.1 million and $52.6 million, respectively.

Warehouse Lending. Loans originated to non-depository financial institutions and secured by notes originated by the non-depository financial institution. The Company has two distinct warehouse lending divisions: commercial warehouse re-lending secured by notes on construction loans and mortgage warehouse re-lending secured by notes on one-to-four-family loans. The Company’s commercial construction warehouse lines are secured by notes on construction loans and typically guaranteed by principals with experience in construction lending. Mortgage warehouse lending loans are funded through third-party residential mortgage bankers. Under this program, the Company provides short-term funding to the mortgage banking companies for the purpose of originating residential mortgage loans for sale into the secondary market.

Allowance for Credit Losses

The following tables detail activity in the ACL on loans by loan categories at or for the three and nine months ended September 30, 2025 and 2024:

	At or For the Three Months Ended September 30, 2025
				Residential						Commercial
ACL ON LOANS	CRE			Real Estate			Consumer			Business			Total
Beginning balance	$	7,070		$	7,654		$	15,075		$	2,390		$	32,189
Provision for (reversal of) credit losses on loans		22			(165	)		2,452			(457	)		1,852
Charge-offs		(2,300	)		—			(2,044	)		—			(4,344	)
Recoveries		—			—			350			9			359
Net (charge-offs) recoveries		(2,300	)		—			(1,694	)		9			(3,985	)
Ending balance	$	4,792		$	7,489		$	15,833		$	1,942		$	30,056

	At or For the Three Months Ended September 30, 2024
				Residential					Commercial
ACL ON LOANS	CRE			Real Estate		Consumer			Business			Total
Beginning balance	$	6,671		$	7,417	$	13,253		$	3,897		$	31,238
(Reversal of) provision for credit losses on loans		(103	)		149		2,102			(557	)		1,591
Charge-offs		—			—		(1,964	)		—			(1,964	)
Recoveries		—			—		361			6			367
Net (charge-offs) recoveries		—			—		(1,603	)		6			(1,597	)
Ending balance	$	6,568		$	7,566	$	13,752		$	3,346		$	31,232

	At or For the Nine Months Ended September 30, 2025
				Residential					Commercial
ACL ON LOANS	CRE			Real Estate		Consumer			Business			Total
Beginning balance	$	7,001		$	7,440	$	14,185		$	3,244		$	31,870
Provision for (reversal of) credit losses on loans		91			49		5,880			(948	)		5,072
Charge-offs		(2,300	)		—		(5,321	)		(433	)		(8,054	)
Recoveries		—			—		1,089			79			1,168
Net charge-offs		(2,300	)		—		(4,232	)		(354	)		(6,886	)
Ending balance	$	4,792		$	7,489	$	15,833		$	1,942		$	30,056

	At or For the Nine Months Ended September 30, 2024
				Residential					Commercial
ACL ON LOANS	CRE			Real Estate		Consumer			Business			Total
Beginning balance	$	7,293		$	6,814	$	13,357		$	4,070		$	31,534
(Reversal of) provision for credit losses on loans		(725	)		752		3,660			326			4,013
Charge-offs		—			—		(4,465	)		(1,141	)		(5,606	)
Recoveries		—			—		1,200			91			1,291
Net charge-offs		—			—		(3,265	)		(1,050	)		(4,315	)
Ending balance	$	6,568		$	7,566	$	13,752		$	3,346		$	31,232

The increase in the provision for credit losses on loans for the three and nine months ended September 30, 2025, was primarily the result of elevated net charge-offs in the consumer loan portfolio, particularly in indirect home improvement loans. The ACL on loans decreased primarily due to a partial charge-off of $2.3 million on a single CRE loan. As the partial charge-off was previously reserved for in prior periods, it did not result in an additional provisioning impact in the current period. The most significant qualitative factor affecting the ACL was an increase in reserves attributable to higher levels of past due and nonperforming loans, as well as higher net charge-offs on consumer loans relative to prior periods.

Nonaccrual and Past Due Loans. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are automatically placed on nonaccrual once the loan is 90 days past due or sooner if, in management’s opinion, the borrower may be unable to meet payment obligations as they become due, or as required by regulatory authorities.

Loan Modifications to Borrowers Experiencing Financial Difficulty

The Company may modify the contractual terms of a loan to a borrower experiencing financial difficulty as a part of ongoing loss mitigation strategies. These modifications may result in an interest rate reduction, term extension, an other-than-insignificant payment delay, or a combination thereof. The Company typically does not offer principal forgiveness. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. The effect of most modifications made to borrowers experiencing financial difficulty is already included in the ACL on loans because of the measurement methodologies used to estimate the allowance.

The following tables present the amortized cost basis of loans that were both experiencing financial difficulty and modified during the three and nine months ended September 30, 2025 and 2024, by class and by type of modification. The tables also present the percentage of the amortized cost basis of loans modified for borrowers experiencing financial difficulty relative to the total amortized cost basis of each class of financing receivable, as well as the financial effect of the modification.

For the Three Months Ended September 30, 2025

For the Nine Months Ended September 30, 2025

Weighted-

Average

Combination

Term

Combination

Term

Total

Extension

Term

Total

Extension

Class of

Payment

Extension

Class of

Payment

Financing

Delay

Payment

Financing

Delay

CRE LOANS

Delay

Receivable

(in years)

Delay

Receivable

(in years)

CRE owner occupied

1,203

0.7

3.3

1,203

0.70

3.3

For the Three Months Ended September 30, 2024

For the Nine Months Ended September 30, 2024

Weighted-

Average

Combination

Term

Combination

Term

Total

Extension

Term

Total

Extension

Class of

Payment

Extension

Class of

Payment

Financing

Delay

Payment

Financing

Delay

CRE LOANS

Delay

Receivable

(in years)

Delay

Receivable

(in years)

CRE owner occupied

1,130

0.3

2.3

1,130

0.3

2.3

As of September 30, 2025, the Company had committed to lend additional amounts totaling $292,000 to borrowers experiencing financial difficulty whose loans were modified within the previous 12 months.

The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last twelve months as of September 30, 2025:

	September 30, 2025
	30-59		60-89
	Days		Days		90 Days		Total
	Past		Past		or More		Past
CRE LOANS	Due		Due		Past Due		Due
Commercial and speculative construction and development	$	—	$	—	$	9,150	$	9,150
COMMERCIAL BUSINESS LOANS
C&I		—		—		199		199

Total loans	$	—	$	—	$	9,349	$	9,349

There were no loans to borrowers experiencing financial difficulty that had a payment default during the three months ended September 30, 2024 and were modified in the twelve months prior to that default.

Nonaccrual and Past Due Loans

The following tables provide information pertaining to the aging analysis of contractually past due loans and nonaccrual loans at September 30, 2025 and December 31, 2024:

	September 30, 2025
	30-59		60-89
	Days		Days		90 Days		Total				Total
	Past		Past		or More		Past				Loans		Non-
CRE LOANS	Due		Due		Past Due		Due		Current		Receivable		Accrual ⁽¹⁾
CRE owner occupied	$	—	$	—	$	844	$	844	$	169,870	$	170,714	$	2,047
CRE non-owner occupied		563		—		—		563		172,150		172,713		—
Commercial and speculative construction and development		—		—		9,150		9,150		317,534		326,684		9,150
Multi-family		—		—		—		—		262,578		262,578		—
Total CRE loans		563		—		9,994		10,557		922,132		932,689		11,197
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family (excludes loans held for sale)		—		—		788		788		628,924		629,712		1,799
Home equity		122		—		—		122		86,773		86,895		317
Residential custom construction		—		—		—		—		53,296		53,296		—
Total residential real estate loans		122		—		788		910		768,993		769,903		2,116
CONSUMER LOANS
Indirect home improvement		3,306		1,470		1,288		6,064		521,533		527,597		3,802
Marine		194		24		98		316		69,904		70,220		620
Other consumer		2		2		39		43		2,919		2,962		40
Total consumer loans		3,502		1,496		1,425		6,423		594,356		600,779		4,462
COMMERCIAL BUSINESS LOANS
C&I		—		—		599		599		310,574		311,173		599
Warehouse lending		—		—		—		—		15,113		15,113		—
Total commercial business loans		—		—		599		599		325,687		326,286		599
Total loans	$	4,187	$	1,496	$	12,806	$	18,489	$	2,611,168	$	2,629,657	$	18,374

	December 31, 2024
	30-59		60-89
	Days		Days		90 Days		Total				Total
	Past		Past		or More		Past				Loans		Non-
CRE LOANS	Due		Due		Past Due		Due		Current		Receivable		Accrual ⁽¹⁾
CRE owner occupied	$	845	$	—	$	1,625	$	2,470	$	167,926	$	170,396	$	2,771
CRE non-owner occupied		—		—		—		—		174,921		174,921		—
Commercial and speculative construction and development		—		—		4,979		4,979		275,819		280,798		4,979
Multi-family		—		—		—		—		245,222		245,222		—
Total CRE loans		845		—		6,604		7,449		863,888		871,337		7,750
RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		2,507		253		76		2,836		614,486		617,322		164
Home equity		20		—		251		271		74,876		75,147		261
Residential custom construction		822		—		—		822		49,080		49,902		—
Total residential real estate loans		3,349		253		327		3,929		738,442		742,371		425
CONSUMER LOANS
Indirect home improvement		3,920		1,787		758		6,465		535,481		541,946		1,677
Marine		718		150		40		908		74,023		74,931		289
Other consumer		17		1		13		31		3,273		3,304		14
Total consumer loans		4,655		1,938		811		7,404		612,777		620,181		1,980
COMMERCIAL BUSINESS LOANS
C&I		118		—		3,331		3,449		283,565		287,014		3,446
Warehouse lending		—		—		—		—		12,918		12,918		—
Total commercial business loans		118		—		3,331		3,449		296,483		299,932		3,446
Total loans	$	8,967	$	2,191	$	11,073	$	22,231	$	2,511,590	$	2,533,821	$	13,601

(1)

Includes loans less than 90 days past due as applicable.

There were no loans 90 days or more past due and still accruing interest at both September 30, 2025 and December 31, 2024.

There were $792,000 and $84,000 in residential real estate loans in the process of foreclosure at September 30, 2025 and December 31, 2024, respectively.

Credit Quality Indicators

As part of the Company’s on-going monitoring of credit quality of the loan portfolio, management tracks certain credit quality indicators including trends related to (i) the risk grading of loans, (ii) the level of classified loans, (iii) net charge-offs, (iv) non-performing loans, and (v) the general economic conditions in the Company’s markets.

The Company utilizes a risk grading matrix to assign a risk grade to its real estate and commercial business loans. Loans are graded on a scale of 1 to 10, with loans in risk grades 1 to 6 reported as “Pass” and loans in risk grades 7 to 10 reported as classified loans in the Company’s ACL analysis.

A description of the 10 risk grades is as follows:

●

Grades 1 and 2 - These grades include loans to very high-quality borrowers with excellent or desirable business credit.

●

Grade 3 - This grade includes loans to borrowers of good business credit with moderate risk.

●

Grades 4 and 5 - These grades include “Pass” grade loans to borrowers of average credit quality and risk.

●

Grade 6 - This grade includes loans on management’s “Watch” list and is intended to be utilized on a temporary basis for “Pass” grade borrowers where frequent and thorough monitoring is required due to credit weaknesses and where significant risk-modifying action is anticipated in the near term.

●

Grade 7 - This grade is for “Other Assets Especially Mentioned (“OAEM”)” or “Special Mention” in accordance with regulatory guidelines and includes borrowers where performance is poor or significantly less than expected.

●

Grade 8 - This grade includes “Substandard” loans in accordance with regulatory guidelines which represent an unacceptable business credit where a loss is possible if loan weakness is not corrected.

●

Grade 9 - This grade includes “Doubtful” loans in accordance with regulatory guidelines where a loss is highly probable.

●

Grade 10 - This grade includes “Loss” loans in accordance with regulatory guidelines for which total loss is expected and when identified are charged off.

Homogeneous loans are risk rated based upon the Federal Financial Institutions Examination Council’s Uniform Retail Credit Classification and Account Management Policy. Loans classified under this policy at the Company are consumer loans which include indirect home improvement, solar, marine, other consumer, and one-to-four-family first and second liens. Under the Uniform Retail Credit Classification and Account Management Policy, loans that are current or less than 90 days past due are graded “Pass” and risk rated “4” or “5” internally. Loans that are past due more than 90 days are classified “Substandard” and risk graded “8” internally until the loan has demonstrated consistent performance, typically six months of contractual payments. Closed-end loans that are 120 days past due and open-end loans that are 180 days past due are charged off based on the value of the collateral less cost to sell. Management may choose to conservatively risk rate credits even if paying in accordance with the loan’s repayment terms.

CRE (both owner occupied and non-owner occupied), commercial construction and development, multi-family and commercial business loans are evaluated individually for their risk classification and may be classified as “Substandard” even if current on their loan payment obligations. We regularly review our credits for accuracy of risk grades whenever we receive new information. Borrowers are generally required to submit financial information at regular intervals. Typically, commercial borrowers with lines of credit are required to submit financial information with reporting intervals ranging from monthly to annually depending on credit size, risk, and complexity. In addition, nonowner-occupied CRE borrowers with loans exceeding a certain dollar threshold are usually required to submit rent rolls or property income statements annually. We monitor construction loans monthly. We also review loans graded “Watch” or worse, regardless of loan type, no less than quarterly.

The following tables summarize risk rated loan balances and total current period gross charge-offs by category, as of the dates indicated. Term loans that were renewed or extended for periods longer than 90 days are presented as new originations in the year of the most recent renewal or extension.

	September 30, 2025
															Revolving
															Loans
CRE LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
CRE owner occupied	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	19,829	$	4,172	$	27,061	$	36,451	$	11,787	$	42,490	$	—	$	—	$	141,790
Watch		142		600		—		5,260		13,337		7,150		—		—		26,489
Special mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		2,435		—		—		2,435
Total CRE owner occupied		19,971		4,772		27,061		41,711		25,124		52,075		—		—		170,714
CRE non-owner occupied
Pass		2,429		8,364		16,124		49,954		35,257		53,301		—		300		165,729
Watch		—		—		—		—		—		412		—		—		412
Special mention		—		—		—		1,363		—		2,128		—		—		3,491
Substandard		—		—		3,081		—		—		—		—		—		3,081
Total CRE non-owner occupied		2,429		8,364		19,205		51,317		35,257		55,841		—		300		172,713
Commercial and speculative construction and development
Pass		128,910		108,636		36,736		22,331		12,155		74		8,692		—		317,534
Substandard		1,209		—		—		7,941		—		—		—		—		9,150
Total commercial and speculative construction and development		130,119		108,636		36,736		30,272		12,155		74		8,692		—		326,684
Commercial and speculative construction and development gross charge-offs		—		—		—		2,300		—		—		—		—		2,300
Multi-family
Pass		23,970		20,741		7,040		20,014		87,907		102,906		—		—		262,578
Total multi-family		23,970		20,741		7,040		20,014		87,907		102,906		—		—		262,578
Total CRE loans	$	176,489	$	142,513	$	90,042	$	143,314	$	160,443	$	210,896	$	8,692	$	300	$	932,689
Total CRE loans gross charge-offs	$	—	$	—	$	—	$	2,300	$	—	$	—	$	—	$	—	$	2,300

	September 30, 2025
RESIDENTIAL															Revolving
REAL ESTATE LOANS															Loans
One-to-four-family	Term Loans by Year of Origination												Revolving		Converted		Total
(excludes loans held for sale)	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	75,788	$	58,176	$	107,133	$	154,882	$	99,758	$	129,111	$	—	$	504	$	625,352
Watch		—		—		676		—		—		—		—		—		676
Substandard		—		—		—		715		—		2,969		—		—		3,684
Total one-to-four-family		75,788		58,176		107,809		155,597		99,758		132,080		—		504		629,712
Home equity
Pass		11,091		2,075		1,843		294		1,365		6,674		63,236		—		86,578
Substandard		—		—		—		—		—		7		310		—		317
Total home equity		11,091		2,075		1,843		294		1,365		6,681		63,546		—		86,895
Residential custom construction
Pass		26,812		23,164		1,959		1,361		—		—		—		—		53,296
Total residential custom construction		26,812		23,164		1,959		1,361		—		—		—		—		53,296
Total residential real estate loans	$	113,691	$	83,415	$	111,611	$	157,252	$	101,123	$	138,761	$	63,546	$	504	$	769,903

	September 30, 2025
															Revolving
															Loans
CONSUMER LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
Indirect home improvement	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	85,137	$	74,590	$	106,797	$	139,680	$	61,947	$	55,644	$	—	$	—	$	523,795
Substandard		149		640		1,094		1,070		397		452		—		—		3,802
Total indirect home improvement		85,286		75,230		107,891		140,750		62,344		56,096		—		—		527,597
Indirect home improvement gross charge-offs		57		1,228		1,073		1,603		585		530		—		—		5,076
Marine
Pass		7,154		11,287		10,073		17,438		7,522		16,126		—		—		69,600
Substandard		—		—		27		113		106		374		—		—		620
Total marine		7,154		11,287		10,100		17,551		7,628		16,500		—		—		70,220
Marine gross charge-offs		—		63		16		—		—		38		—		—		117
Other consumer
Pass		186		108		46		133		15		122		2,312		—		2,922
Substandard		—		—		—		—		—		—		40		—		40
Total other consumer		186		108		46		133		15		122		2,352		—		2,962
Other consumer gross charge-offs		—		5		—		—		2		44		77		—		128
Total consumer loans	$	92,626	$	86,625	$	118,037	$	158,434	$	69,987	$	72,718	$	2,352	$	—	$	600,779
Total consumer loans gross charge-offs	$	57	$	1,296	$	1,089	$	1,603	$	587	$	612	$	77	$	—	$	5,321

	September 30, 2025
															Revolving
COMMERCIAL															Loans
BUSINESS LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
C&I	2025		2024		2023		2022		2021		Prior		Loans		to Term		Loans
Pass	$	33,820	$	57,656	$	20,254	$	13,360	$	13,317	$	11,992	$	143,912	$	777	$	295,088
Watch		—		—		—		—		602		—		3,997		—		4,599
Special mention		—		—		4,999		—		508		1,546		469		—		7,522
Substandard		192		—		84		—		1,627		1,260		801		—		3,964
Total C&I		34,012		57,656		25,337		13,360		16,054		14,798		149,179		777		311,173
C&I gross charge-offs		—		—		—		—		433		—		—		—		433
Warehouse lending
Pass		—		—		—		—		—		—		14,329		—		14,329
Special mention		—		—		—		—		—		—		784		—		784
Total warehouse lending		—		—		—		—		—		—		15,113		—		15,113
Total commercial business loans	$	34,012	$	57,656	$	25,337	$	13,360	$	16,054	$	14,798	$	164,292	$	777	$	326,286
Total commercial business loans gross charge-offs	$	—	$	—	$	—	$	—	$	433	$	—	$	—	$	—	$	433

TOTAL LOANS RECEIVABLE, GROSS
Pass	$	415,126	$	368,969	$	335,066	$	455,898	$	331,030	$	418,440	$	232,481	$	1,581	$	2,558,591
Watch		142		600		676		5,260		13,939		7,562		3,997		—		32,176
Special mention		—		—		4,999		1,363		508		3,674		1,253		—		11,797
Substandard		1,550		640		4,286		9,839		2,130		7,497		1,151		—		27,093
Total loans receivable, gross	$	416,818	$	370,209	$	345,027	$	472,360	$	347,607	$	437,173	$	238,882	$	1,581	$	2,629,657
Total gross charge-offs	$	57	$	1,296	$	1,089	$	3,903	$	1,020	$	612	$	77	$	—	$	8,054

	December 31, 2024
															Revolving
															Loans
CRE LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
CRE owner occupied	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	4,659	$	31,943	$	35,248	$	15,653	$	28,970	$	22,926	$	—	$	679	$	140,078
Watch		—		—		9,300		12,654		—		4,354		—		—		26,308
Special mention		—		—		—		—		—		394		—		—		394
Substandard		—		—		—		—		1,625		1,991		—		—		3,616
Total CRE owner occupied		4,659		31,943		44,548		28,307		30,595		29,665		—		679		170,396
CRE non-owner occupied
Pass		8,364		16,491		48,829		36,221		14,682		43,216		—		—		167,803
Watch		—		3,135		1,389		—		—		2,594		—		—		7,118
Total CRE non-owner occupied		8,364		19,626		50,218		36,221		14,682		45,810		—		—		174,921
Commercial and speculative construction and development
Pass		129,201		77,241		28,810		29,851		—		380		10,336		—		275,819
Substandard		—		—		4,979		—		—		—		—		—		4,979
Total commercial and speculative construction and development		129,201		77,241		33,789		29,851		—		380		10,336		—		280,798
Multi-family
Pass		20,662		7,030		20,098		89,733		59,886		47,813		—		—		245,222
Total multi-family		20,662		7,030		20,098		89,733		59,886		47,813		—		—		245,222
Total CRE loans	$	162,886	$	135,840	$	148,653	$	184,112	$	105,163	$	123,668	$	10,336	$	679	$	871,337

	December 31, 2024
RESIDENTIAL															Revolving
REAL ESTATE LOANS															Loans
One-to-four-family	Term Loans by Year of Origination												Revolving		Converted		Total
(excludes loans held for sale)	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	77,602	$	110,505	$	174,355	$	109,006	$	76,653	$	66,426	$	—	$	—	$	614,547
Substandard		—		—		735		—		—		2,040		—		—		2,775
Total one-to-four-family		77,602		110,505		175,090		109,006		76,653		68,466		—		—		617,322
Home equity
Pass		6,501		2,379		326		1,538		5,930		1,631		56,430		151		74,886
Substandard		—		—		—		—		—		14		247		—		261
Total home equity		6,501		2,379		326		1,538		5,930		1,645		56,677		151		75,147
Residential custom construction
Pass		38,741		9,771		1,390		—		—		—		—		—		49,902
Total residential custom construction		38,741		9,771		1,390		—		—		—		—		—		49,902
Total residential real estate loans	$	122,844	$	122,655	$	176,806	$	110,544	$	82,583	$	70,111	$	56,677	$	151	$	742,371

	December 31, 2024
															Revolving
															Loans
CONSUMER LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
Indirect home improvement	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	98,516	$	130,254	$	167,896	$	74,577	$	28,045	$	40,981	$	—	$	—	$	540,269
Substandard		99		403		712		100		106		257		—		—		1,677
Total indirect home improvement		98,615		130,657		168,608		74,677		28,151		41,238		—		—		541,946
Indirect home improvement gross charge-offs		381		1,477		1,627		677		568		523		—		—		5,253
Marine
Pass		13,322		11,386		20,449		8,521		10,958		10,006		—		—		74,642
Substandard		—		—		—		—		106		183		—		—		289
Total marine		13,322		11,386		20,449		8,521		11,064		10,189		—		—		74,931
Marine gross charge-offs		—		21		128		51		128		237		—		—		565
Other consumer
Pass		310		93		334		56		35		126		2,336		—		3,290
Substandard		—		—		—		3		—		—		11		—		14
Total other consumer		310		93		334		59		35		126		2,347		—		3,304
Other consumer gross charge-offs		1		33		6		—		—		45		91		—		176
Total consumer loans	$	112,247	$	142,136	$	189,391	$	83,257	$	39,250	$	51,553	$	2,347	$	—	$	620,181
Total consumer loans gross charge-offs	$	382	$	1,531	$	1,761	$	728	$	696	$	805	$	91	$	—	$	5,994

	December 31, 2024
															Revolving
COMMERCIAL															Loans
BUSINESS LOANS	Term Loans by Year of Origination												Revolving		Converted		Total
C&I	2024		2023		2022		2021		2020		Prior		Loans		to Term		Loans
Pass	$	65,491	$	20,084	$	20,091	$	16,468	$	6,135	$	8,791	$	120,899	$	602	$	258,561
Watch		—		4,987		—		722		1,799		—		4,183		—		11,691
Special mention		—		—		—		543		—		556		6,375		—		7,474
Substandard		—		2,373		—		2,243		1,255		1,296		2,121		—		9,288
Total C&I		65,491		27,444		20,091		19,976		9,189		10,643		133,578		602		287,014
C&I gross charge-offs		—		—		—		—		—		380		761		—		1,141
Warehouse lending
Pass		—		—		—		—		—		—		11,060		—		11,060
Special mention		—		—		—		—		—		—		1,858		—		1,858
Total warehouse lending		—		—		—		—		—		—		12,918		—		12,918
Total commercial business loans	$	65,491	$	27,444	$	20,091	$	19,976	$	9,189	$	10,643	$	146,496	$	602	$	299,932
Total commercial business loans gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	380	$	761	$	—	$	1,141

TOTAL LOANS RECEIVABLE, GROSS
Pass	$	463,369	$	417,177	$	517,826	$	381,624	$	231,294	$	242,296	$	201,061	$	1,432	$	2,456,079
Watch		—		8,122		10,689		13,376		1,799		6,948		4,183		—		45,117
Special mention		—		—		—		543		—		950		8,233		—		9,726
Substandard		99		2,776		6,426		2,346		3,092		5,781		2,379		—		22,899
Total loans receivable, gross	$	463,468	$	428,075	$	534,941	$	397,889	$	236,185	$	255,975	$	215,856	$	1,432	$	2,533,821
Total gross charge-offs	$	382	$	1,531	$	1,761	$	728	$	696	$	1,185	$	852	$	—	$	7,135

The following table presents the amortized cost basis of loans on nonaccrual status as of the dates indicated:

	September 30, 2025						December 31, 2024
	Nonaccrual with		Nonaccrual with		Total		Nonaccrual with		Nonaccrual with		Total
CRE LOANS	No ACL		ACL		Nonaccrual		No ACL		ACL		Nonaccrual
CRE owner occupied	$	2,047	$	—	$	2,047	$	2,771	$	—	$	2,771
Commercial and speculative construction and development		9,150		—		9,150		—		4,979		4,979
		11,197		—		11,197		2,771		4,979		7,750

RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		1,799		—		1,799		164		—		164
Home equity		317		—		317		261		—		261
		2,116		—		2,116		425		—		425

CONSUMER LOANS
Indirect home improvement		—		3,802		3,802		—		1,677		1,677
Marine		—		620		620		—		289		289
Other consumer		—		40		40		—		14		14
		—		4,462		4,462		—		1,980		1,980
COMMERCIAL BUSINESS LOANS
C&I		434		165		599		2,486		960		3,446
Total	$	13,747	$	4,627	$	18,374	$	5,682	$	7,919	$	13,601

The Company recognized interest income on a cash basis for nonaccrual loans of $146,000 and $41,000 during the three months ended September 30, 2025 and 2024, and $391,000 and $244,000 during the nine months ended September 30, 2025 and 2024, respectively.

The following table presents the amortized cost basis of collateral dependent loans by class of loans as of the dates indicated:

	September 30, 2025								December 31, 2024
			Residential		Other						Residential		Other
			Real		Non-Real						Real		Non-Real
CRE LOANS	CRE		Estate		Estate		Total		CRE		Estate		Estate		Total
CRE owner occupied	$	2,047	$	—	$	—	$	2,047	$	2,771	$	—	$	—	$	2,771
Commercial and speculative construction and development		9,150		—		—		9,150		4,979		—				4,979
		11,197		—		—		11,197		7,750		—		—		7,750

RESIDENTIAL REAL ESTATE LOANS
One-to-four-family		—		1,799		—		1,799		—		164		—		164
Home equity		—		317		—		317		—		261		—		261
		—		2,116		—		2,116		—		425		—		425

CONSUMER LOANS
Indirect home improvement		—		—		3,802		3,802		—		—		1,677		1,677
Marine		—		—		620		620		—		—		289		289
		—		—		4,422		4,422		—		—		1,966		1,966
COMMERCIAL BUSINESS LOANS
C&I		—		—		599		599		—		—		3,446		3,446
Total	$	11,197	$	2,116	$	5,021	$	18,334	$	7,750	$	425	$	5,412	$	13,587

Note 4 - Mortgage Servicing Rights - Schedule of Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Recovery (impairment) of MSRs			$ (23)	$ (545)
Mortgage Servicing Rights [Member]
Balance, MSR, beginning	$ 8,652	$ 9,352	9,204	17,176
Additions	510	498	1,242	1,891
MSRs amortized	(662)	(605)	(1,917)	(1,830)
Recovery (impairment) of MSRs	6	(506)
Balance, MSR, ending	$ 8,506	$ 8,739	8,506	8,739
Sales			$ 0	$ (7,953)

Note 8 - Commitments and Contingencies (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)	$ 3,985,000	$ 1,597,000	$ 6,886,000	$ 4,315,000
Proceeds from Sale, Loan, Held-for-Sale			379,654,000	430,421,000
Other Liabilities	35,880,000		35,880,000		$ 31,036,000
Holdback Reserve For Guaranteed Loans [Member]
Other Liabilities	$ 1,800,000		1,800,000		2,000,000
Federal Home Loan Bank of Des Moines [Member]
Proceeds from Sale, Loan, Held-for-Sale			$ 8,400,000
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation, Percentage	10.00%		10.00%
Escrow Holdback Relative to Outstanding Credit Enhancement (CE) Obligation	$ 39,000		$ 39,000
Federal Home Loan Bank of Des Moines [Member] \| Financial Asset, 30 to 59 Days Past Due [Member]
Proceeds from Sale, Loan, Held-for-Sale			0		0
Federal Home Loan Bank of Des Moines [Member] \| Recourse [Member]
First Loss Account (FLA)	581,000		581,000
Credit Enhancement (CE) Obligation	$ 389,000		$ 389,000
Credit Enhancement (CE) Obligation, Percentage of Outstanding Loans	4.60%		4.60%
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)	$ 2,300,000	(0)	$ 2,300,000	(0)
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	2,100,000		2,100,000		$ 1,400,000
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)	$ 457,000	$ 78,000	675,000	$ 24,000
Commercial and Speculative Construction and Development [Member] \| Commercial Real Estate Portfolio Segment [Member] \| Commitments to Extend Credit [Member]
Financing Receivable, Excluding Accrued Interest, Increase/Decrease in Provisions			$ 85,700,000

Note 5 - Derivatives - Schedule of Hedging Relationship (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Total amounts presented on the Consolidated Statements of Income	$ 17,283	$ 15,799	$ 49,679	$ 45,872
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	4,309	3,243	11,459	10,660
Reclassification adjustment for realized gain, net included in net income	(807)	(1,584)	(2,634)	(5,293)
Interest Expense [Member]
Net interest income recognized on cash flows of derivatives designated as hedging instruments	0	0	0	0
Interest Income [Member]
Net interest income recognized on cash flows of derivatives designated as hedging instruments	280	433	822	1,272
Designated as Hedging Instrument [Member] \| Securities Investment [Member] \| Interest Rate Swap [Member] \| Interest Expense [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	0	0	0	0
Recognized on derivatives designated as hedging instruments	0	0	0	0
Net income recognized on fair value hedges	0	0	0	0
Designated as Hedging Instrument [Member] \| Securities Investment [Member] \| Interest Rate Swap [Member] \| Interest Income [Member]
Net gains (losses) on fair value hedging relationships: Interest rate swaps – securities, Recognized on hedged items	241	2,432	2,181	1,044
Recognized on derivatives designated as hedging instruments	(241)	(2,432)	(2,181)	(1,044)
Net income recognized on fair value hedges	280	433	822	1,272
Designated as Hedging Instrument [Member] \| Brokered Deposits and Borrowings [Member] \| Interest Rate Swap [Member] \| Interest Expense [Member]
Reclassification adjustment for realized gain, net included in net income	527	1,151	1,812	4,021
Net income recognized on cash flow hedges	527	1,151	1,812	4,021
Designated as Hedging Instrument [Member] \| Brokered Deposits and Borrowings [Member] \| Interest Rate Swap [Member] \| Interest Income [Member]
Reclassification adjustment for realized gain, net included in net income	0	0	0	0
Net income recognized on cash flow hedges	0	0	0	0
Designated as Hedging Instrument [Member] \| Fair Value Hedging And Cash Flow Hedging [Member]
Total amounts presented on the Consolidated Statements of Income	16,797	15,314	48,223	44,416
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	$ 4,309	$ 3,243	$ 11,459	$ 10,660

Significant Accounting Policies (Policies)

9 Months Ended

Sep. 30, 2025

Accounting Policies [Abstract]

Basis of Accounting, Policy [Policy Text Block]

Financial Statement Presentation – The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“U.S. GAAP”) for interim financial information and in accordance with the instructions to Form 10‑Q and Article 10 of Regulation S-X as promulgated by the Securities and Exchange Commission (“SEC”). These unaudited interim consolidated financial statements should be read in conjunction with the Company’s Annual Report on Form 10‑K which includes all the audited financial statements and footnotes required by U.S. GAAP for complete financial statements for the year ended December 31, 2024. In the opinion of management, all normal adjustments and recurring accruals considered necessary for a fair presentation of the financial position and results of operations for the periods presented have been included. Certain prior-period amounts have been reclassified to conform to the current period presentation.

The results for the three and nine months ended September 30, 2025, are not necessarily indicative of the results that may be expected for the year ending December 31, 2025, or any other future period. The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect amounts reported in the financial statements. Actual results could differ from these estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses (“ACL”).

Amounts presented in the consolidated financial statements and footnote tables are rounded and presented to the nearest thousands of dollars except per share amounts. If the amounts are above $1.0 million, they are rounded one decimal point, and if they are above $1.0 billion, they are rounded two decimal points.

Consolidation, Policy [Policy Text Block]

Principles of Consolidation – The consolidated financial statements include the accounts of FS Bancorp and its wholly owned subsidiary, 1st Security Bank. All material intercompany accounts have been eliminated in consolidation.

Segment Reporting, Policy [Policy Text Block]

Segment Reporting – The Company operates in two business segments through the Bank: commercial and consumer banking and home lending. The Company’s business segments are determined based on the products and services provided, as well as the nature of the related business activities, and they reflect the way financial information is regularly reviewed for the purpose of allocating resources and evaluating performance of the Company’s businesses. The results for these business segments are based on management’s accounting process, which assigns income statement items and assets to each responsible operating segment. This process is dynamic and is based on management’s view of the Company’s operations. See “Note 13 – Business Segments.”

Subsequent Events, Policy [Policy Text Block]

Subsequent Events – The Company has evaluated events and transactions after September 30, 2025, for potential recognition or disclosure.

New Accounting Pronouncements, Policy [Policy Text Block]

RECENT ACCOUNTING PRONOUNCEMENTS

In December 2023, the Financial Accounting Standards Board (“FASB”) issued guidance within Accounting Standards Update (“ASU”) 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments in the ASU are intended to enhance transparency regarding income tax information by improving income tax disclosures, particularly related to the rate reconciliation and income taxes paid. The ASU requires entities to disclose specified categories within the rate reconciliation and to provide additional information for reconciling items that meet a defined quantitative threshold.

Those amendments require disclosure of the following information about income taxes paid on an annual basis:

●	Income taxes paid (net of refunds received), disaggregated by federal and state taxes and by individual jurisdictions in which income taxes paid (net of refunds received) is equal to or greater than five percent of total income taxes paid (net refunds received).

●	Income tax expense (or benefit) from continuing operations disaggregated by federal and state jurisdictions.

The ASU is effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The amendments should be applied on a prospective basis. The Company does not expect the ASU to have a material effect on its consolidated financial statements.

In November 2024, the FASB issued guidance within ASU 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. The amendments in the ASU require public companies to disclose, in the notes to financial statements, specified information about certain costs and expenses at each interim and annual reporting period. Specifically, public companies will be required to:

●

Disclose the amounts of (a) purchases of inventory; (b) employee compensation; (c) depreciation; (d) intangible asset amortization; and (e) depreciation, depletion, and amortization recognized as part of oil- and gas-producing activities (or other amounts of depletion expense) included in each relevant expense caption.

●	Include certain amounts that are already required to be disclosed under GAAP in the same disclosure as the other disaggregation requirements.

●	Disclose a qualitative description of the amounts remaining in relevant expense captions that are not separately disaggregated quantitatively.

●	Disclose the total amount of selling expenses and, in annual reporting periods, an entity’s definition of selling expenses.

This ASU is effective for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Early adoption is permitted. The amendments should be applied prospectively. The Company is currently evaluating the impact of this ASU but does not expect it to have a material effect on its consolidated financial statements.

In January 2025, the FASB issued guidance within ASU 2025-01, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses. The amendment in this ASU amends the effective date of ASU 2024-03 to clarify that all public business entities are required to adopt the guidance in annual reporting periods beginning after December 15, 2026, and interim periods within annual reporting periods beginning after December 15, 2027. Early adoption of ASU 2024-03 is permitted. The Company is currently evaluating the impact of this ASU but does not expect it to have a material effect on its consolidated financial statements.

Application of New Accounting Guidance Adopted in 2025

None.

Disclosure of accounting policy for segment reporting.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 41
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-41

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 47
-Subparagraph (bb)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-47

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 7: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 54
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-54

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 36
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-36

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 47
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482785/280-10-55-47

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 280
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-29

Note 2 - Investments - Schedule of Debt Securities, Held-to-Maturity, Allowance for Credit Loss Roll Forward (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Beginning ACL balance	$ 220	$ 45	$ 45	$ 45
Provision for credit losses	0	0	175	0
Total ending ACL balance	$ 220	$ 45	$ 220	$ 45

Note 12 - Regulatory Capital - Schedule of Comparison (Details) $ in Thousands	Sep. 30, 2025 USD ($)	Dec. 31, 2024 USD ($)
Parent Company [Member]
Actual, Capital, Rate	0.1393	0.1453
Actual, Tier 1 Risk-based Rate	0.1095	0.1136
Actual, Tier 1 Leverage Rate	0.0949	0.0987
Actual, CET 1 Rate	0.1095	0.1136
Total risk-based capital (to risk-weighted assets)	0.1393	0.1453
Tier 1 risk-based capital (to risk-weighted assets)	0.1095	0.1136
Tier 1 leverage capital (to average assets)	0.0949	0.0987
CET 1 capital (to risk-weighted assets)	0.1095	0.1136
The 1st Security Bank of Washington, Subsidiary [Member]
Actual, Capital	$ 382,049	$ 368,953
Actual, Capital, Rate	0.1381	0.1418
Capital Adequacy, Total	$ 221,372	$ 208,174
Capital Adequacy, Total Rate	0.08	0.08
Capital Adequacy, Total Risk-based with Buffer	$ 290,551	$ 273,228
Capital Adequacy, Total Risk-based with Buffer, Rate	0.105	0.105
Well Capitalized, Total Capital	$ 276,715	$ 260,218
Well Capitalized, Total Capital Rate	0.10	0.10
Actual, Tier 1 Risk-based	$ 349,690	$ 336,416
Actual, Tier 1 Risk-based Rate	0.1264	0.1293
Capital Adequacy, Tier 1 Risk-based	$ 166,029	$ 156,131
Capital Adequacy, Tier 1 Risk-based Rate	0.06	0.06
Capital Adequacy, Tier 1 Risk-based with Buffer	$ 235,208	$ 221,185
Capital Adequacy, Tier 1 Risk-based with Buffer, Rate	0.085	0.085
Well Capitalized, Tier 1 Risk-based	$ 221,372	$ 208,174
Well Capitalized, Tier 1 Risk-based Rate	0.08	0.08
Actual, Tier 1 Leverage	$ 349,690	$ 336,416
Actual, Tier 1 Leverage Rate	0.1096	0.1124
Capital Adequacy, Tier 1 Leverage	$ 127,647	$ 119,741
Capital Adequacy, Tier 1 Leverage Rate	0.04	0.04
Well Capitalized, Tier 1 Leverage	$ 159,558	$ 149,676
Well Capitalized, Tier 1 Leverage Rate	0.05	0.05
Actual, CET 1	$ 349,690	$ 336,416
Actual, CET 1 Rate	0.1264	0.1293
Capital Adequacy, CET 1	$ 124,522	$ 117,098
Capital Adequacy, CET 1 Rate	0.045	0.045
Capital Adequacy, CET 1 with Buffer	$ 193,701	$ 182,152
Capital Adequacy, CET 1 with Buffer , Rate	0.07	0.07
Well Capitalized, CET 1	$ 179,865	$ 169,141
Well Capitalized, CET 1 Rate	0.065	0.065
Total risk-based capital (to risk-weighted assets)	0.1381	0.1418
Tier 1 risk-based capital (to risk-weighted assets)	0.1264	0.1293
Tier 1 leverage capital (to average assets)	0.1096	0.1124
CET 1 capital (to risk-weighted assets)	0.1264	0.1293

Note 5 - Derivatives

9 Months Ended

Sep. 30, 2025

Derivative Instruments and Hedging Activities Disclosure [Text Block]

NOTE 5 – DERIVATIVES

The Company is exposed to certain risk arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity, and credit risk primarily by managing the amount, sources, and duration of its assets and liabilities and the use of derivative financial instruments. Specifically, the Company enters into derivative financial instruments to manage exposures that arise from business activities that result in the receipt or payment of future known and uncertain cash amounts, the value of which are determined by interest rates.

The Company’s predominant derivative and hedging activities involve interest rate swaps related to certain borrowings, brokered deposits, investment securities, forward sales contracts, and commitments to extend credit associated with mortgage banking activities. Generally, these instruments help the Company manage exposure to market risk. Market risk represents the possibility that economic value or net interest income will be adversely affected by fluctuations in external factors such as market-driven interest rates and prices or other economic factors.

Mortgage Banking Derivatives Not Designated as Hedges

The Company regularly enters into commitments to originate and sell loans held for sale. The Company has exposure to movements in interest rates associated with written interest rate lock commitments with potential borrowers to originate one-to four-family loans that are intended to be sold and for closed one-to-four-family mortgage loans held for sale for which fair value accounting has been elected, that are awaiting sale and delivery into the secondary market. The Company economically hedges the risk of changing interest rates associated with these mortgage loan commitments by entering into forward sales contracts to sell one-to-four-family mortgage loans or into contracts to sell forward To-Be-Announced (“TBA”) mortgage-backed securities. These commitments and contracts are considered derivatives but have not been designated as hedging instruments for reporting purposes under U.S. GAAP. Rather, they are accounted for as free-standing derivatives, or economic hedges, with changes in the fair value of the derivatives reported in noninterest income or noninterest expense. The Bank recognizes all derivative instruments as either “Other assets” or “Other liabilities” on the Consolidated Balance Sheets and measures those instruments at fair value.

Customer Swaps Not Designated as Hedges

The Company also enters into derivative contracts, which consist of interest rate swaps, to facilitate the needs of clients desiring to manage interest rate risk. These swaps are not designated as accounting hedges under ASC 815, Derivatives and Hedging. To economically hedge the interest rate risk associated with offering this product, the Company simultaneously enters into derivative contracts with third parties to offset the customer contracts such that the Company minimizes its net risk exposure resulting from such transactions. The derivative contracts are structured such that the notional amounts reduce over time to generally match the expected amortization of the underlying loans. These derivatives are not speculative and arise from a service provided to clients.

Cash Flow Hedges

The Company has entered into interest rate swaps to reduce the exposure to variability in interest-related cash outflows attributable to changes in forecasted Secured Overnight Financing Rate (“SOFR”) based brokered deposits. These derivative instruments are designated as cash flow hedges. The hedged item is the SOFR portion of the series of future adjustable-rate borrowings and deposits over the term of the interest rate swap. Accordingly, changes to the amount of interest payment cash flows for the hedged transactions attributable to a change in credit risk are excluded from management’s assessment of hedge effectiveness. The Company tests for hedging effectiveness on a quarterly basis. The accumulated other comprehensive income is subsequently reclassified into earnings in the period that the hedged forecasted transaction effects earnings. The Company has not recorded any hedge ineffectiveness since inception.

The Company expects that approximately $157,000 will be reclassified from accumulated other comprehensive loss as a decrease to interest expense over the next 12 months related to these cash flow hedges.

Fair Value Hedges

The Company is exposed to changes in the fair value of certain of its pools of prepayable fixed-rate assets due to changes in benchmark interest rates. The Company uses interest rate swaps to manage its exposure to changes in fair value on these instruments attributable to changes in the designated benchmark interest rate, the SOFR. Interest rate swaps designated as fair value hedges involve the receipt of variable-rate amounts from a counterparty in exchange for the Company making fixed-rate payments over the life of the agreements without the exchange of the underlying notional amount. For derivatives designated and that qualify as fair value hedges, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in interest income.

The following amounts were recorded on the balance sheet related to cumulative-basis adjustment for fair value hedges for the dates indicated:

Line item in the Consolidated Balance Sheets in which the hedged item is included	Carrying Amount of the Hedged Assets		Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets
September 30, 2025
Investment securities ⁽¹⁾	$	57,882	$	2,118
Total	$	57,882	$	2,118

December 31, 2024
Investment securities ⁽¹⁾	$	55,701	$	4,299
Total	$	55,701	$	4,299

(1)

These amounts include the amortized cost basis of closed portfolios used in designated hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. At September 30, 2025, the amortized cost basis of the closed portfolios used in these hedging relationships was $183.2 million; the cumulative basis adjustments associated with these hedging relationships was $2.1 million; and the amount of the designated hedged items was $60.0 million. At December 31, 2024, the amortized cost basis of the closed portfolios used in these hedging relationships was $189.0 million; the cumulative basis adjustment associated with these hedging relationships was $4.3 million; and the amount of the designated hedged items was $60.0 million.

The following tables summarize the Company’s derivative instruments at the dates indicated. The Company recognizes derivative assets and liabilities in “Other assets” and “Other liabilities,” respectively, on the Consolidated Balance Sheets, as follows:

	September 30, 2025
			Fair Value
Cash flow and fair value hedges:	Notional		Asset		Liability
Interest rate swaps	$	280,000	$	1,714	$	665
Non-hedging derivatives:
Fallout adjusted interest rate lock commitments with customers		45,889		275		—
Mandatory and best effort forward commitments with investors		11,737		—		28
Forward TBA mortgage-backed securities		68,000		30		—
Interest rate swaps – customer swap positions		716		—		59
Interest rate swaps – dealer offsets to customer swap positions		716		59		—

	December 31, 2024
			Fair Value
Cash flow and fair value hedges:	Notional		Asset		Liability
Interest rate swaps	$	340,000	$	7,244	$	—
Non-hedging derivatives:
Fallout adjusted interest rate lock commitments with customers		16,905		103		—
Mandatory and best effort forward commitments with investors		6,829		31		—
Forward TBA mortgage-backed securities		31,000		180		—
Interest rate swaps – customer swap positions		716		—		61
Interest rate swaps – dealer offsets to customer swap positions		716		62		—

The following table summarizes the effect of fair value and cash flow hedge accounting on the Consolidated Statements of Income for the three and nine months ended September 30, 2025 and 2024:

	Three Months Ended September 30,
	2025					2024
	Interest Expense Deposits and Borrowings		Interest Income Securities			Interest Expense Deposits and Borrowings		Interest Income Securities
Total amounts presented on the Consolidated Statements of Income	$	16,797	$	4,309		$	15,314	$	3,243
Net gains (losses) on fair value hedging relationships:
Interest rate swaps – securities
Recognized on hedged items	$	—	$	241		$	—	$	2,432
Recognized on derivatives designated as hedging instruments		—		(241	)		—		(2,432	)
Net interest income recognized on cash flows of derivatives designated as hedging instruments		—		280			—		433
Net income recognized on fair value hedges	$	—	$	280		$	—	$	433
Net gain on cash flow hedging relationships:
Interest rate swaps – brokered deposits and borrowings
Realized gains, pre-tax, reclassified from accumulated other comprehensive loss into net income	$	527	$	—		$	1,151	$	—
Net income recognized on cash flow hedges	$	527	$	—		$	1,151	$	—

	Nine Months Ended September 30,
	2025					2024
	Interest					Interest
	Expense		Interest			Expense		Interest
	Deposits and		Income			Deposits and		Income
	Borrowings		Securities			Borrowings		Securities
Total amounts presented on the Consolidated Statements of Income	$	48,223	$	11,459		$	44,416	$	10,660
Net gains (losses) on fair value hedging relationships:
Interest rate swaps – securities
Recognized on hedged items	$	—	$	2,181		$	—	$	1,044
Recognized on derivatives designated as hedging instruments		—		(2,181	)		—		(1,044	)
Net interest income recognized on cash flows of derivatives designated as hedging instruments		—		822			—		1,272
Net income recognized on fair value hedges	$	—	$	822		$	—	$	1,272
Net gain on cash flow hedging relationships:
Interest rate swaps – brokered deposits and borrowings
Realized gains, pre-tax, reclassified from accumulated other comprehensive loss into net income	$	1,812	$	—		$	4,021	$	—
Net income recognized on cash flow hedges	$	1,812	$	—		$	4,021	$	—

Changes in the fair value of the non-hedging derivatives recognized in “Noninterest income” on the Consolidated Statements of Income and included in gain on sale of loans resulted in net losses of $266,000 and $149,000 for the three months ended September 30, 2025 and 2024, and net gains of $3,000 and $201,000 for the nine months ended September 30, 2025 and 2024, respectively.

The following tables present a summary of amounts outstanding in derivative financial instruments, including those entered into in connection with the same counterparty under master netting agreements at the dates indicated. While these agreements are typically over-collateralized, GAAP requires disclosures in these tables to limit the amount of such collateral to the amount of the related asset or liability for each counterparty.

			Gross Amounts		Net Amounts of Assets		Gross Amounts Not Offset
	Gross Amounts		Offset in the		Presented in the		in the Consolidated Balance Sheets
	of Recognized		Consolidated		Consolidated		Financial		Cash Collateral
Offsetting of derivative assets	Assets		Balance Sheets		Balance Sheets		Instruments		Received		Net Amount
At September 30, 2025
Interest rate swaps	$	1,997	$	224	$	1,773	$	—	$	—	$	1,773

At December 31, 2024
Interest rate swaps	$	7,844	$	538	$	7,306	$	—	$	740	$	6,566

					Net Amounts of
			Gross Amounts		Liabilities		Gross Amounts Not Offset
	Gross Amounts		Offset in the		Presented in the		in the Consolidated Balance Sheets
	of Recognized		Consolidated		Consolidated		Financial		Cash Collateral
Offsetting of derivative liabilities	Liabilities		Balance Sheets		Balance Sheets		Instruments		Posted		Net Amount
At September 30, 2025
Interest rate swaps	$	718	$	53	$	665	$	—	$	660	$	5

At December 31, 2024
Interest rate swaps	$	—	$	—	$	—	$	—	$	—	$	—

Credit Risk–Related Contingent Features

The Company has derivative contracts with its derivative counterparties that contain a provision to post collateral to the counterparties when these contracts are in a net liability position. At September 30, 2025, the Company had $660,000 of collateral posted due to this provision. Receivables related to cash collateral that has been paid to counterparties is included in “Cash and cash equivalents” on the Consolidated Balance Sheets. In certain cases, the Company will have posted excess collateral, compared to total exposure due to initial margin requirements or day-to-day rate volatility.

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

Reference 1: http://www.xbrl.org/2003/role/exampleRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 182
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480401/815-10-55-182

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 185
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480401/815-10-55-185

Reference 3: http://www.xbrl.org/2003/role/exampleRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 184
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480401/815-10-55-184

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 181
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480401/815-10-55-181

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (a)(5)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (a)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4H
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4H

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4H
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4H

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 15
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480960/815-15-50-3

Reference 13: http://www.xbrl.org/2003/role/exampleRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 183
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480401/815-10-55-183

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (a)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4K
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4K

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4I
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4I

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 4F
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-4F

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-2

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-2

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)(1)(iii)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-2

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)(1)(ii)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-2

Reference 23: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)(1)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-2

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-1B

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A

Reference 26: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A

Reference 27: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A

Reference 28: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A

Reference 29: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org/815/tableOfContent

Reference 30: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 40
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480237/815-40-50-5

Reference 31: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 5C
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-5C

Note 2 - Investments - Schedule of Amortized Costs and Fair Values of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Jun. 30, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
Amortized cost, available for sale securities	$ 335,152		$ 310,272
Gross unrealized gains, available for sale securities	908		471
Gross unrealized losses, available for sale securities	(24,365)		(29,568)
Total securities available-for-sale, fair value	311,695		281,175
Available-for-Sale, Allowance for Credit Loss	0		0
Amortized cost, held to maturity securities	31,606		8,500
Gross unrealized gains, held to maturity securities	618		0
Gross unrealized losses, held to maturity securities	(82)		(356)
Securities held-to-maturity, at fair value	32,142		8,144
Securities held-to-maturity, ACL	220	$ 220	45	$ 45	$ 45	$ 45
Amortized cost, available for sale and held to maturity securities	366,758		318,772
Gross unrealized gains, available for sale and held to maturity securities	1,526		471
Gross unrealized losses, available for sale and held to maturity securities	(24,447)		(29,924)
Total securities, fair value	343,837		289,319
ACL, available for sale and held to maturity securities	220		45
US Government Agencies Debt Securities [Member]
Amortized cost, available for sale securities	20,260		20,247
Gross unrealized gains, available for sale securities	31		45
Gross unrealized losses, available for sale securities	(2,303)		(3,154)
Total securities available-for-sale, fair value	17,988		17,138
Available-for-Sale, Allowance for Credit Loss	0		0
Corporate Debt Securities [Member]
Amortized cost, available for sale securities	16,000		16,000
Gross unrealized gains, available for sale securities	7		8
Gross unrealized losses, available for sale securities	(556)		(882)
Total securities available-for-sale, fair value	15,451		15,126
Available-for-Sale, Allowance for Credit Loss	0		0
Amortized cost, held to maturity securities	29,336		8,500
Gross unrealized gains, held to maturity securities	404		0
Gross unrealized losses, held to maturity securities	(82)		(356)
Securities held-to-maturity, at fair value	29,658		8,144
Securities held-to-maturity, ACL	220		45
Municipal Bonds [Member]
Amortized cost, available for sale securities	81,925		82,774
Gross unrealized gains, available for sale securities	5		0
Gross unrealized losses, available for sale securities	(11,225)		(12,430)
Total securities available-for-sale, fair value	70,705		70,344
Available-for-Sale, Allowance for Credit Loss	0		0
Amortized cost, held to maturity securities	2,270
Gross unrealized gains, held to maturity securities	214
Gross unrealized losses, held to maturity securities	0
Securities held-to-maturity, at fair value	2,484
Securities held-to-maturity, ACL	0
Collateralized Mortgage-Backed Securities [Member]
Amortized cost, available for sale securities	205,937		178,740
Gross unrealized gains, available for sale securities	865		415
Gross unrealized losses, available for sale securities	(9,580)		(11,969)
Total securities available-for-sale, fair value	197,222		167,186
Available-for-Sale, Allowance for Credit Loss	0		0
Asset-Backed Securities [Member]
Amortized cost, available for sale securities	11,030		12,511
Gross unrealized gains, available for sale securities	0		3
Gross unrealized losses, available for sale securities	(701)		(1,133)
Total securities available-for-sale, fair value	10,329		11,381
Available-for-Sale, Allowance for Credit Loss	$ 0		$ 0

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Allowance for Credit Losses by Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Beginning balance	$ 32,189	$ 31,238	$ 31,870	$ 31,534	$ 31,534
Provision for (reversal of) credit losses on loans	1,852	1,591	5,072	4,013
Charge-offs	(4,344)	(1,964)	(8,054)	(5,606)	(7,135)
Recoveries	359	367	1,168	1,291
Net (charge-offs) recoveries	(3,985)	(1,597)	(6,886)	(4,315)
Ending balance	30,056	31,232	30,056	31,232	31,870
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	7,070	6,671	7,001	7,293	7,293
Provision for (reversal of) credit losses on loans	22	(103)	91	(725)
Charge-offs	(2,300)	0	(2,300)	0
Recoveries	0	0	0	0
Net (charge-offs) recoveries	(2,300)	0	(2,300)	0
Ending balance	4,792	6,568	4,792	6,568	7,001
Residential Portfolio Segment [Member]
Beginning balance	7,654	7,417	7,440	6,814	6,814
Provision for (reversal of) credit losses on loans	(165)	149	49	752
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Net (charge-offs) recoveries	0	0	0	0
Ending balance	7,489	7,566	7,489	7,566	7,440
Consumer Portfolio Segment [Member]
Beginning balance	15,075	13,253	14,185	13,357	13,357
Provision for (reversal of) credit losses on loans	2,452	2,102	5,880	3,660
Charge-offs	(2,044)	(1,964)	(5,321)	(4,465)	(5,994)
Recoveries	350	361	1,089	1,200
Net (charge-offs) recoveries	(1,694)	(1,603)	(4,232)	(3,265)
Ending balance	15,833	13,752	15,833	13,752	14,185
Commercial Business Portfolio Segment [Member]
Beginning balance	2,390	3,897	3,244	4,070	4,070
Provision for (reversal of) credit losses on loans	(457)	(557)	(948)	326
Charge-offs	0	0	(433)	(1,141)	(1,141)
Recoveries	9	6	79	91
Net (charge-offs) recoveries	9	6	(354)	(1,050)
Ending balance	$ 1,942	$ 3,346	$ 1,942	$ 3,346	$ 3,244

Note 6 - Leases - Schedule of Maturity for Operating Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Remainder of 2025, operating lease	$ 491
2026, operating lease	1,941
2027, operating lease	1,683
2028, operating lease	1,066
2029, operating lease	947
Thereafter, operating lease	1,931
Total lease payments, operating lease	8,059
Less imputed interest, operating lease	(1,066)
Total, operating lease	$ 6,993	$ 5,556

Note 9 - Fair Value Measurements - Schedule of Financial Assets and Liabilities on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Loans receivable, at fair value	$ 38,579	$ 27,835
Interest Rate Swap [Member]
Derivative asset	1,773	7,306
Derivatives liabilities	(665)	0
Fair Value, Recurring [Member]
Mortgage loans held for sale, at fair value	38,579	27,835
Loans receivable, at fair value	12,571	12,728
Total assets measured at fair value	364,923	329,358
Financial liabilities	(752)	(61)
Fair Value, Recurring [Member] \| Interest Rate Swap [Member]
Derivative asset	1,714	7,244
Derivatives liabilities	(665)
Fair Value, Recurring [Member] \| Dealer Offsets to Customer Swap [Member]
Derivative asset	59	62
Fair Value, Recurring [Member] \| Customer Swap [Member]
Derivatives liabilities	(59)	(61)
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Total assets measured at fair value	0	0
Financial liabilities	0	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member] \| Interest Rate Swap [Member]
Derivative asset	0	0
Derivatives liabilities	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member] \| Dealer Offsets to Customer Swap [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 1 [Member] \| Customer Swap [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member]
Mortgage loans held for sale, at fair value	38,579	27,835
Loans receivable, at fair value	12,571	12,728
Total assets measured at fair value	364,648	329,224
Financial liabilities	(724)	(61)
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member] \| Interest Rate Swap [Member]
Derivative asset	1,714	7,244
Derivatives liabilities	(665)
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member] \| Dealer Offsets to Customer Swap [Member]
Derivative asset	59	62
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 2 [Member] \| Customer Swap [Member]
Derivatives liabilities	(59)	(61)
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member]
Mortgage loans held for sale, at fair value	0	0
Loans receivable, at fair value	0	0
Total assets measured at fair value	275	134
Financial liabilities	(28)	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member] \| Interest Rate Swap [Member]
Derivative asset	0	0
Derivatives liabilities	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member] \| Dealer Offsets to Customer Swap [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] \| Fair Value, Inputs, Level 3 [Member] \| Customer Swap [Member]
Derivatives liabilities	0	0
Fair Value, Recurring [Member] \| US Government Agencies Debt Securities [Member]
Securities available-for-sale	17,988	17,138
Fair Value, Recurring [Member] \| US Government Agencies Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| US Government Agencies Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	17,988	17,138
Fair Value, Recurring [Member] \| US Government Agencies Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Corporate Debt Securities [Member]
Securities available-for-sale	15,451	15,126
Fair Value, Recurring [Member] \| Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	15,451	15,126
Fair Value, Recurring [Member] \| Corporate Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	70,705	70,344
Fair Value, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	70,705	70,344
Fair Value, Recurring [Member] \| US States and Political Subdivisions Debt Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Collateralized Mortgage-Backed Securities [Member]
Securities available-for-sale	197,222	167,186
Fair Value, Recurring [Member] \| Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	197,222	167,186
Fair Value, Recurring [Member] \| Collateralized Mortgage-Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Asset-Backed Securities [Member]
Securities available-for-sale	10,329	11,381
Fair Value, Recurring [Member] \| Asset-Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Asset-Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	10,329	11,381
Fair Value, Recurring [Member] \| Asset-Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] \| Interest Rate Lock Commitments [Member]
Derivative asset	275	103
Fair Value, Recurring [Member] \| Interest Rate Lock Commitments [Member] \| Fair Value, Inputs, Level 1 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] \| Interest Rate Lock Commitments [Member] \| Fair Value, Inputs, Level 2 [Member]
Derivative asset	0	0
Fair Value, Recurring [Member] \| Interest Rate Lock Commitments [Member] \| Fair Value, Inputs, Level 3 [Member]
Derivative asset	275	103
Fair Value, Recurring [Member] \| Mandatory and Best Effort Forward Commitments [Member]
Derivative asset		31
Derivatives liabilities	(28)
Fair Value, Recurring [Member] \| Mandatory and Best Effort Forward Commitments [Member] \| Fair Value, Inputs, Level 1 [Member]
Derivative asset		0
Derivatives liabilities	0
Fair Value, Recurring [Member] \| Mandatory and Best Effort Forward Commitments [Member] \| Fair Value, Inputs, Level 2 [Member]
Derivative asset		0
Derivatives liabilities	0
Fair Value, Recurring [Member] \| Mandatory and Best Effort Forward Commitments [Member] \| Fair Value, Inputs, Level 3 [Member]
Derivative asset		31
Derivatives liabilities	(28)
Fair Value, Recurring [Member] \| Forward TBA Mortgage-Backed Securities [Member]
Derivative asset		180
Derivatives liabilities	30
Fair Value, Recurring [Member] \| Forward TBA Mortgage-Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Derivative asset		0
Derivatives liabilities	0
Fair Value, Recurring [Member] \| Forward TBA Mortgage-Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Derivative asset		180
Derivatives liabilities	30
Fair Value, Recurring [Member] \| Forward TBA Mortgage-Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Derivative asset		$ 0
Derivatives liabilities	$ 0

Note 2 - Investments (Details Textual)	9 Months Ended	12 Months Ended
Note 2 - Investments (Details Textual)	Sep. 30, 2025 USD ($)	Dec. 31, 2024 USD ($)
Debt Securities, Held-to-Maturity, Accrued Interest, before Allowance for Credit Loss	$ 609,000	$ 116,000
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	1,700,000	1,200,000
Debt Securities, Held-to-Maturity, Nonaccrual	$ 0	$ 0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	5	0
Debt Securities, Held-to-Maturity, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions		7
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions	20	22
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	121	121
Expected Credit Losses on Investments	$ 0	$ 0

Note 2 - Investments - Schedule of Contractual Maturities (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Available-for-Sale, Amortized Cost	$ 335,152	$ 310,272
Total securities available-for-sale, fair value	311,695	281,175
Total securities held-to-maturity, amortized cost	31,606	8,500
Total securities held-to-maturity, fair value	32,142	8,144
Total securities, amortized cost	366,758	318,772
Total securities, fair value	343,837	289,319
US Government Agencies Debt Securities [Member]
Due after one year through five years, amortized cost	4,972	4,962
Due after one year through five years, fair value	4,762	4,575
Due after five years through ten years, amortized cost	15,288	10,975
Due after five years through ten years, fair value	13,226	9,193
Due after ten years, amortized cost	0	4,310
Due after ten years, fair value	0	3,370
Subtotal, amortized cost	20,260	20,247
Subtotal, fair value	17,988	17,138
Available-for-Sale, Amortized Cost	20,260	20,247
Total securities available-for-sale, fair value	17,988	17,138
Corporate Debt Securities [Member]
Due after one year through five years, amortized cost	14,000	11,000
Due after one year through five years, fair value	13,934	10,766
Due after five years through ten years, amortized cost	2,000	3,000
Due after five years through ten years, fair value	1,517	2,918
Due after ten years, amortized cost	0	2,000
Due after ten years, fair value	0	1,442
Subtotal, amortized cost	16,000	16,000
Subtotal, fair value	15,451	15,126
Available-for-Sale, Amortized Cost	16,000	16,000
Total securities available-for-sale, fair value	15,451	15,126
Due after one year through five years, amortized cost, held to maturity	3,500	0
Due after one year through five years, fair value, held to maturity	3,488	0
Due after five years through ten years, amortized cost, held to maturity	25,836	8,500
Due after five years through ten years, fair value, held to maturity	26,170	8,144
Total securities held-to-maturity, amortized cost	29,336	8,500
Total securities held-to-maturity, fair value	29,658	8,144
Municipal Bonds [Member]
Due after one year through five years, amortized cost	2,147	2,186
Due after one year through five years, fair value	2,150	2,168
Due after five years through ten years, amortized cost	4,121	4,158
Due after five years through ten years, fair value	3,785	3,728
Due after ten years, amortized cost	75,657	76,430
Due after ten years, fair value	64,770	64,448
Subtotal, amortized cost	81,925	82,774
Subtotal, fair value	70,705	70,344
Available-for-Sale, Amortized Cost	81,925	82,774
Total securities available-for-sale, fair value	70,705	70,344
Due after five years through ten years, amortized cost, held to maturity	2,270	0
Due after five years through ten years, fair value, held to maturity	2,484	0
Total securities held-to-maturity, amortized cost	2,270	0
Total securities held-to-maturity, fair value	2,484	0
Collateralized Mortgage-Backed Securities [Member]
Without single maturity date, amortized cost	205,937	178,740
Without single maturity date, fair value	197,222	167,186
Available-for-Sale, Amortized Cost	205,937	178,740
Total securities available-for-sale, fair value	197,222	167,186
Collateralized Mortgage-Backed Securities [Member] \| Federal National Mortgage Association (FNMA) [Member]
Without single maturity date, amortized cost	86,824	90,771
Without single maturity date, fair value	79,479	80,677
Collateralized Mortgage-Backed Securities [Member] \| Federal Home Loan Mortgage Corporation (FHLMC) [Member]
Without single maturity date, amortized cost	46,537	48,765
Without single maturity date, fair value	45,823	47,773
Collateralized Mortgage-Backed Securities [Member] \| Government National Mortgage Association (GNMA) [Member]
Without single maturity date, amortized cost	72,576	39,204
Without single maturity date, fair value	71,920	38,736
Asset-Backed Securities [Member]
Due after one year through five years, amortized cost	744	1,073
Due after one year through five years, fair value	728	1,037
Due after five years through ten years, amortized cost	2,599	2,867
Due after five years through ten years, fair value	2,446	2,648
Due after ten years, amortized cost	7,557	8,368
Due after ten years, fair value	7,026	7,496
Subtotal, amortized cost	11,030	12,511
Subtotal, fair value	10,329	11,381
Due within one year, amortized cost	130	203
Due within one year, fair value	129	200
Available-for-Sale, Amortized Cost	11,030	12,511
Total securities available-for-sale, fair value	$ 10,329	$ 11,381

Note 13 - Business Segments (Details Textual) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2025 USD ($)	Sep. 30, 2024 USD ($)
Number of Bank Branches	27		27
Noninterest Expense	$ 25,388	$ 25,832	$ 75,945	$ 73,218
Number of Reportable Segments			2
Home Lending [Member] \| Allocated Overhead Expense [Member]
Noninterest Expense	$ 1,800	$ 1,800	$ 5,500	$ 4,800

Note 5 - Derivatives - Schedule of Offsetting of Derivative Assets (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Derivative Asset, Before Offset	$ 1,997	$ 7,844
Derivative Asset, Offset	224	538
Derivative asset	1,773	7,306
Derivative Assets, Financial Instruments Collateral	0	0
Derivative Assets, Cash Collateral	0	740
Derivative Asset, Net	$ 1,773	$ 6,566

Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (bbb)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480434/815-10-50-7A

Reference 5: http://www.xbrl.org/2003/role/exampleRef
-Name Accounting Standards Codification
-Section 55
-Paragraph 10
-SubTopic 10
-Topic 825
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482881/825-10-55-10

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-11

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482907/825-10-50-10

Reference 9: http://www.xbrl.org/2003/role/exampleRef
-Topic 825
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 12
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482881/825-10-55-12

Reference 10: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-22

Reference 11: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 21
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-21

Reference 12: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 20
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-20

Reference 13: http://www.xbrl.org/2003/role/exampleRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 15
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-15

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 10
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483444/210-20-55-10

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 210
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147483466/210-20-50-3

Reference 16: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 103
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-103

Reference 17: http://www.xbrl.org/2003/role/exampleRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 55
-Paragraph 100
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482078/820-10-55-100

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-2

Reference 20: http://www.xbrl.org/2003/role/disclosureRef
-Topic 820
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482106/820-10-50-3

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 12
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-12

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (e)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 23: http://www.xbrl.org/2003/role/exampleRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 55
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477439/946-210-55-1

Reference 24: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 25: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 26: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(4)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 27: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (a)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 28: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 29: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 30: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-1

Reference 31: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (f)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 32: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Subparagraph (a)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478795/946-210-50-6

Reference 33: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-04(3)(c))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1

Reference 34: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5C
-Subparagraph (SX 210.12-13C(Column H)(Footnote 7))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C

Reference 35: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-04(3)(b))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1

Reference 36: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5
-Subparagraph (SX 210.12-13(Column A)(Footnote 3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5

Reference 37: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5C
-Subparagraph (SX 210.12-13C(Column H))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C

Reference 38: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5A
-Subparagraph (SX 210.12-13A(Column E))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A

Reference 39: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5B
-Subparagraph (SX 210.12-13B(Column E))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B

Reference 40: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 320
-Name Accounting Standards Codification
-Section S99
-Paragraph 5B
-Subparagraph (SX 210.12-13B(Column E)(Footnote 4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B

Amount of obligation to return cash collateral under master netting arrangements that have not been offset against derivative assets.

Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.

Note 3 - Loans Receivable and Allowance for Credit Losses - Loans - Schedule of Portfolio Loan Composition (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Jun. 30, 2025	Dec. 31, 2024	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Gross	$ 2,629,657		$ 2,533,821
ACL on loans	(30,056)	$ (32,189)	(31,870)	$ (31,232)	$ (31,238)	$ (31,534)
Total loans receivable, net	2,599,601		2,501,951
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Gross	932,689		871,337
ACL on loans	(4,792)	(7,070)	(7,001)	(6,568)	(6,671)	(7,293)
Commercial Real Estate Portfolio Segment [Member] \| Owner Occupied [Member]
Financing Receivable, Gross	170,714		170,396
Commercial Real Estate Portfolio Segment [Member] \| Non-owner Occupied [Member]
Financing Receivable, Gross	172,713		174,921
Commercial Real Estate Portfolio Segment [Member] \| Commercial and Speculative Construction and Development [Member]
Financing Receivable, Gross	326,684		280,798
Commercial Real Estate Portfolio Segment [Member] \| Multifamily [Member]
Financing Receivable, Gross	262,578		245,222
Residential Portfolio Segment [Member]
Financing Receivable, Gross	769,903		742,371
ACL on loans	(7,489)	(7,654)	(7,440)	(7,566)	(7,417)	(6,814)
Residential Portfolio Segment [Member] \| One-to-four Family Loan [Member]
Financing Receivable, Gross	629,712		617,322
Residential Portfolio Segment [Member] \| Home Equity Loan [Member]
Financing Receivable, Gross	86,895		75,147
Residential Portfolio Segment [Member] \| Custom Construction [Member]
Financing Receivable, Gross	53,296		49,902
Consumer Portfolio Segment [Member]
Financing Receivable, Gross	600,779		620,181
ACL on loans	(15,833)	(15,075)	(14,185)	(13,752)	(13,253)	(13,357)
Consumer Portfolio Segment [Member] \| Indirect Home Improvement Loan [Member]
Financing Receivable, Gross	527,597		541,946
Consumer Portfolio Segment [Member] \| Marine Loans [Member]
Financing Receivable, Gross	70,220		74,931
Consumer Portfolio Segment [Member] \| Other Consumer Loan [Member]
Financing Receivable, Gross	2,962		3,304
Commercial Business Portfolio Segment [Member]
Financing Receivable, Gross	326,286		299,932
ACL on loans	(1,942)	$ (2,390)	(3,244)	$ (3,346)	$ (3,897)	$ (4,070)
Commercial Business Portfolio Segment [Member] \| Commercial And Industrial [Member]
Financing Receivable, Gross	311,173		287,014
Commercial Business Portfolio Segment [Member] \| Warehouse Lending Loan [Member]
Financing Receivable, Gross	$ 15,113		$ 12,918

Note 12 - Regulatory Capital

9 Months Ended

Sep. 30, 2025

Regulatory Capital Requirements under Banking Regulations [Text Block]

NOTE 12 – REGULATORY CAPITAL

The Bank is subject to various regulatory capital requirements administered by the Federal Reserve and the FDIC. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines of the regulatory framework for prompt corrective action, the Bank must meet specific capital adequacy guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital classification is also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

Under capital adequacy guidelines of the regulatory framework for prompt corrective action, quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of Tier 1 capital (as defined in the regulations) to total average assets (as defined), and minimum ratios of Tier 1 total capital (as defined) and common equity Tier 1 (“CET 1”) capital to risk-weighted assets (as defined).

The Bank must maintain minimum total risk-based, Tier 1 risk-based, Tier 1 leverage, and CET 1 capital ratios as set forth in the table below to be categorized as “well capitalized”. At September 30, 2025, the Bank was categorized as “well capitalized” under applicable regulatory requirements. There are no conditions or events since that notification that management believes have changed the Bank’s category. Management believes, at September 30, 2025, that the Bank met all capital adequacy requirements.

The following tables compare the Bank’s actual capital amounts and ratios to their minimum regulatory capital requirements and well capitalized regulatory capital at the dates indicated:

																To be Well Capitalized
											For Capital					Under Prompt
						For Capital					Adequacy With					Corrective
	Actual					Adequacy Purposes					Capital Buffer					Action Provisions
Bank Only	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
At September 30, 2025
Total risk-based capital (to risk-weighted assets)	$	382,049		13.81	%	$	221,372		8.00	%	$	290,551		10.50	%	$	276,715		10.00	%
Tier 1 risk-based capital (to risk-weighted assets)	$	349,690		12.64	%	$	166,029		6.00	%	$	235,208		8.50	%	$	221,372		8.00	%
Tier 1 leverage capital (to average assets)	$	349,690		10.96	%	$	127,647		4.00	%	$	N/A		N/A		$	159,558		5.00	%
CET 1 capital (to risk-weighted assets)	$	349,690		12.64	%	$	124,522		4.50	%	$	193,701		7.00	%	$	179,865		6.50	%

At December 31, 2024
Total risk-based capital (to risk-weighted assets)	$	368,953		14.18	%	$	208,174		8.00	%	$	273,228		10.50	%	$	260,218		10.00	%
Tier 1 risk-based capital (to risk-weighted assets)	$	336,416		12.93	%	$	156,131		6.00	%	$	221,185		8.50	%	$	208,174		8.00	%
Tier 1 leverage capital (to average assets)	$	336,416		11.24	%	$	119,741		4.00	%	$	N/A		N/A		$	149,676		5.00	%
CET 1 capital (to risk-weighted assets)	$	336,416		12.93	%	$	117,098		4.50	%	$	182,152		7.00	%	$	169,141		6.50	%

In addition to the minimum CET 1, Tier 1, total capital and leverage ratios, the Bank is required to maintain a capital conservation buffer consisting of additional CET 1 capital greater than 2.5% of risk-weighted assets above the required minimum capital levels. Failure to maintain the required buffer could result in limitations on the Bank's ability to pay dividends, repurchase shares, and pay discretionary bonuses, based on specified percentages of eligible retained income. At September 30, 2025, the Bank’s capital exceeded the conservation buffer.

As a bank holding company registered with the Federal Reserve, the Company is subject to the capital adequacy requirements of the Federal Reserve. Bank holding companies with $3.0 billion or more in assets are subject to compliance with the Federal Reserve’s capital regulations, which are generally the same as the capital regulations applicable to the Bank. The Federal Reserve has a policy that a bank holding company is required to serve as a source of financial and managerial strength to the holding company’s subsidiary bank and the Federal Reserve expects the holding company’s subsidiary bank to be well capitalized under the prompt corrective action regulations.

Under Federal Reserve regulations, a bank holding company is considered a small bank holding company if its total consolidated assets are below $3.0 billion as of June 30 of a given year. The Company's total consolidated assets were below $3.0 billion as of June 30, 2024, and therefore, the Company qualified as a small bank holding company for regulatory purposes for the 2024 calendar year. As of June 30, 2025, the Company's total consolidated assets exceeded $3.0 billion, and accordingly, the Company ceased to qualify as a small bank holding company as of that reporting period. As a result, the Company is subject to all regulatory requirements applicable to larger bank holding companies, including enhanced reporting, capital, and governance standards.

The following table presents the Company's regulatory capital ratios at the dates indicated:

	At September 30,	At December 31,
Company Only	2025	2024
Total risk-based capital (to risk-weighted assets)	13.93%	14.53%
Tier 1 risk-based capital (to risk-weighted assets)	10.95%	11.36%
Tier 1 leverage capital (to average assets)	9.49%	9.87%
CET 1 capital (to risk-weighted assets)	10.95%	11.36%

The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Net income	$ 9,177	$ 10,286	$ 24,926	$ 27,642
Securities available-for-sale:
Unrealized gain during period	3,681	5,404	5,640	3,853
Reclassification adjustment for realized (gain) loss, net included in net income	0	(11)	0	7,836
Income tax provision (benefit) related to reclassification for realized loss, net	0	2	0	(1,685)
Income tax provision related to unrealized gain	(793)	(1,161)	(1,213)	(828)
Derivative financial instruments:
Unrealized derivative gain (loss) during period	241	(7,309)	(3,275)	2
Income tax (provision) benefit related to unrealized derivative (loss) gain	(47)	1,571	704	0
Reclassification adjustment for realized gain, net included in net income	(807)	(1,584)	(2,634)	(5,293)
Income tax provision related to reclassification, net	172	341	565	1,138
Other comprehensive income (loss), net of tax	2,447	(2,747)	(213)	5,023
COMPREHENSIVE INCOME	$ 11,624	$ 7,539	$ 24,713	$ 32,665

Note 9 - Fair Value Measurements (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

Financial Assets	At September 30, 2025
Securities available-for-sale:	Level 1		Level 2			Level 3			Total
U.S. agency securities	$	—	$	17,988		$	—		$	17,988
Corporate securities		—		15,451			—			15,451
Municipal bonds		—		70,705			—			70,705
Mortgage-backed securities		—		197,222			—			197,222
Asset-backed securities		—		10,329			—			10,329
Mortgage loans held for sale, at fair value		—		38,579			—			38,579
Loans receivable, at fair value		—		12,571			—			12,571
Derivatives:
Interest rate lock commitments with customers		—		—			275			275
Forward TBA mortgage-backed securities		—		30			—			30
Interest rate swaps - cash flow and fair value hedges		—		1,714			—			1,714
Interest rate swaps - dealer offsets to customer swap positions		—		59			—			59
Total assets measured at fair value	$	—	$	364,648		$	275		$	364,923
Financial Liabilities
Derivatives:
Interest rate swaps - customer swap positions	$	—	$	(59	)	$	—		$	(59	)
Interest rate swaps - cash flow and fair value hedges		—		(665	)		—			(665	)
Mandatory and best effort forward commitments with investors		—		—			(28	)		(28	)
Total liabilities measured at fair value	$	—	$	(724	)	$	(28	)	$	(752	)

Financial Assets	At December 31, 2024
Securities available-for-sale:	Level 1		Level 2			Level 3		Total
U.S. agency securities	$	—	$	17,138		$	—	$	17,138
Corporate securities		—		15,126			—		15,126
Municipal bonds		—		70,344			—		70,344
Mortgage-backed securities		—		167,186			—		167,186
Asset-backed securities		—		11,381			—		11,381
Mortgage loans held for sale, at fair value		—		27,835			—		27,835
Loans receivable, at fair value		—		12,728			—		12,728
Derivatives:
Mandatory and best effort forward commitments with investors		—		—			31		31
Interest rate lock commitments with customers		—		—			103		103
Forward TBA mortgage-backed securities		—		180			—		180
Interest rate swaps- cash flow and fair value hedges		—		7,244			—		7,244
Interest rate swaps - dealer offsets to customer swap positions		—		62			—		62
Total assets measured at fair value	$	—	$	329,224		$	134	$	329,358
Financial Liabilities
Derivatives:
Interest rate swaps - customer swap positions	$	—	$	(61	)	$	—	$	(61	)
Total liabilities measured at fair value	$	—	$	(61	)	$	—	$	(61	)

Fair Value Measurements, Nonrecurring [Table Text Block]

	September 30, 2025
	Level 1		Level 2		Level 3		Total
Collateral dependent loans	$	—	$	—	$	9,349	$	9,349
MSRs		—		—		21,691		21,691

	December 31, 2024
	Level 1		Level 2		Level 3		Total
Collateral dependent loans	$	—	$	—	$	1,130	$	1,130
MSRs		—		—		21,043		21,043

Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]

Level 3		Significant			Weighted Average Rate
Fair Value	Valuation	Unobservable			September 30,			December 31,
Instruments	Techniques	Inputs	Range		2025			2024
RECURRING
Interest rate lock commitments with customers	Quoted market prices	Pull-through expectations		80% - 99%		89.9	%		94.0	%
Individual forward sale commitments with investors	Quoted market prices	Pull-through expectations		80% - 99%		89.9	%		94.0	%
NONRECURRING
Collateral dependent loans	Fair value of underlying collateral	Discount applied to the obtained appraisal		0% - 25%		12.0	%		—	%
MSRs	Industry sources	Pre-payment speeds		0% - 50%		8.3	%		8.3	%

Fair Value, Assets (Liabilities) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

				Purchases									Net change in			Net change in
Three Months Ended	Beginning			and			Sales and			Ending			fair value for			fair value for
September 30, 2025	Balance			Issuances			Settlements			Balance			gains/(losses) ⁽¹⁾			gains/(losses) ⁽²⁾
Interest rate lock commitments with customers	$	409		$	864		$	(998	)	$	275		$	(134	)	$	—
Individual forward sale commitments with investors		(162	)		(92	)		226			(28	)		134			—
September 30, 2024
Interest rate lock commitments with customers	$	378		$	1,587		$	(1,673	)	$	292		$	(86	)	$	—
Individual forward sale commitments with investors		(316	)		(1,138	)		1,377			(77	)		239			—

				Purchases									Net change in			Net change in
Nine Months Ended	Beginning			and			Sales and			Ending			fair value for			fair value for
September 30, 2025	Balance			Issuances			Settlements			Balance			gains/(losses) ⁽¹⁾			gains/(losses) ⁽²⁾
Interest rate lock commitments with customers	$	103		$	3,104		$	(2,932	)	$	275		$	172		$	—
Individual forward sale commitments with investors		31			(345	)		286			(28	)		(59	)		—
September 30, 2024
Interest rate lock commitments with customers	$	329		$	3,245		$	(3,282	)	$	292		$	(37	)	$	—
Individual forward sale commitments with investors		(188	)		(1,117	)		1,228			(77	)		(111	)		—

Fair Value, by Balance Sheet Grouping [Table Text Block]

	September 30, 2025				December 31, 2024
Financial Assets	Carrying		Fair		Carrying		Fair
Level 1 inputs:	Amount		Value		Amount		Value
Cash and cash equivalents	$	61,280	$	61,280	$	31,635	$	31,635
Certificates of deposit at other financial institutions		—		—		1,727		1,727
Level 2 inputs:
Securities available-for-sale, at fair value		311,695		311,695		281,175		281,175
Securities held-to-maturity, gross		31,606		32,142		8,500		8,144
Loans held for sale, at fair value		38,579		38,579		27,835		27,835
FHLB stock, at cost		7,975		7,975		15,621		15,621
Forward TBA mortgage-backed securities		30		30		180		180
Loans receivable, at fair value		12,571		12,571		12,728		12,728
Interest rate swaps - cash flow and fair value hedges		1,714		1,714		7,244		7,244
Interest rate swaps - dealer offsets to customer swap positions		59		59		62		62
Level 3 inputs:
Loans receivable, gross		2,617,086		2,525,412		2,521,093		2,385,213
MSRs, held at lower of cost or fair value		8,506		21,691		9,204		21,043
Mandatory and best effort forward commitments with investors		—		—		31		31
Fair value interest rate locks with customers		275		275		103		103
Financial Liabilities
Level 2 inputs:
Time deposits		1,299,774		1,300,722		1,028,896		1,024,663
Borrowings		129,305		128,100		307,806		307,408
Subordinated notes, excluding unamortized debt issuance costs		50,000		48,654		50,000		45,504
Interest rate swaps - cash flow and fair value hedges		665		665		—		—
Interest rate swaps - customer swap positions		59		59		61		61
Level 3 inputs:
Mandatory and best effort forward commitments with investors		28		28		—		—

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Dividends paid, per share (in dollars per share)	$ 0.5	$ 0.27	$ 1.06	$ 0.79

Note 10 - Earnings Per Share

9 Months Ended

Sep. 30, 2025

Earnings Per Share [Text Block]

NOTE 10 – EARNINGS PER SHARE

The Company computes earnings per share using the two-class method, which is an earnings allocation method for computing earnings per share that treats a participating security as having rights to earnings that would otherwise have been available to common shareholders. Basic earnings per share are computed by dividing income available to common shareholders by the weighted average number of common shares outstanding for the period. Unvested share-based awards containing non-forfeitable rights to dividends or dividend equivalents (whether paid or unpaid) are participating securities and are included in the computation of earnings per share pursuant to the two-class method. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company.

The following table presents a reconciliation of the components used to compute basic and diluted earnings per share at or for the dates indicated:

	At or For the Three Months Ended September 30,				At or For the Nine Months Ended September 30,
Numerator:	2025		2024		2025		2024
Net income	$	9,177	$	10,286	$	24,926	$	27,642
Dividends and undistributed earnings allocated to participating securities		(176)		(165)		(443)		(450)
Net income available to common shareholders	$	9,001	$	10,121	$	24,483	$	27,192
Denominator (shown as actual):
Basic weighted average common shares outstanding		7,488,139		7,676,102		7,587,202		7,689,277
Dilutive shares		135,104		178,287		110,759		188,569
Diluted weighted average common shares outstanding		7,623,243		7,854,389		7,697,961		7,877,846
Basic earnings per share	$	1.20	$	1.32	$	3.23	$	3.54
Diluted earnings per share	$	1.18	$	1.29	$	3.18	$	3.45
Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive.		19,771		—		12,382		14,151

Note 7 - Deposits - Schedule Interest Expense by Category (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Interest-bearing checking	$ 1,007	$ 580	$ 2,573	$ 1,919
Savings and money market	2,167	1,981	6,136	5,593
Certificates of deposit	11,688	10,925	33,731	32,108
Total	$ 14,862	$ 13,486	$ 42,440	$ 39,620

Note 9 - Fair Value Measurements - Schedule of Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Certificates of deposit at other financial institutions	$ 0	$ 1,727
FHLB stock, at cost	7,975	15,621
Loans Receivable, Fair Value Disclosure	12,571	12,728
Time deposits	1,299,774
Borrowings	129,305	307,806
Subordinated notes, excluding unamortized debt issuance costs	50,000	50,000
Interest Rate Swap [Member]
Derivative asset	1,773	7,306
Derivative liabilities	665	0
Fair Value, Inputs, Level 1 [Member] \| Reported Value Measurement [Member]
Cash and cash equivalents	61,280	31,635
Fair Value, Inputs, Level 1 [Member] \| Reported Value Measurement [Member] \| Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	0	1,727
Fair Value, Inputs, Level 1 [Member] \| Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	61,280	31,635
Fair Value, Inputs, Level 1 [Member] \| Estimate of Fair Value Measurement [Member] \| Certificates of Deposit [Member]
Certificates of deposit at other financial institutions	0	1,727
Fair Value, Inputs, Level 2 [Member] \| Reported Value Measurement [Member]
Securities available-for-sale	311,695	281,175
Securities held-to-maturity, gross	31,606	8,500
Mortgage loans held for sale, at fair value	38,579	27,835
FHLB stock, at cost	7,975	15,621
Loans Receivable, Fair Value Disclosure	12,571	12,728
Time deposits	1,299,774	1,028,896
Borrowings	129,305	307,806
Subordinated notes, excluding unamortized debt issuance costs	50,000	50,000
Fair Value, Inputs, Level 2 [Member] \| Reported Value Measurement [Member] \| Interest Rate Swap [Member] \| Cash Flow and Fair Value Hedging [Member]
Derivative asset	1,714	7,244
Derivative liabilities	665	0
Fair Value, Inputs, Level 2 [Member] \| Reported Value Measurement [Member] \| Dealer Offsets to Customer Swap [Member]
Derivative asset	59	62
Fair Value, Inputs, Level 2 [Member] \| Reported Value Measurement [Member] \| Customer Swap [Member]
Derivative liabilities	59	61
Fair Value, Inputs, Level 2 [Member] \| Reported Value Measurement [Member] \| Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	30	180
Fair Value, Inputs, Level 2 [Member] \| Estimate of Fair Value Measurement [Member]
Securities available-for-sale	311,695	281,175
Securities held-to-maturity, gross	32,142	8,144
Mortgage loans held for sale, at fair value	38,579	27,835
FHLB stock, at cost	7,975	15,621
Loans Receivable, Fair Value Disclosure	12,571	12,728
Time deposits	1,300,722	1,024,663
Borrowings	128,100	307,408
Subordinated notes, excluding unamortized debt issuance costs	48,654	45,504
Fair Value, Inputs, Level 2 [Member] \| Estimate of Fair Value Measurement [Member] \| Interest Rate Swap [Member] \| Cash Flow and Fair Value Hedging [Member]
Derivative asset	1,714	7,244
Derivative liabilities	665	0
Fair Value, Inputs, Level 2 [Member] \| Estimate of Fair Value Measurement [Member] \| Dealer Offsets to Customer Swap [Member]
Derivative asset	59	62
Fair Value, Inputs, Level 2 [Member] \| Estimate of Fair Value Measurement [Member] \| Customer Swap [Member]
Derivative liabilities	59	61
Fair Value, Inputs, Level 2 [Member] \| Estimate of Fair Value Measurement [Member] \| Forward TBA Mortgage-Backed Securities [Member]
Derivative asset	30	180
Fair Value, Inputs, Level 3 [Member] \| Reported Value Measurement [Member]
Financing Receivable, before Allowance for Credit Loss	2,617,086	2,521,093
Fair Value, Inputs, Level 3 [Member] \| Reported Value Measurement [Member] \| Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities	28	0
Fair Value, Inputs, Level 3 [Member] \| Reported Value Measurement [Member] \| Mortgage Servicing Rights [Member]
MSRs, held at lower of cost or fair value	8,506	9,204
Fair Value, Inputs, Level 3 [Member] \| Reported Value Measurement [Member] \| Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities	0	31
Fair Value, Inputs, Level 3 [Member] \| Reported Value Measurement [Member] \| Interest Rate Lock Commitments [Member]
Derivative asset	275	103
Fair Value, Inputs, Level 3 [Member] \| Estimate of Fair Value Measurement [Member]
Financing Receivable, before Allowance for Credit Loss	2,525,412	2,385,213
Fair Value, Inputs, Level 3 [Member] \| Estimate of Fair Value Measurement [Member] \| Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities	28	0
Fair Value, Inputs, Level 3 [Member] \| Estimate of Fair Value Measurement [Member] \| Mortgage Servicing Rights [Member]
MSRs, held at lower of cost or fair value	21,691	21,043
Fair Value, Inputs, Level 3 [Member] \| Estimate of Fair Value Measurement [Member] \| Mandatory and Best Effort Forward Commitments [Member]
Derivative liabilities	0	31
Fair Value, Inputs, Level 3 [Member] \| Estimate of Fair Value Measurement [Member] \| Interest Rate Lock Commitments [Member]
Derivative asset	$ 275	$ 103

Note 7 - Deposits - Schedule of Maturity (Details) $ in Thousands	Sep. 30, 2025 USD ($)
Maturing in 2025	$ 582,010
Maturing in 2026	662,486
Maturing in 2027	35,390
Maturing in 2028	11,409
Maturing in 2029 and thereafter	8,479
Total	$ 1,299,774

Note 5 - Derivatives (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
Note 5 - Derivatives (Details Textual) - USD ($)	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024	Dec. 31, 2024
Unrealized Gain (Loss) on Derivatives			$ (5,893,000)	$ (5,288,000)
Asset Pledged as Collateral [Member] \| Interest Rate Swap Agreements [Member]
Securities Received as Collateral	$ 660,000,000,000		660,000,000,000
Designated as Hedging Instrument [Member]
Interest Rate Cash Flow Hedge Gain (Loss) to be Reclassified During Next 12 Months, Net	157,000,000,000		157,000,000,000
Investment Owned, Cost	183,200,000		183,200,000		$ 189,000,000
Hedged Asset, Fair Value Hedge, Cumulative Increase (Decrease)	2,100,000		2,100,000		4,300,000
Derivative, Amount of Hedged Item	60,000,000		60,000,000		$ 60,000,000
Not Designated as Hedging Instrument [Member]
Unrealized Gain (Loss) on Derivatives	$ 266,000	$ 149,000	$ 3,000	$ 201,000

Note 11 - Stock-based Compensation - Schedule of Valuation Assumptions (Details) - Share-Based Payment Arrangement, Option [Member] - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2025	Dec. 31, 2024
Dividend yield	2.79%	2.57%
Expected volatility	38.45%	29.55%
Risk-free interest rate	3.98%	3.82%
Expected term in years (Year)	6 years 2 months 12 days	6 years 3 months 18 days
Weighted-average grant date fair value per option granted (in dollars per share)	$ 13.21	$ 11.36

Note 1 - Basis of Presentation and Summary of Significant Accounting Policies

9 Months Ended

Sep. 30, 2025

Basis of Presentation and Significant Accounting Policies [Text Block]

NOTE 1 – BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Nature of Operations – FS Bancorp, Inc. (the “Company”) was incorporated in September 2011 as the holding company for 1st Security Bank of Washington (the “Bank” or “1st Security Bank”) in connection with the Bank’s conversion from the mutual to stock form of ownership which was completed on July 9, 2012. The Bank is a community-based savings bank with 27 full-service bank branches, a headquarters that also originates loans and accepts deposits, and loan production offices in suburban communities in the greater Puget Sound area, the Kennewick-Pasco-Richland metropolitan area of Washington, also known as the Tri-Cities, Goldendale, Vancouver, and White Salmon, Washington and Manzanita, Newport, Ontario, Tillamook, and Waldport, Oregon. The Bank provides loan and deposit services to customers who are predominantly small- and middle-market businesses and individuals. The Company and its subsidiary are subject to regulation by certain federal and state agencies and undergo periodic examination by these regulatory agencies.

Subsequent Events – The Company has evaluated events and transactions after September 30, 2025, for potential recognition or disclosure.

RECENT ACCOUNTING PRONOUNCEMENTS

Those amendments require disclosure of the following information about income taxes paid on an annual basis:

●	Income taxes paid (net of refunds received), disaggregated by federal and state taxes and by individual jurisdictions in which income taxes paid (net of refunds received) is equal to or greater than five percent of total income taxes paid (net refunds received).

●	Income tax expense (or benefit) from continuing operations disaggregated by federal and state jurisdictions.

●

●	Include certain amounts that are already required to be disclosed under GAAP in the same disclosure as the other disaggregation requirements.

●	Disclose a qualitative description of the amounts remaining in relevant expense captions that are not separately disaggregated quantitatively.

●	Disclose the total amount of selling expenses and, in annual reporting periods, an entity’s definition of selling expenses.

Application of New Accounting Guidance Adopted in 2025

None.

Note 6 - Leases - Schedule of Supplemental Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Operating cash flows from operating leases	$ 508	$ 483	$ 1,496	$ 1,462
Weighted average remaining lease term- operating leases (in years) (Year)	4 years 8 months 12 days	3 years 6 months	4 years 8 months 12 days	3 years 6 months
Weighted average discount rate- operating leases	3.83%	3.01%	3.83%	3.01%

Note 12 - Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2025

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

																To be Well Capitalized
											For Capital					Under Prompt
						For Capital					Adequacy With					Corrective
	Actual					Adequacy Purposes					Capital Buffer					Action Provisions
Bank Only	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
At September 30, 2025
Total risk-based capital (to risk-weighted assets)	$	382,049		13.81	%	$	221,372		8.00	%	$	290,551		10.50	%	$	276,715		10.00	%
Tier 1 risk-based capital (to risk-weighted assets)	$	349,690		12.64	%	$	166,029		6.00	%	$	235,208		8.50	%	$	221,372		8.00	%
Tier 1 leverage capital (to average assets)	$	349,690		10.96	%	$	127,647		4.00	%	$	N/A		N/A		$	159,558		5.00	%
CET 1 capital (to risk-weighted assets)	$	349,690		12.64	%	$	124,522		4.50	%	$	193,701		7.00	%	$	179,865		6.50	%

At December 31, 2024
Total risk-based capital (to risk-weighted assets)	$	368,953		14.18	%	$	208,174		8.00	%	$	273,228		10.50	%	$	260,218		10.00	%
Tier 1 risk-based capital (to risk-weighted assets)	$	336,416		12.93	%	$	156,131		6.00	%	$	221,185		8.50	%	$	208,174		8.00	%
Tier 1 leverage capital (to average assets)	$	336,416		11.24	%	$	119,741		4.00	%	$	N/A		N/A		$	149,676		5.00	%
CET 1 capital (to risk-weighted assets)	$	336,416		12.93	%	$	117,098		4.50	%	$	182,152		7.00	%	$	169,141		6.50	%

	At September 30,	At December 31,
Company Only	2025	2024
Total risk-based capital (to risk-weighted assets)	13.93%	14.53%
Tier 1 risk-based capital (to risk-weighted assets)	10.95%	11.36%
Tier 1 leverage capital (to average assets)	9.49%	9.87%
CET 1 capital (to risk-weighted assets)	10.95%	11.36%

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
Consolidated Statements of Income (Unaudited) - USD ($)	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Loans receivable, including fees	$ 46,664,000	$ 43,800,000	$ 135,004,000	$ 127,203,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	4,309,000	3,243,000	11,459,000	10,660,000
Total interest and dividend income	50,973,000	47,043,000	146,463,000	137,863,000
INTEREST EXPENSE
Deposits	14,862,000	13,486,000	42,440,000	39,620,000
Borrowings	1,935,000	1,828,000	5,783,000	4,796,000
Subordinated notes	486,000	485,000	1,456,000	1,456,000
Total interest expense	17,283,000	15,799,000	49,679,000	45,872,000
NET INTEREST INCOME	33,690,000	31,244,000	96,784,000	91,991,000
PROVISION FOR CREDIT LOSSES	2,309,000	1,513,000	5,922,000	3,989,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	31,381,000	29,731,000	90,862,000	88,002,000
NONINTEREST INCOME
Service charges and fee income	2,326,000	2,482,000	6,894,000	7,513,000
Gain on sale of loans	2,439,000	2,523,000	6,111,000	6,824,000
Gain on sale of MSRs	0	141,000	0	8,356,000
Gain (loss) on sale of investment securities, net	0	11,000	0	(7,836,000)
Earnings on cash surrender value of BOLI	269,000	252,000	773,000	734,000
Other noninterest income	560,000	558,000	2,112,000	1,355,000
Total noninterest income	5,594,000	5,967,000	15,890,000	16,946,000
NONINTEREST EXPENSE
Salaries and benefits	14,415,000	13,985,000	43,037,000	40,920,000
Operations	3,974,000	3,827,000	11,243,000	10,354,000
Occupancy	1,744,000	1,662,000	5,240,000	5,036,000
Data processing	1,784,000	2,156,000	5,966,000	6,172,000
Loan costs	746,000	666,000	2,012,000	1,904,000
Professional and board fees	1,093,000	1,223,000	3,435,000	3,034,000
Federal Deposit Insurance Corporation (“FDIC”) insurance	592,000	533,000	1,684,000	1,515,000
Marketing and advertising	259,000	377,000	879,000	981,000
Amortization of core deposit intangible	787,000	897,000	2,426,000	2,757,000
(Recovery) impairment of MSRs	(6,000)	506,000	23,000	545,000
Total noninterest expense	25,388,000	25,832,000	75,945,000	73,218,000
INCOME BEFORE PROVISION (BENEFIT) FOR INCOME TAXES	11,587,000	9,866,000	30,807,000	31,730,000
PROVISION (BENEFIT) FOR INCOME TAXES	2,410,000	(420,000)	5,881,000	4,088,000
NET INCOME	$ 9,177,000	$ 10,286,000	$ 24,926,000	$ 27,642,000
Basic earnings per share (in dollars per share)	$ 1.2	$ 1.32	$ 3.23	$ 3.54
Diluted earnings per share (in dollars per share)	$ 1.18	$ 1.29	$ 3.18	$ 3.45

Insider Trading Arrangements

3 Months Ended

9 Months Ended

Sep. 30, 2025

Trading Arrangements, by Individual [Table]

Material Terms of Trading Arrangement [Text Block]

Item 5. Other Information

(a)

None.

(b)

None.

(c)

Trading Plans. During the three months ended September 30, 2025, no director or officer (as defined in Rule 16a-1(f) under the Exchange Act) of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.

Rule 10b5-1 Arrangement Terminated [Flag]

false

Non-Rule 10b5-1 Arrangement Terminated [Flag]

false

Non-Rule 10b5-1 Arrangement Adopted [Flag]

false

Rule 10b5-1 Arrangement Adopted [Flag]

false

Document And Entity Information - shares	9 Months Ended
Document And Entity Information - shares	Sep. 30, 2025	Nov. 07, 2025
Document Information [Line Items]
Entity Central Index Key	0001530249
Entity Registrant Name	FS Bancorp, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2025
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2025
Document Transition Report	false
Entity File Number	001-35589
Entity Incorporation, State or Country Code	WA
Entity Tax Identification Number	45-4585178
Entity Address, Address Line One	6920 220th Street SW
Entity Address, City or Town	Mountlake Terrace
Entity Address, State or Province	WA
Entity Address, Postal Zip Code	98043
City Area Code	425
Local Phone Number	771‑5299
Title of 12(b) Security	Common Stock, par value $.01 per share
Trading Symbol	FSBW
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,518,462

Note 4 - Mortgage Servicing Rights

9 Months Ended

Sep. 30, 2025

Transfers and Servicing of Financial Assets [Text Block]

NOTE 4 – MORTGAGE SERVICING RIGHTS

Loans serviced for others are not included on the Consolidated Balance Sheets. The unpaid principal balance of residential mortgage loans serviced for others was $1.64 billion and $1.63 billion at September 30, 2025 and December 31, 2024, respectively.

The following table summarizes MSRs activity at or for the dates indicated:

	At or For the Three Months Ended
	September 30,
	2025			2024
Beginning balance, at the lower of cost or fair value	$	8,652		$	9,352
Additions		510			498
MSRs amortized		(662	)		(605	)
Recovery (impairment) of MSRs		6			(506	)
Ending balance, at the lower of cost or fair value	$	8,506		$	8,739

	At or For the Nine Months Ended
	September 30,
	2025			2024
Beginning balance, at the lower of cost or fair value	$	9,204		$	17,176
Additions		1,242			1,891
Sales		—			(7,953	)
MSRs amortized		(1,917	)		(1,830	)
Impairment of MSRs		(23	)		(545	)
Ending balance, at the lower of cost or fair value	$	8,506		$	8,739

The fair value of the MSRs’ assets was $21.7 million and $21.0 million at September 30, 2025 and December 31, 2024, respectively. Fair value adjustments to MSRs are mainly due to market-based assumptions associated with discounted cash flows, loan prepayment speeds, and changes in interest rates. A significant change in prepayments of the loans in the MSRs portfolio could result in significant changes in the valuation adjustments, thus creating potential volatility in the carrying amount of MSRs.

Key economic assumptions of the current fair value for single family MSRs are presented in the table below. Also shown is the sensitivity of the MSR portfolio to changes in market interest rates on the underlying loans, expressed as the impact on prepayment speeds and discount rates. The table presents the estimated decline in fair value assuming a 10% and 20% adverse change in market interest rates. Two sets of sensitivities are provided: (i) prepayment-only sensitivity, reflecting the impact of the interest rate change on prepayment speeds, holding discount rates constant; and (ii) combined sensitivity reflecting the impact of the interest rate change on both prepayment speeds and the discount rate used to value the MSRs.

	September 30,			December 31,
	2025			2024
Aggregate portfolio principal balance	$	1,639,890		$	1,632,141
Weighted average rate of loans in MSRs portfolio		4.4	%		4.2	%
Fair value MSRs	$	21,691		$	21,043
Weighted average life in years		7.8			7.9
Weighted average constant prepayment rate		8.3	%		8.3	%
Decline in fair value from 10% adverse change (prepayment-only)	$	715		$	408
Decline in fair value from 20% adverse change (prepayment-only)	$	1,075		$	776
Effective discount rate		9.1	%		10.2	%
Decline in fair value from 10% adverse change (prepayment + discount rate)	$	901		$	911
Decline in fair value from 20% adverse change (prepayment + discount rate)	$	1,733		$	1,819

These sensitivities are hypothetical and should be used with caution as the tables above demonstrate the Company’s methodology for estimating the fair value of MSRs which is extremely sensitive to changes in key assumptions. For example, actual prepayment experience may differ and any difference may have a material effect on the fair value of MSRs. Changes in fair value resulting from changes in assumptions generally cannot be extrapolated because the relationship of the change in the assumption to the change in fair value may not be linear. Also, in these tables, the effects of a variation in a particular assumption on the fair value of MSRs is calculated without changing any other assumption; in reality, changes in one factor may be associated with changes in another (for example, decreases in market interest rates may provide an incentive to refinance, however, this may also indicate a slowing economy and an increase in the unemployment rate, which reduces the number of borrowers who qualify for refinancing), which may magnify or counteract the sensitivities. Thus, any measurement of the fair value of MSRs is limited by the conditions existing and assumptions made at a particular point in time. Those assumptions may not be appropriate if they are applied to a different time.

The Company recorded $1.1 million of gross contractually specified servicing fees, late fees, and other ancillary fees resulting from servicing of loans for both the three months ended September 30, 2025 and 2024, and $3.3 million and $3.6 million for the nine months ended September 30, 2025 and 2024, respectively. The income, net of amortization of MSRs, is reported in “Service charges and fee income” on the Consolidated Statements of Income.

The entire disclosure for a transferor's continuing involvement in financial assets that it has transferred in a securitization or asset-backed financing arrangement, the nature of any restrictions on assets reported by an entity in its statement of financial position that relate to a transferred financial asset (including the carrying amounts of such assets), how servicing assets and servicing liabilities are reported, and (for securitization or asset-backed financing arrangements accounted for as sales) when a transferor has continuing involvement with the transferred financial assets and transfers of financial assets accounted for as secured borrowings, how the transfer of financial assets affects an entity's financial position, financial performance, and cash flows.

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 815
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480591/815-20-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Subparagraph (c)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481420/860-30-50-1A

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 946
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.6-04(11))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 1A
-Subparagraph (b)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481420/860-30-50-1A

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (a)(7)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-4

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)(2)(i)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-3

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (b)(2)(ii)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-3

Reference 8: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

Reference 9: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

Reference 10: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)(4)(ii)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

Reference 11: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)(5)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

Reference 12: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-2

Reference 13: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org/860/tableOfContent

Reference 14: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-3

Reference 15: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (cc)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-3

Reference 16: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (a)(5)(ii)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

Reference 17: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

Reference 18: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4D
-Subparagraph (c)(3)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4D

Reference 19: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481420/860-30-50-7

Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-2

Reference 21: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-2

Reference 22: http://www.xbrl.org/2003/role/disclosureRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (d)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-4

Note 7 - Deposits - Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Noninterest-bearing checking	$ 648,661	$ 627,679
Interest-bearing checking	199,527	176,561
Savings	167,006	154,188
Money market	354,333	341,615
Certificates of deposit less than $100,000	682,004	440,257
Certificates of deposit of $100,000 through $250,000	462,397	455,594
Certificates of deposit greater than $250,000	155,373	133,045
Escrow accounts related to mortgages serviced	17,191	10,479
Total deposits	$ 2,686,492	$ 2,339,418

Note 4 - Mortgage Servicing Rights (Tables)

9 Months Ended

Sep. 30, 2025

Servicing Asset at Amortized Cost [Table Text Block]

	At or For the Three Months Ended
	September 30,
	2025			2024
Beginning balance, at the lower of cost or fair value	$	8,652		$	9,352
Additions		510			498
MSRs amortized		(662	)		(605	)
Recovery (impairment) of MSRs		6			(506	)
Ending balance, at the lower of cost or fair value	$	8,506		$	8,739

	At or For the Nine Months Ended
	September 30,
	2025			2024
Beginning balance, at the lower of cost or fair value	$	9,204		$	17,176
Additions		1,242			1,891
Sales		—			(7,953	)
MSRs amortized		(1,917	)		(1,830	)
Impairment of MSRs		(23	)		(545	)
Ending balance, at the lower of cost or fair value	$	8,506		$	8,739

Schedule of Servicing Assets at Fair Value [Table Text Block]

	September 30,			December 31,
	2025			2024
Aggregate portfolio principal balance	$	1,639,890		$	1,632,141
Weighted average rate of loans in MSRs portfolio		4.4	%		4.2	%
Fair value MSRs	$	21,691		$	21,043
Weighted average life in years		7.8			7.9
Weighted average constant prepayment rate		8.3	%		8.3	%
Decline in fair value from 10% adverse change (prepayment-only)	$	715		$	408
Decline in fair value from 20% adverse change (prepayment-only)	$	1,075		$	776
Effective discount rate		9.1	%		10.2	%
Decline in fair value from 10% adverse change (prepayment + discount rate)	$	901		$	911
Decline in fair value from 20% adverse change (prepayment + discount rate)	$	1,733		$	1,819

Note 9 - Fair Value Measurements - Schedule of Reconciliation of Financial Assets and Liabilities with Unobservable Inputs (Details) - USD ($)
$ in Thousands

3 Months Ended

9 Months Ended

Sep. 30, 2025

Sep. 30, 2024

Sep. 30, 2025

Sep. 30, 2024

Interest Rate Lock Commitments [Member]

Beginning balance, derivative asset (liability)

$ 409

$ 378

$ 103

$ 329

Purchases and issuances, derivative asset (liability)

864

1,587

3,104

3,245

Sales and settlements, derivative asset (liability)

(998)

(1,673)

(2,932)

(3,282)

Ending balance, derivative asset (liability)

275

292

275

292

Gain (Loss) Included in Earnings, derivative asset (liability)

^[1]

(134)

(86)

172

(37)

Gain (Loss) Included in Other Comprehensive Income (Loss), derivative asset (liability)

^[2]

Mandatory and Best Effort Forward Commitments [Member]

Beginning balance, derivative asset (liability)

(162)

(316)

(188)

Purchases and issuances, derivative asset (liability)

(92)

(1,138)

(345)

(1,117)

Sales and settlements, derivative asset (liability)

226

1,377

286

1,228

Ending balance, derivative asset (liability)

(28)

(77)

(28)

(77)

Gain (Loss) Included in Earnings, derivative asset (liability)

^[1]

134

239

(59)

(111)

Gain (Loss) Included in Other Comprehensive Income (Loss), derivative asset (liability)

^[2]

$ 0

[1]	Relating to items held at end of period included in income.
[2]	Relating to items held at end of period included in other comprehensive income (loss).

Note 14 - Goodwill and Other Intangible Assets - Schedule of Amortization (Details) - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Total	$ 11,284	$ 13,710
Core Deposits [Member]
Remainder of 2025	766
2026	2,845
2027	2,500
2028	2,110
2029	1,283
Thereafter	1,780
Total	$ 11,284

Note 6 - Leases

9 Months Ended

Sep. 30, 2025